Save a Buck: One Free Dog Bite Is It From Home Insurance Policy, Then ...

One Free Dog Bite Is All You Get

Got a dog? Make sure it's sociable and trained or you may be paying higher insurance premiums. Dog bites accounted for more than a third of all homeowner or renter policy liability claims last year, with an average claim of $24,840, says the Insurance Information Institute. Most companies will cover dog bites, but one free bite is all you get. After that, your company may charge a higher premium or exclude your dog from coverage. Some firms require a liability waiver or charge more for breeds deemed dangerous such as pit bulls and rottweilers. So be a responsible owner: Take your dog to obedience school, have it spayed or neutered (unneutered dogs bite more often), and keep an eye on children (the most common victims). If necessary, use a leash or a muzzle. Joan Rattner Heilman frequently writes for the AARP Bulletin. Cancel You are leaving AARP.org and going to the website of our trusted provider. The provider’s terms, conditions and policies apply. Please return to AARP.org to learn more about other benefits. Your email address is now confirmed. You'll start receiving the latest news, benefits, events, and programs related to AARP's mission to empower people to choose how they live as they age. You can also by updating your account at anytime. You will be asked to register or log in. Cancel Offer Details Disclosures

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