Alabama Retirement Savings Program Opinions of Small Business Owners

Alabama Retirement Savings Program Opinions of Small Business Owners

Alabama Retirement Savings Program: Opinions of Small Business Owners Economic Security and Work

Alabama Small Business Owners Support a State Retirement Plan

AARP Survey of Small Business Owners in Alabama

Read the Detailed Findings

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This AARP survey explored the opinions of 817 Alabama small business owners or decision makers about employee benefits. Most small business owners express concern as taxpayers that some Alabama residents have not saved enough money for retirement. Most think that more should be done to encourage Alabama residents to save for retirement. Almost half express concern about their employees not having enough money to cover health care or living expenses when they retire. About seven in ten small business owners in Alabama say they do not offer a retirement savings plan Over half say they do not offer one because it's too costly, while three in ten say they are concerned about how complicated they are to operate. Seven in ten Alabama small business owners support a privately managed, ready-to-go retirement savings option that would help small businesses offer employees a way to save for retirement. Most agree that being able to offer a voluntary, portable, retirement savings option helps local small businesses attract and retain quality employees and stay competitive. Interviews were conducted October 8–November 7, 2019. The sample, including owner names and companies, came from a Dun & Bradstreet business list and was weighted to reflect the Dun & Bradstreet universe of businesses in Alabama with 0–100 additional employees. For more information about this survey, please contact Lona Choi-Allum at . For media inquiries, contact . Suggested citation: Choi-Allum, Lona. AARP Survey of Small Business Owners in Alabama. Washington, DC: AARP Research, May 2020.

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