Too many households do not have enough savings to cope with a typical unexpected expense, from a broken water heater to a broken arm. Even a small savings cushion could prevent families from being trapped in a harmful cycle of debt or from depleting their retirement savings to pay for common emergencies. In response, a growing number of employers and financial services providers are incorporating emergency savings into their employee financial wellness programs. Combining policy and regulatory expertise with consumer insights, AARP’s is among leading experts who are shaping the field of workplace emergency savings programs. AARP Public Policy Institute joined the , Bipartisan Policy Center, Commonwealth, and SaverLife to develop five key design principles policymakers should follow when implementing emergency savings policy. Read about these principles in a .
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