Bankrate personal loan reviews Caret RightMain Menu Mortgage Mortgages Financing a home purchase Refinancing your existing loan Finding the right lender Additional Resources Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Bank Banking Compare Accounts Use calculators Get advice Bank reviews Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Credit Card Credit cards Compare by category Compare by credit needed Compare by issuer Get advice Looking for the perfect credit card? Narrow your search with CardMatch Caret RightMain Menu Loan Loans Personal Loans Student Loans Auto Loans Loan calculators Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Invest Investing Best of Brokerages and robo-advisors Learn the basics Additional resources Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Home Equity Home equity Get the best rates Lender reviews Use calculators Knowledge base Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Loan Home Improvement Real estate Selling a home Buying a home Finding the right agent Additional resources Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Insurance Insurance Car insurance Homeowners insurance Other insurance Company reviews Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Retirement Retirement Retirement plans & accounts Learn the basics Retirement calculators Additional resources Elevate your Bankrate experience Get insider access to our best financial tools and content

Bankrate personal loan reviews

Choosing a personal loan lender that's right for your individual needs can be difficult in a market with so many options now. In order to find a lending institution you trust, browse our expansive and consistently updated list of lender reviews. Whether you need a loan for debt consolidation, a kitchen renovation or a major purchase, here you'll find ratings, full reviews and a description of each lender's distinctive qualities in order to help guide your decision.

Featured reviews

All lender reviews

Bankrate Rating = 4.4/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. LendingPoint targets customers with below-average credit interested in taking out personal loans of up to $36,500. Bankrate Rating = 4.8/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Marcus by Goldman Sachs charges low rates and no fees for fixed-rate personal loans. Bankrate Rating = 4/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. OneMain Financial is an online lender offering unsecured and secured loans to borrowers with below-average credit. Bankrate Rating = 4.6/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Payoff provides online loans with low rates to borrowers solely interested in eliminating high-interest credit card debt. Bankrate Rating = 4.8/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Upgrade offers fixed-rate personal loans of up to $50,000 to borrowers with fair credit or better. The application is online, with fast approval. Bankrate Rating = 4.3/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Axos Bank’s unsecured personal loans offer $5,000 to $50,000 for borrowers with good credit. It offers fast funding but charges an origination fee. Bankrate Rating = 4.5/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. One of the largest military-affiliated financial service companies in the nation, USAA offers competitive rates and fast funding on personal loans. Bankrate Rating = 3.7/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Prosper was the first to enter the peer-to-peer lending market and offers unsecured personal loans to borrowers through an entirely virtual process. Bankrate Rating = 4.6/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. A SoFi personal loan is great for those with a decent income and good credit. There are no fees and no penalty for paying off your balance early. Bankrate Rating = 4.4/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. This Illinois-based bank offers personal loans for home improvements and more, but you’ll have to be a resident of one of 24 states to qualify. Bankrate Rating = 4.6/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. RISE offers small personal loans of $300 to $5,000 and doesn’t charge origination or application fees, but its APRs can be as high as 299 percent. Bankrate Rating = 4.6/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Eloan offers loans for debt consolidation, medical expenses, auto expenses, credit card debt and more, with funding as soon as the next business day. Bankrate Rating = 4.8/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Discover, though known for its credit cards, also offers a range of personal loans with flexible repayment terms, no processing fees and low APRs. Bankrate Rating = 4.4/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. OppLoans is an online lender offering short-term installment loans with fast funding to borrowers who need an alternative to traditional payday loans. Bankrate Rating = 4.7/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Upstart is an online lender founded by former Google employees and lends to those with fair credit. Bankrate Rating = 4.6/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. LightStream has no fees for personal loans and offers very competitive rates. Its loans can be used for nearly anything, including debt consolidation. Bankrate Rating = 4.9/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. If you prefer to do business at a brick-and-mortar bank, TD Bank could be a good fit for your personal loan needs. Bankrate Rating = 4.6/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. PenFed offers low APRs and fast funding on personal loans from $600 to $35,000, and it doesn’t charge origination fees or a prepayment penalty. Bankrate Rating = 4.6/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Best Egg is an online lender known for offering borrowers low rates and quick funding, often in as little as one business day. Bankrate Rating = 4.5/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. PNC Bank’s low-APR, no-fee personal loans are best for those interested in consolidating debt or making a large purchase. Bankrate Rating = 4.3/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. LendingClub’s unsecured personal loans offer $1,000 to $40,000 with relatively affordable APRs. It charges origination fees and requires fair credit. Bankrate Rating = 4.5/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Figure offers its best personal loan rates to borrowers with good credit who opt for autopay and a shorter repayment term. Bankrate Rating = 4.6/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. FreedomPlus is an online personal loan provider with same-day loan decisions and funding within 24 hours for loans up to $50,000. Bankrate Rating = 4.5/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Avant offers fast funding and flexible payment options. Additionally, you don’t need stellar credit to qualify for a personal loan with this lender. Bankrate Rating = 4.6/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Rocket Loans has fast funding, although it does charge origination fees. Bankrate Rating = 4.6/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. American Express offers personal loans to card members who qualify. Bankrate Rating = 4.4/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Municipal Credit Union offers low rates on personal loans, but you must become a member to qualify. Bankrate Rating = 4.5/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Looking for a personal loan? Check out our review of Barclays to see if the lender can provide the best personal loan for you. Bankrate Rating = 4.2/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Personify is known for offering loans to people with below-average credit. Bankrate Rating = 4/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Mariner Finance offers loans as small as $1,000 and accepts joint applications, but applicants may have to visit a branch in one of 24 states. Bankrate Rating = 4.3/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Laurel Road is a digital banking platform from KeyBank. It offers financial services to anyone, but its services are tailored to meet the needs of healthcare and business professionals. Bankrate Rating = 4.3/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Earnest is a loan servicer known primarily for its student loans. Earnest has partnered with Fiona, a lender matching platform, to help borrowers find, compare and choose from qualifying lenders. Bankrate Rating = 4.4/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. NetCredit, a subsidiary of Enova International, offers unsecured personal loans ranging from $500 to $20,000, although minimums and maximums vary widely by state. The trusted provider of accurate rates and financial information Wall Street Journal USA Today The New York Times CNN Bloomberg ABC