Best No Annual Fee Travel Credit Cards of October 2022 - NerdWallet Advertiser disclosure
You re our first priority br Every time
We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners.BEST OF Best No Annual Fee Travel Credit Cards of October 2022
NerdWallet Oct 24, 2022 Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money. ALSO CONSIDER: Best credit cards of 2022 Best rewards credit cards Best airline credit cards Best hotel credit cards No-annual-fee travel credit cards offer rewards for no yearly cost of card ownership. This can be appealing to frugal or infrequent travelers. Keep in mind, however, that these cards lack the richer rewards and perks of cards that do charge annual fees. For some travelers, paying an annual fee is worth it thanks to those incentives, which can include things like travel credits, bonus rewards, airport lounge access, free checked bags, priority boarding, hotel status and more. The value of such perks can more than offset an annual fee. But for those who are adamantly opposed to paying one, here are our favorite no-annual-fee travel cards. ALSO CONSIDER: Best credit cards of 2022 Best rewards credit cards Best airline credit cards Best hotel credit cards No-annual-fee travel credit cards offer rewards for no yearly cost of card ownership. This can be appealing to frugal or infrequent travelers. Keep in mind, however, that these cards lack the richer rewards and perks of cards that do charge annual fees. For some travelers, paying an annual fee is worth it thanks to those incentives, which can include things like travel credits, bonus rewards, airport lounge access, free checked bags, priority boarding, hotel status and more. The value of such perks can more than offset an annual fee. But for those who are adamantly opposed to paying one, here are our favorite no-annual-fee travel cards.Show summary NerdWallet' s Best No Annual Fee Travel Credit Cards of October 2022
Wells Fargo Autograph℠ Card: Best for General travelBank of America Travel Rewards credit card: Best for General travelDiscover it Miles: Best for General travelCapital One VentureOne Rewards Credit Card: Best for General travelAmerican Airlines AAdvantage MileUp℠ Card: Best for Airline travelDelta SkyMiles Blue American Express Card: Best for Airline travelUnited Gateway℠ Card: Best for Airline travelJetBlue Card: Best for Airline travelMarriott Bonvoy Bold Credit Card: Best for Hotel rewardsHilton Honors American Express Card: Best for Hotel rewardsWyndham Rewards Visa With No Annual Fee: Best for Hotel rewardsBest Western Rewards Mastercard: Best for Hotel rewardsIHG Rewards Traveler Credit Card: Best for Hotel rewards Best No Annual Fee Travel Credit Cards
Credit cardNerdWallet rating NerdWallet's ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.Annual feeRewards rateIntro offerLearn more Wells Fargo Autograph℠ CardApply now on Wells Fargo's website 4.5/5 Best for General travel$01x-3x Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases.Points30,000 Limited time offer. Earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months - that's a $300 cash redemption value. Offer expires 1/10/2023.PointsApply now on Wells Fargo's websiteRates & Fees Bank of America Travel Rewards credit cardApply now on Bank of America's website 3.8/5 Best for General travel$01.5x Earn unlimited 1.5 points per $1 spent on all purchases and your points don't expirePoints25,000 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.PointsApply now on Bank of America's website Discover it MilesApply now on Discover's website, or call 800-347-0264 3.8/5 Best for General travel$01.5x Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.MilesDiscover Match UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.MilesApply now on Discover's website, or call 800-347-0264Rates & Fees Capital One VentureOne Rewards Credit CardApply now on Capital One's website 3.4/5 Best for General travel$01.25x-5x Earn unlimited 1.25X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.Miles20,000 Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.MilesApply now on Capital One's website American Airlines AAdvantage MileUp℠ CardApply now on Citibank's application 3.9/5 Best for Airline travel$01x-2x Earn 2 AAdvantage miles for each $1 spent at grocery stores, including grocery delivery services; Earn 2 AAdvantage miles for every $1 spent on eligible American Airlines purchases; Earn 1 AAdvantage mile for every $1 spent on other purchasesMiles10,000 Earn 10,000 American Airlines AAdvantage bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening.MilesApply now on Citibank's application Delta SkyMiles Blue American Express CardApply now on American Express' website 3.5/5 Best for Airline travel$01x-2x Earn 2X Miles per dollar at restaurants, now worldwide. Earn 2X Miles per dollar spent on Delta purchases. Earn 1X Mile on all other eligible purchases. Terms Apply.Miles10,000 Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months. Terms Apply.MilesApply now on American Express' websiteRates & Fees United Gateway℠ CardApply now on Chase's website 3.3/5 Best for Airline travel$01x-2x 2 miles per $1 spent on United purchases, at gas stations and on local transit and commuting. 1 mile per $1 spent on all other purchases.Miles20,000 Earn 20,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open.MilesApply now on Chase's website JetBlue CardLearn more 3.5/5 Best for Airline travel$01x-3x Earn 3X points on eligible JetBlue purchases, 2X points at restaurants and eligible grocery stores and 1X points on all other purchases.Points10,000 Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days.PointsLearn more Marriott Bonvoy Bold Credit CardApply now on Chase's website 2.8/5 Best for Hotel rewards$01x-14x Earn up to 14X total points for every $1 spent at 7,000+ hotels participating in Marriott Bonvoy and 2X points on other travel purchases (from airfare to taxis and trains). 1X point for every $1 spent on all other purchases.Points60,000 Limited Time Offer! Earn 60,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.PointsApply now on Chase's website Hilton Honors American Express CardApply now on American Express' website 4.1/5 Best for Hotel rewards$03x-7x Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio. Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Terms Apply.Points100,000 Earn 100,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership. Terms Apply.PointsApply now on American Express' websiteRates & Fees Best Western Rewards MastercardRead review 3.4/5 Best for Hotel rewards$02x-13x Earn up to 13 points per $1 on Best Western stays (10 points as a Best Western Rewards member, 3 points for using your Best Western Rewards Mastercard), Earn 2 points per $1 spent everywhere else.Points40,000 Earn up to 3 FREE NIGHTS in Bonus Points: 40,000 points when you spend $1,000 in the first 3 billing cycles after the account is opened and another 20,000 points when you spend $5,000 every 12 billing cycles.PointsRead review IHG Rewards Traveler Credit CardApply now on Chase's website 3.2/5 Best for Hotel rewards$01x-17x Earn up to 17 points total per $1 spent when you stay at an IHG hotel. Earn 3 points per $1 spent on purchases on monthly bills, gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases.Points80,000 Earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening.PointsApply now on Chase's website Our pick for General travelApply nowon Wells Fargo's websiteRates & Fees Wells Fargo Autograph℠ Card
4.5NerdWallet rating NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.Apply nowon Wells Fargo's websiteRates & FeesAnnual fee $0Rewards rate 1x-3x PointsIntro offer 30,000 PointsRecommended Credit Score690850good - excellentSee your approval oddsSee your approval odds A credit score in or above the recommended range means you have a higher chance of approval, but doesn’t guarantee it. Use this link to create an account and connect your credit score with TransUnion to get an estimate of your approval odds based on your credit score and other factors. Read more.Why We Like It Pros & Cons Product Details The Wells Fargo Autograph℠ Card offers so much value, it's hard to believe there's no annual fee. Start with a great bonus offer, then earn extra rewards in a host of common spending categories. The Wells Fargo Autograph℠ Card offers so much value, it's hard to believe there's no annual fee. Start with a great bonus offer, then earn extra rewards in a host of common spending categories. Pros The card earns unlimited 3 points per dollar spent on travel, dining, gas stations, transit, popular streaming services and phone plans. Other spending earns 1 point per dollar. The bonus offer is outstanding for a $0-annual-fee card, and you even get a introductory APR period. Cons You don't get the perks of a dedicated airline or hotel card, and there's no option to transfer points to airline or hotel programs.Read full review Limited time offer. Earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months - that's a $300 cash redemption value. Offer expires 1/10/2023 Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases $0 annual fee 0% intro APR for 12 months from account opening on purchases. 17.99%, 22.99%, or 27.99% variable APR thereafter Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible). Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal. Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge. Select "Apply Now" to learn more about the product features, terms and conditions.View Rates & FeesApply nowon Bank of America's website Bank of America Travel Rewards credit card
3.8NerdWallet rating NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.Apply nowon Bank of America's websiteAnnual fee $0Rewards rate 1.5x PointsIntro offer 25,000 PointsRecommended Credit Score690850good - excellentSee your approval oddsSee your approval odds A credit score in or above the recommended range means you have a higher chance of approval, but doesn’t guarantee it. Use this link to create an account and connect your credit score with TransUnion to get an estimate of your approval odds based on your credit score and other factors. Read more.Why We Like It Pros & Cons Product Details The Bank of America Travel Rewards credit card is blessedly simple. You earn 1.5 points per dollar spent on all purchases. Redeem those points for restaurant purchases or for travel, either by booking through the issuer or as a credit on your statement. The Bank of America Travel Rewards credit card is blessedly simple. You earn 1.5 points per dollar spent on all purchases. Redeem those points for restaurant purchases or for travel, either by booking through the issuer or as a credit on your statement. Pros This card has one of the broadest definitions of travel, giving you more ways to use your points. You can also earn up to 75% more points if you’re a Preferred Rewards client. There's a nice sign-up bonus and a 0% APR period, too. And since it's a Visa card, you'll find broad acceptance overseas. Cons A flat-rate card means you don't earn bonus rewards for travel purchases. Read full review Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire. 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases. Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions. Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout. New longer intro period! 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.99% - 26.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers. If you're a Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases. Contactless Cards - The security of a chip card, with the convenience of a tap. This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.Apply nowon Discover's website, or call 800-347-0264Rates & Fees Discover it Miles
3.8NerdWallet rating NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.Apply nowon Discover's website, or call 800-347-0264Rates & FeesAnnual fee $0Rewards rate 1.5x MilesIntro offer Discover Match MilesRecommended Credit Score690850good - excellentSee your approval oddsSee your approval odds A credit score in or above the recommended range means you have a higher chance of approval, but doesn’t guarantee it. Use this link to create an account and connect your credit score with TransUnion to get an estimate of your approval odds based on your credit score and other factors. Read more.Why We Like It Pros & Cons Product Details The Discover it Miles offers simple flat-rate rewards, gives you control over how big your new-cardholder bonus will be, and is the rare travel card that lets you redeem your miles for cash back with no loss in value. The Discover it Miles offers simple flat-rate rewards, gives you control over how big your new-cardholder bonus will be, and is the rare travel card that lets you redeem your miles for cash back with no loss in value. Pros You earn 1.5 miles per dollar spent on all purchases. Miles are worth 1 cent apiece when redeemed for statement credit against travel purchases or for cash back. The introductory 0% APR period is one of the best in its class. And you get Discover's unique sign-up offer: UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match. Cons Discover's acceptance is limited internationally. If your travels will take you outside the U.S., bring along another card or two for backup. Read full review UNLIMITED BONUS: Only Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match. Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee. Redeem Miles to pay any part of your monthly bill, including your minimum payment. Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire. 0% intro APR for 15 months on purchases. Then 14.99% to 25.99% Standard Variable Purchase APR will apply. NEW! Discover helps remove your personal information from select people-search websites. Activate by mobile app for free. Discover is accepted nationwide by 99% of the places that take credit cards. Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers. Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free. Click "Apply Now" to see terms and conditions.View Rates & FeesApply nowon Capital One's website Capital One VentureOne Rewards Credit Card
3.4NerdWallet rating NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.Apply nowon Capital One's websiteAnnual fee $0Rewards rate 1.25x-5x MilesIntro offer 20,000 MilesRecommended Credit Score690850good - excellentSee your approval oddsSee your approval odds A credit score in or above the recommended range means you have a higher chance of approval, but doesn’t guarantee it. Use this link to create an account and connect your credit score with TransUnion to get an estimate of your approval odds based on your credit score and other factors. Read more.Why We Like It Pros & Cons Product Details The Capital One VentureOne Rewards Credit Card offers an unlimited 1.25 miles per dollar spent. The Capital One VentureOne Rewards Credit Card offers an unlimited 1.25 miles per dollar spent. Pros Miles can be redeemed for statement credit against travel purchases at a value of 1 cent per mile, with no restrictions on when you travel. There's a sign-up bonus, too: Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.. Cons The ongoing rewards rate is lower than what some competitors offer. Read full review $0 annual fee and no foreign transaction fees Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel Earn unlimited 1.25X miles on every purchase, every day Miles won't expire for the life of the account and there's no limit to how many you can earn Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel Transfer your miles to your choice of 15+ travel loyalty programs Enjoy 0% intro APR on purchases and balance transfers for 15 months; 17.99% - 27.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months Our pick for Airline travelApply nowon Citibank's application American Airlines AAdvantage MileUp℠ Card
3.9NerdWallet rating NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.Apply nowon Citibank's applicationAnnual fee $0Rewards rate 1x-2x MilesIntro offer 10,000 MilesRecommended Credit Score690850good - excellentSee your approval oddsSee your approval odds A credit score in or above the recommended range means you have a higher chance of approval, but doesn’t guarantee it. Use this link to create an account and connect your credit score with TransUnion to get an estimate of your approval odds based on your credit score and other factors. Read more.Why We Like It Pros & Cons Product Details For occasional but loyal American Airlines flyers, the $0-annual-fee American Airlines AAdvantage MileUp℠ Card is a cost-effective way to earn miles on everyday purchases. For occasional but loyal American Airlines flyers, the $0-annual-fee American Airlines AAdvantage MileUp℠ Card is a cost-effective way to earn miles on everyday purchases. Pros The American Airlines AAdvantage MileUp℠ Card earns 2 AAdvantage miles per $1 spent at grocery stores and on eligible American Airlines purchases, and 1 AAdvantage mile for every $1 spent on other purchases. It also offers a sign-up bonus, plus a discount on in-flight food and beverage purchases made with the card. Cons The card doesn't offer free checked bags, and its 3% foreign transaction fee could get costly if you frequently travel internationally.Read full review Earn 10,000 American Airlines AAdvantage bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening. No Annual Fee. Earn 2 AAdvantage miles for each $1 spent at grocery stores, including grocery delivery services. Earn 2 AAdvantage miles for every $1 spent on eligible American Airlines purchases. Earn 1 AAdvantage mile for every $1 spent on other purchases. Earn 1 Loyalty Point for every 1 eligible AAdvantage mile earned from purchases. Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights.Apply nowon American Express' websiteRates & Fees Delta SkyMiles Blue American Express Card
3.5NerdWallet rating NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.Apply nowon American Express' websiteRates & FeesAnnual fee $0Rewards rate 1x-2x MilesIntro offer 10,000 MilesRecommended Credit Score690850good - excellentSee your approval oddsSee your approval odds A credit score in or above the recommended range means you have a higher chance of approval, but doesn’t guarantee it. Use this link to create an account and connect your credit score with TransUnion to get an estimate of your approval odds based on your credit score and other factors. Read more.Why We Like It Pros & Cons Product Details The Delta SkyMiles Blue American Express Card is an ideal option for Delta devotees who want rewards without paying an annual fee. The Delta SkyMiles Blue American Express Card is an ideal option for Delta devotees who want rewards without paying an annual fee. Pros Earn 2 miles per $1 spent at restaurants worldwide and on purchases made directly with Delta, and 1 mile per $1 spent on other purchases. The card features a modest welcome bonus, plus a 20% discount on in-flight purchases in the form of statement credit when you use the card to buy food, beverages or audio headsets. Terms apply. Cons It doesn’t offer perks like free checked bags or priority boarding. Since it's an American Express card, you may face limited acceptance abroad.Read full review Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months. No Annual Fee. Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S. Earn 2X Miles per dollar spent on Delta purchases, and 1X Mile on all other eligible purchases. Pay with Miles: take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com. Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets. No Foreign Transaction Fees. Terms Apply.View Rates & FeesApply nowon Chase's website United Gateway℠ Card
3.3NerdWallet rating NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.Apply nowon Chase's websiteAnnual fee $0Rewards rate 1x-2x MilesIntro offer 20,000 MilesRecommended Credit Score690850good - excellentSee your approval oddsSee your approval odds A credit score in or above the recommended range means you have a higher chance of approval, but doesn’t guarantee it. Use this link to create an account and connect your credit score with TransUnion to get an estimate of your approval odds based on your credit score and other factors. Read more.Why We Like It Pros & Cons Product Details The United Gateway℠ Card gives occasional flyers who prefer United Airlines the opportunity to try out an airline credit card for free. The United Gateway℠ Card gives occasional flyers who prefer United Airlines the opportunity to try out an airline credit card for free. Pros You earn 2 miles per $1 spent on United purchases, as well as at gas stations and on local transit and commuting, and 1 mile per dollar on other spending. There's a decent bonus offer for new cardholders, and the card doesn't charge foreign transaction fees. Cons You won't get the free checked bags, priority boarding or other perks that give other airline cards much of their appeal (and which can more than make up for the annual fee on such cards). Read full review Earn 20,000 bonus miles No annual fee Earn 2 miles per $1 spent on United purchases, at gas stations and on local transit and commuting Earn 2 miles per $1 spent on United purchases Earn 2 miles per $1 spent at gas stations, on local transit and on commuting Earn 1 mile per $1 spent on all other purchases 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24. Our pick for Hotel rewardsApply nowon Chase's website Marriott Bonvoy Bold Credit Card
2.8NerdWallet rating NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.Apply nowon Chase's websiteAnnual fee $0Rewards rate 1x-14x PointsIntro offer 60,000 PointsRecommended Credit Score690850good - excellentSee your approval oddsSee your approval odds A credit score in or above the recommended range means you have a higher chance of approval, but doesn’t guarantee it. Use this link to create an account and connect your credit score with TransUnion to get an estimate of your approval odds based on your credit score and other factors. Read more.Why We Like It Pros & Cons Product Details The Marriott Bonvoy Bold Credit Card offers bonus rewards on purchases made at Marriott Bonvoy hotels, but also on other travel purchases. You'll also earn automatic Silver status and the valuable perks that come with it. The Marriott Bonvoy Bold Credit Card offers bonus rewards on purchases made at Marriott Bonvoy hotels, but also on other travel purchases. You'll also earn automatic Silver status and the valuable perks that come with it. Pros Earn 3 points per $1 spent at qualifying Marriott Bonvoy hotels, 2 points per $1 spent on other travel purchases (from airfare to taxis and trains) and 1 point per $1 spent on everything else. The automatic Silver status benefit includes perks like priority late checkout, a 10% point bonus on stays, free Wi-Fi and more. There's also a sign-up bonus. Cons Unlike other hotel cards with annual fees, you won't get a free night's stay every anniversary. Also, bonus categories are somewhat limited compared with other cards.Read full review Limited Time Offer! Earn 60,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening. Pay no annual fee with the Marriott Bonvoy Bold Credit Card from Chase! Earn up to 14X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy with the Marriott Bonvoy Bold Card. 2X points for every $1 spent on other travel purchases (from airfare to taxis and trains). 1X point for every $1 spent on all other purchases. Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply. No Foreign Transaction Fees. Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.Apply nowon American Express' websiteRates & Fees Hilton Honors American Express Card
4.1NerdWallet rating NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.Apply nowon American Express' websiteRates & FeesAnnual fee $0Rewards rate 3x-7x PointsIntro offer 100,000 PointsRecommended Credit Score690850good - excellentSee your approval oddsSee your approval odds A credit score in or above the recommended range means you have a higher chance of approval, but doesn’t guarantee it. Use this link to create an account and connect your credit score with TransUnion to get an estimate of your approval odds based on your credit score and other factors. Read more.Why We Like It Pros & Cons Product Details The Hilton Honors American Express Card earns bonus rewards on Hilton stays and in common everyday categories. You also get automatic Silver status. Terms apply. The Hilton Honors American Express Card earns bonus rewards on Hilton stays and in common everyday categories. You also get automatic Silver status. Terms apply. Pros Earn 7 Hilton Honors bonus points per dollar spent directly with a hotel or resort within the Hilton Honors portfolio of brands; 5 points per dollar at U.S. restaurants, U.S. supermarkets, and U.S. gas stations; and 3 per dollar on all other purchases. It also offers a welcome bonus: Earn 100,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership. Terms Apply. Cons It doesn't offer an automatic award night every year, and point values are lower than they are in several other award programs. As an American Express card, acceptance abroad may be limited.Read full review Earn 100,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership. Plus, you can earn up to $100 in Statement Credits on eligible purchases made on the Card at any of the Hilton family hotels in the first 12 months of Membership. Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio. Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad. Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year. No Annual Fee. Terms Apply.View Rates & FeesApply nowon Chase's website IHG Rewards Traveler Credit Card
3.2NerdWallet rating NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.Apply nowon Chase's websiteAnnual fee $0Rewards rate 1x-17x PointsIntro offer 80,000 PointsRecommended Credit Score690850good - excellentSee your approval oddsSee your approval odds A credit score in or above the recommended range means you have a higher chance of approval, but doesn’t guarantee it. Use this link to create an account and connect your credit score with TransUnion to get an estimate of your approval odds based on your credit score and other factors. Read more.Why We Like It Pros & Cons Product Details The IHG Rewards Traveler Credit Card earns rewards quickly on IHG hotel stays and eligible everyday purchases. The IHG Rewards Traveler Credit Card earns rewards quickly on IHG hotel stays and eligible everyday purchases. Pros Earn 15 points total per $1 spent on stays at IHG hotels (5 points with the card and 10 points as an IHG Rewards Club member); 3 points per $1 spent on purchases at gas stations, eligible monthly bills, restaurants; and 2 points per $1 spent on all other purchases. The card doesn't charge a foreign transaction fee, and there's a generous sign-up bonus. It also offers a fourth night free when you redeem points for a stay of four nights or more. Terms apply. Cons Unlike some other hotel credit cards, this card doesn't offer automatic elite status. You have to spend $10,000 to earn Gold status and the perks that come with it. There's no free anniversary night benefit, and point values are relatively low.Read full review Earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening No Annual Fee Earn up to 17 points total per $1 spent when you stay at an IHG hotel Earn 3 points per $1 spent on purchases on monthly bills, gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases No Foreign Transaction Fees Redeem 3 Nights, Get the 4th Night Free IHG Rewards bonus points are redeemable at hotels such as InterContinental, Crowne Plaza, Kimpton, EVEN Hotels, Indigo Hotels & Holiday Inn Want to compare more options? Here are our other top picks:JetBlue CardBest Western Rewards MastercardFULL LIST OF EDITORIAL PICKS: BEST NO ANNUAL FEE TRAVEL CARDS
Click the card name to read our review. Before applying, confirm details on the issuer’s website. » FOR GENERAL-PURPOSE TRAVEL REWARDS Wells Fargo Autograph℠ Card
The Wells Fargo Autograph℠ Card offers so much value, it's hard to believe there's no annual fee. Start with a great bonus offer, then earn extra rewards in a host of common spending categories — restaurants, gas stations, transit, travel, streaming and more. Read our review. Bank of America Travel Rewards credit card
One of the best no-annual-fee travel cards available, the Bank of America Travel Rewards credit card gives you a solid rewards rate on every purchase, with points that can be redeemed for any travel purchase, without the restrictions of branded airline and hotel cards. Bank of America has an expansive definition of "travel," too, giving you additional flexibility in how you use your rewards. Read our review. Discover it Miles
The Discover it Miles is the rare travel credit card that lets you redeem your rewards for travel or for cash back at the same rate. (Also rare among travel cards is its intro APR period for balance transfers.) You earn unlimited 1.5 miles per dollar spent on purchases, and the miles are generally worth 1 cent apiece — that's a solid rate for a card with no annual fee. As with other Discover cards, this one matches the rewards you earn in your first year. Read our review. Capital One VentureOne Rewards Credit Card
With the Capital One VentureOne Rewards Credit Card, you don't pay an annual fee, but you also don't get rewards as rich as those on the regular Venture card. Read our review. » FOR AIRLINE TRAVEL American Airlines AAdvantage MileUp℠ Card
For occasional but loyal American Airlines flyers, the no-annual-fee American Airlines AAdvantage MileUp℠ Card is a cost-effective way to earn not only miles but also credit toward elite frequent-flyer status. Read our review. Delta SkyMiles Blue American Express Card
To unlock the most valuable perks of airline credit cards, you'll have to pay an annual fee. But if you're a leisure traveler just hoping to earn airline miles in the background, it's hard to do better than the Delta SkyMiles Blue American Express Card. Read our review. United Gateway℠ Card
This entry-level card gives occasional leisure flyers who prefer United Airlines a way to try out an airline credit card for free. Unlike a lot of cards in its class, it won't cost anything to carry, even if you seldom use it. But it lacks valuable airline-card perks, such as free checked bags and early boarding. Read our review. JetBlue Card
With the JetBlue Card, you can earn easy rewards on everyday purchases in addition to airfare. And you won’t have to worry about blackout dates once you’re ready to redeem them. Read our review. » FOR HOTEL REWARDS Marriott Bonvoy Bold Credit Card
The Marriott Bonvoy Bold Credit Card offers bonus rewards not only on purchases at Marriott Bonvoy hotels, but also on other travel purchases. Plus, you'll earn automatic Silver status and the valuable perks that come with it. Read our review. Hilton Honors American Express Card
The Hilton Honors American Express Card earns bonus rewards on Hilton stays and in common everyday categories. You also get automatic Silver status. Terms apply. Read our review. IHG Rewards Traveler Credit Card
The IHG Rewards Traveler Credit Card earns rewards quickly on IHG hotel stays and eligible everyday purchases. Read our review. Wyndham Rewards Earner℠ Credit Card
The Wyndham Rewards Earner℠ Credit Card rewards you well for Wyndham stays, while also earning bonus points in some popular everyday categories. It offers Gold status and a way to earn a free night each year if you spend enough, all for a $0 annual fee. Read our review. Best Western Rewards Mastercard
The Best Western Rewards Mastercard offers solid rewards you can redeem for stays and a variety of other options. With automatic Gold status, you also get additional perks. Read our review. To view rates and fees of the Delta SkyMiles Blue American Express Card, see this page. To view rates and fees of the Hilton Honors American Express Card, see this page. Last updated on October 24, 2022 Methodology
NerdWallet's credit cards team selects the best credit cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen as among the "best" in multiple categories. Learn how NerdWallet rates credit cards. About the author
NerdWallet
Email