News & Insights: Retirement
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Recently featured retirement planning and spending articles, selected by our financial news editors Go By ALINA TUGEND, Kiplinger - 10/12/2022 Whether we need the money or the fulfillment that comes from working, many of us don’t want to retire all at once. Here’s when it might be the right thing for you. By Mark Miller, Reuters - 10/14/2022 At this time every fall, seniors have the chance to review their current Medicare coverage for any changes they need to make. Here’s what you might want to look for. By DAVID RODECK, Kiplinger - 09/26/2022 If you’ve just retired or are getting close, your shrinking nest egg may be making you nervous. There are a number of things you can do, though, to minimize the damage. By AMY E. BUTTELL, Bankrate.com - 09/21/2022 Many retirees still work part-time, which can present an opportunity to keep building their nest eggs and ensure their retirements are well-funded for the long-term. By Shlomo Benartzi, The Wall Street Journal - 09/11/2022 There’s no single formula for making your nest egg last, but answering questions about health, timing and risk tolerance can help you get a much clearer idea. Saving for Retirement
Under certain circumstances, a working partner can open an individual retirement account for a non-working spouse, which can make a real difference for their retirement. If you want to make donating to charities part of your estate plan, you might consider giving them assets from your individual retirement account to help save on taxes. From senior discounts to Social Security payments to tax deductions, there are advantages to aging. Here are nine important benefits to look out for. To make up for portfolio losses, it sounds like taking your benefits earlier than later could provide an offset. Here’s why you might want to rethink that. 401 k
To help retirees keep up with inflation, Social Security benefits are going up 8.7% next year. But those bigger checks could translate to a bigger tax bill. Whether we need the money or the fulfillment that comes from working, many of us don’t want to retire all at once. Here’s when it might be the right thing for you. Donating money to the causes you care about may also come with significant tax breaks. Here are six options to explore based on your goals, worth or needs. Congress is looking at two pieces of legislation with proposed changes for required minimum distributions, or RMDs. Here are six things to look out for. Getting Ready to Retire
Whether we need the money or the fulfillment that comes from working, many of us don’t want to retire all at once. Here’s when it might be the right thing for you. There’s no set age for when you should retire, which can make it hard to get the timing right. A close look at these six factors could help you narrow it down. Congress is looking at two pieces of legislation with proposed changes for required minimum distributions, or RMDs. Here are six things to look out for. If you’ve just retired or are getting close, your shrinking nest egg may be making you nervous. There are a number of things you can do, though, to minimize the damage. Living in Retirement
We asked retirees about their satisfaction with many aspects of their primary health insurance coverage. Some of their answers may surprise you. Hearing aids are expensive, and insurance often doesn’t cover them. Being able to buy them in stores or online could now save consumers thousands of dollars. At this time every fall, seniors have the chance to review their current Medicare coverage for any changes they need to make. Here’s what you might want to look for. As you envision how you'll spend your nest egg in retirement, don't forget what could be one of your biggest expenses: taxes.
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