Consumer Advocate Offers Tips, Solutions for Scams Scams & Fraud

8 Years of Exposing Scams Schemes and Scoundrels

AARP consumer crusader Ron Burley takes stock of customer service issues

John Keatley AARP The Magazine columnist Ron Burley has been working to resolve AARP members' customer service issues for eight years. Eight years ago, AARP member Greg Williamson, from Kentucky, wrote me about a hotel room that had a door that didn't latch properly, a drippy faucet and a smell of urine. "Hotel Hell" became the first of more than 100 published in AARP The Magazine and on the AARP website. Since then, more than 41,000 AARP members have reached out to us with their consumer complaints. And over those eight years, we've helped our members recover almost $5 million. It's been an interesting and rewarding ride, personally and professionally. We're not a big team: It's just me and the occasional college intern to handle the more than 300 emails, 100 pieces of snail mail and countless phone calls we receive each month. From the case of the that wasn't really for rent to an , we've helped members in their struggle against companies that are often unresponsive, uncaring or even corrupt.

On Your Side Totals

Total member submissions: 41,383 Total resolutions: 26,871 Total recovered: $4.74 million Average submissions per month: 406 Solved per month (average): 219 (includes grouped solutions) Most complained-about industry: Cable/satellite television Largest recovery: $1.4 million, from Central Coast Nutraceuticals (2009, as an assist to then-Arizona Attorney General Terry Goddard) (Numbers from July 2007-February 2015) We recently crunched the numbers to see what problems most often vex our members. Here's what we found. Contract disputes: 32% This includes unfair or illegal contract clauses, unilateral changes to terms, failure to disclose the entire agreement prior to a sale, misleading phrasing and other practices likely designed to take advantage of consumers. After more than 20 years as a consumer advocate, I'm convinced the playing field isn't level. Companies have unlimited time and access to skilled legal advice when drafting their agreements. And consumers, often with no legal expertise and limited time, are expected to fully grasp all the nuances and implications of highly complex contracts. Such distortions leave customers without the product or service they expected, and the unsuspecting can even end up signing away many of their basic consumer rights. My Best Advice: Bring in the big guns. You may not be the only victim. Check with your state attorney general's office. Its consumer department may already be working the case. Be persistent. The old saying still applies: "The squeaky wheel gets the grease." Call regularly, and keep climbing the ladder until you get a response. Many companies will soon realize you're costing them more in time and effort than your situation is worth. Leverage publicity. Make the company a proposition it can't refuse: Either it takes care of you or it risks becoming your new "consumer hobby" and having to deal with countless more customers who've learned they've also signed their rights away. Remember, it's the promise of publicity that has the power. Once you've publicly shamed them, they have little reason to negotiate. Poor service or installation: 25% This category includes unsatisfactory or unprofessional after-the-sale encounters. (We have filtered out situations where we considered the complaint to be unjustified or extreme.) My Best Advice: Offer to send what I call a "Letter to the Competition." Rather than broadcasting the problem, just signal that you'll share your unhappy story with the company's top two competitors. Let the company do the math on how much business that might cost it when compared with your paltry problem.

Most Legwork

Johnnye Denman vs. local funeral home Funeral home wouldn't honor a prepaid funeral insurance policy, saying the family should have presented it sooner. Resolved: $8,128 Best Thanks Christine Klinger vs. Jack's Heating/Rheem Contractor installed the wrong furnace and couldn't fix problems. Klinger couldn't afford a replacement. Resolved: Manufacturer replaced the unit, no charge. Biggest Oops
Melodie Marks vs. Bank of America/Time Warner Cable company deducted $8,200 from a checking account, instead of the $82 owed. Resolved: Bank credited the full amount; cable firm gave two months of free service. Failure to rebate or refund: 17% Even when consumers are able to successfully negotiate a refund, many companies fail to comply. We also see many situations where companies don't compensate customers for point-of-purchase or in-package rebates. My Best Advice: Mention that your next phone call will be to the , which has done great work in this area, slapping many companies with hefty fines in recent years. Broken sales promises: 13% This category includes misleading but undocumented statements made by a salesperson or other company representative. It excludes false or misleading advertising. One of our biggest successes falls into this category: Our 2013 negotiation with a national time-share company returned an estimated $180,000 to more than a dozen of our readers and also resulted in a corporate change of policy to prevent future occurrences. My Best Advice: Before the sale, ask for consent to use your smartphone to record the pitch, and document anything important, including a reasonable return policy, in writing. After the sale, look on the Internet for similar stories that will show a pattern and to use as leverage when negotiating. Talk to the sales department rather than customer service; it's more affected by bad publicity. Scams: 8% My Best Advice: Take advantage of federal fraud protections by paying with a credit card, if possible (not a debit card, cash or a check). Before buying, look into a company's reputation online at and consumeraffairs.com. After the fact, file a complaint with your local district attorney and state attorney general. That way, you can get your share of a recovery if the scammers are ever brought to justice. If you've got a consumer problem, reach out to us . I look forward to hearing from you (or maybe not!). Consumer advocate writes the On Your Side column for AARP and is the author of Unscrewed: The Consumer's Guide to Getting What You Paid For. Got a complaint? Tell your consumer woes to Ron at.

Also of Interest

— Receive access to exclusive information, benefits and discounts Cancel You are leaving AARP.org and going to the website of our trusted provider. The provider’s terms, conditions and policies apply. Please return to AARP.org to learn more about other benefits. Your email address is now confirmed. You'll start receiving the latest news, benefits, events, and programs related to AARP's mission to empower people to choose how they live as they age. You can also by updating your account at anytime. You will be asked to register or log in. Cancel Offer Details Disclosures

Close In the next 24 hours, you will receive an email to confirm your subscription to receive emails related to AARP volunteering. Once you confirm that subscription, you will regularly receive communications related to AARP volunteering. In the meantime, please feel free to search for ways to make a difference in your community at Javascript must be enabled to use this site. Please enable Javascript in your browser and try again.