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Elizabeth Rivelli is a contributing insurance writer for Bankrate and has years of experience writing for insurance domains such as The Simple Dollar, Coverage.com and NextAdvisor, among others Morgan Chelsea Lanier has been an insurance editor for Bankrate since 2020. Using her eight years of experience in market research and data analysis, she works hard to understand her readers’ needs and bring data insights that provide accurate and straightforward answers to insurance questions. She firmly believes that all data tells a story – and she wants to bring that story to her readers. Updated Nov 02, 2022 Pay less for auto insurance A better rate is around the corner. See how much you could save in 3 minutes or less. Your information is secure Next Compare quotes from reliable carriers + MORE how it works Caret Down Provide some info to get offers We only ask for info that can impact your rate so we can share accurate and personalized offers. Select your policy Compare and move forward with as many offers as you want from a list of trusted carriers. Settle your rate and policy details Once you've decided on a carrier, wrap up the process online or on the phone with a trusted agent. On This Page
Compare rates and save on auto insurance today! Get quotes Close X New Hampshire is one of the only states that does not require car insurance, but purchasing coverage is a good idea anyway. The average cost of car insurance in New Hampshire is $1,275 per year for a full coverage policy and $389 for a minimum coverage policy, according to Bankrate’s 2021 study of quoted annual premiums. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers Save on auto insurance with quotes from trusted providers like Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers Save on auto insurance with quotes from trusted providers like Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More How much does car insurance cost in New Hampshire
Car insurance rates depend on the . For instance, the average annual car insurance rate in New Hampshire is cheaper than the average annual car insurance premium in Rhode Island. New Hampshire drivers pay less for car insurance than the average American driver. For comparison, the in the U.S. is $1,674 per year for a full coverage policy. In addition, the average car insurance rates in New Hampshire are based on a number of personal factors. Your ZIP code, age, credit score, claim history, driving record, insurance company and coverage limit impact car insurance rates in New Hampshire. Because of that, every driver will pay a different rate for coverage. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto with quotes from trusted providers like: Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. New Hampshire car insurance rates by company
When you are shopping for , it is important to look at the average rates from multiple providers, as every provider charges a different premium. In the table below, you can see the New Hampshire auto insurance rates from some of the . Car insurance company Average annual premium for minimum coverage Average annual premium for full coverage $526 $2,012 $250 $1,063 $359 $1,093 $468 $1,352 MMG $208 $725 $389 $851 $876 $2,351 $287 $958 $890 $3,315 $186 $681 New Hampshire car insurance rates by city
New Hampshire car insurance rates can vary significantly based on your city. In the table below, we included the average rates for full coverage car insurance in the top 20 cities in New Hampshire by population, and how the average rate compares to the statewide average. City Average annual premium for full coverage % increase from state average annual premium Manchester $1,513 19% Nashua $1,334 5% Concord $1,197 -6% Dover $1,245 -2% Rochester $1,244 -2% Keene $1,161 -9% Derry $1,388 9% Portsmouth $1,231 -3% Laconia $1,259 -1% Claremont $1,218 -4% Somersworth $1,238 -3% Londonderry $1,363 7% Durham $1,250 -2% Hampton $1,250 -2% Berlin $1,277 0% Lebanon $1,226 -4% Hanover $1,227 -4% Franklin $1,237 -3% Milford $1,292 1% Hudson $1,362 7% New Hampshire car insurance rates by age
Another factor that will impact the cost of your car insurance premium in New Hampshire is your age. Young drivers typically pay higher rates than older drivers because they have less experience behind the wheel. The table below outlines the average annual premiums in New Hampshire for various ages. Age Average annual premium in New Hampshire $1,735 $3,935 $2,797 $1,512 $1,284 $1,275 $1,509 $1,046 Age 70 $1,196 *16-year-old calculated on parent's policy disclosure; 18- and 20-year-old are renters New Hampshire car insurance rates by driving record
When you apply for car insurance, the insurance company looks at your driving record to determine your level of risk. Drivers with a history of violations usually pay the highest rates. Here are the average annual premiums for drivers in New Hampshire with one speeding ticket, one accident and one DUI on their record. Driving incident Average annual full coverage premium in New Hampshire % increase of average annual premium $1,348 6% $1,596 25% $1,859 46% How to save on car insurance in New Hampshire
Drivers who are looking for the should shop around and compare quotes from multiple providers. Additionally, there are some other ways that drivers can and get a lower rate. Here are some suggestions for getting in New Hampshire: Look for discounts: Most car insurance companies offer discounts that can help drivers get a lower premium. Typical discounts include savings for being a good student, being claim-free and having certain safety equipment in your vehicle. Improve your credit score: Drivers with poor credit pay the highest car insurance rates, and vice versa. Raising your credit score can help you get a lower premium. Raise your deductible: Raising your deductible means paying a lower monthly rate. Just make sure you can afford to pay a higher deductible out of pocket in the event of a claim. Pay your premium in full: Drivers who can afford to pay their annual insurance premium upfront and in full, rather than in monthly installments, often qualify for a lower rate. Frequently asked questions
The best car insurance company is different for every driver. It depends on factors like where you live, how much you want to spend, what type of coverage you need and what discounts you can qualify for. Before you choose a provider, it is a good idea to research providers and compare them using your personal criteria.
The average cost of car insurance in New Hampshire is $1,275 per year for a full coverage policy and $389 for a minimum coverage policy. However, you could pay more or less based on your personal profile. Methodology
Bankrate utilizes Quadrant Information Services to analyze 2021 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits: $100,000 bodily injury liability per person $300,000 bodily injury liability per accident $50,000 property damage liability per accident $100,000 uninsured motorist bodily injury per person $300,000 uninsured motorist bodily injury per accident $500 collision deductible $500 comprehensive deductible To determine minimum coverage limits, Bankrate used minimum coverages that meet each state’s requirements. Our base profile drivers own a 2019 Toyota Camry, commute five days a week and drive 12,000 miles annually. These are sample rates and should only be used for comparative purposes. Age: Rates were calculated by evaluating our base profile with the ages 18-60 (base: 40 years) applied. Depending on age, drivers may be a renter or homeowner. Incident: Rates were calculated by evaluating our base profile with the following incidents applied: clean record (base), at-fault accident, single speeding ticket, single DUI conviction and lapse in coverage. Written by Elizabeth Rivelli Insurance Contributor Elizabeth Rivelli is a contributing insurance writer for Bankrate and has years of experience writing for insurance domains such as The Simple Dollar, Coverage.com and NextAdvisor, among others Morgan Chelsea Lanier has been an insurance editor for Bankrate since 2020. Using her eight years of experience in market research and data analysis, she works hard to understand her readers’ needs and bring data insights that provide accurate and straightforward answers to insurance questions. She firmly believes that all data tells a story – and she wants to bring that story to her readers.