Will my Social Security disability benefits change when I reach retirement age
Can I Collect Both Social Security Retirement and Disability Benefits
Probably not. Whatever your age when you claim (SSDI), Social Security sets your benefit as though you had reached . Full retirement age, or FRA, is the point at which you qualify for 100 percent of the benefit from your lifetime earnings. At full retirement age — which is 66 and 4 months for those born in 1956 and is gradually rising to 67 over the next several years — your SSDI payment converts to a retirement benefit. For most beneficiaries, the amount remains the same. The same goes for any on your record: They switch from being based on your disabled status to being tied to your retiree status. An exception is if, along with SSDI, you are receiving , or a “public disability benefit” from a government job at which you did not pay . These additional benefits can . The reduction ends when you hit full retirement age, so your Social Security benefit would increase at that time.
Keep in mind br
Your Social Security disability payment is based on your full retirement age, but a spousal benefit paid to your husband or wife on your record is not. If your spouse takes the benefit before his or her FRA, it is permanently reduced. Updated March 7, 2022
More on Social Security Disability Benefits
Q& A Tool
Find the answers to the most common Social Security questions such as when to claim, how to maximize your retirement benefits and more. Cancel You are leaving AARP.org and going to the website of our trusted provider. The provider’s terms, conditions and policies apply. Please return to AARP.org to learn more about other benefits. Your email address is now confirmed. You'll start receiving the latest news, benefits, events, and programs related to AARP's mission to empower people to choose how they live as they age. You can also by updating your account at anytime. You will be asked to register or log in. Cancel Offer Details Disclosures
Close In the next 24 hours, you will receive an email to confirm your subscription to receive emails related to AARP volunteering. Once you confirm that subscription, you will regularly receive communications related to AARP volunteering. In the meantime, please feel free to search for ways to make a difference in your community at Javascript must be enabled to use this site. Please enable Javascript in your browser and try again.