CHET Investment Options Connecticut Higher Education Trust CHET
CHET Investment Options Connecticut Higher Education Trust (CHET) Fidelity Existing CHET account owners can .
Sponsored by the Connecticut Office of the Treasurer and managed by Fidelity, this 529 plan is open to both residents and nonresidents.
Per IRS rules, you can change current investments twice in a calendar year, and when you change the beneficiary. You can change the investment instructions for future deposits at any time.
While each age-based portfolio has the same investment objective: capital appreciation with reasonable safety of principle, each portfolio option offers you a choice of 3 investment strategies. Do you prefer more actively managed funds that attempt to beat benchmark market indices over the long term? Or perhaps you prefer low-cost index funds that closely mirror the performance of a composite of major market indices? Your third option: A combination of the two.
Fidelity Funds
Uses primarily actively-managed Fidelity mutual funds that attempt to beat benchmark indices
Fidelity Blend Funds
Uses a combination of actively-managed and index Fidelity mutual funds
Fidelity Index Funds
Uses low-cost index Fidelity mutual funds that mirror market indices
While each age-based portfolio has the same investment objective: capital appreciation with reasonable safety of principle, each portfolio option offers you a choice of 3 investment strategies. Do you prefer more actively managed funds that attempt to beat benchmark market indices over the long term? Or perhaps you prefer low-cost index funds that closely mirror the performance of a composite of major market indices? Your third option: A combination of the two.
Fidelity Funds
Uses primarily actively-managed Fidelity mutual funds that attempt to beat benchmark indices
Fidelity Blend Funds
Uses a combination of actively-managed and index Fidelity mutual funds
Fidelity Index Funds
Uses low-cost index Fidelity mutual funds that mirror market indices
While each age-based portfolio has the same investment objective: capital appreciation with reasonable safety of principle, each portfolio option offers you a choice of 3 investment strategies. Do you prefer more actively managed funds that attempt to beat benchmark market indices over the long term? Or perhaps you prefer low-cost index funds that closely mirror the performance of a composite of major market indices? Your third option: A combination of the two.
Fidelity Funds
Uses primarily actively-managed Fidelity mutual funds that attempt to beat benchmark indices
Fidelity Blend Funds
Uses a combination of actively-managed and index Fidelity mutual funds
Fidelity Index Funds
Uses low-cost index Fidelity mutual funds that mirror market indices
While each age-based portfolio has the same investment objective: capital appreciation with reasonable safety of principle, each portfolio option offers you a choice of 3 investment strategies. Do you prefer more actively managed funds that attempt to beat benchmark market indices over the long term? Or perhaps you prefer low-cost index funds that closely mirror the performance of a composite of major market indices? Your third option: A combination of the two.
Fidelity Funds
Uses primarily actively-managed Fidelity mutual funds that attempt to beat benchmark indices
Fidelity Blend Funds
Uses a combination of actively-managed and index Fidelity mutual funds
Fidelity Index Funds
Uses low-cost index Fidelity mutual funds that mirror market indices
While each age-based portfolio has the same investment objective: capital appreciation with reasonable safety of principle, each portfolio option offers you a choice of 3 investment strategies. Do you prefer more actively managed funds that attempt to beat benchmark market indices over the long term? Or perhaps you prefer low-cost index funds that closely mirror the performance of a composite of major market indices? Your third option: A combination of the two.
Fidelity Funds
Uses primarily actively-managed Fidelity mutual funds that attempt to beat benchmark indices
Fidelity Blend Funds
Uses a combination of actively-managed and index Fidelity mutual funds
Fidelity Index Funds
Uses low-cost index Fidelity mutual funds that mirror market indices
While each age-based portfolio has the same investment objective: capital appreciation with reasonable safety of principle, each portfolio option offers you a choice of 3 investment strategies. Do you prefer more actively managed funds that attempt to beat benchmark market indices over the long term? Or perhaps you prefer low-cost index funds that closely mirror the performance of a composite of major market indices? Your third option: A combination of the two.
Fidelity Funds
Uses primarily actively-managed Fidelity mutual funds that attempt to beat benchmark indices
Fidelity Blend Funds
Uses a combination of actively-managed and index Fidelity mutual funds
Fidelity Index Funds
Uses low-cost index Fidelity mutual funds that mirror market indices
While each age-based portfolio has the same investment objective: capital appreciation with reasonable safety of principle, each portfolio option offers you a choice of 3 investment strategies. Do you prefer more actively managed funds that attempt to beat benchmark market indices over the long term? Or perhaps you prefer low-cost index funds that closely mirror the performance of a composite of major market indices? Your third option: A combination of the two.
Fidelity Funds
Uses primarily actively-managed Fidelity mutual funds that attempt to beat benchmark indices
Fidelity Blend Funds
Uses a combination of actively-managed and index Fidelity mutual funds
Fidelity Index Funds
Uses low-cost index Fidelity mutual funds that mirror market indices
While each age-based portfolio has the same investment objective: capital appreciation with reasonable safety of principle, each portfolio option offers you a choice of 3 investment strategies. Do you prefer more actively managed funds that attempt to beat benchmark market indices over the long term? Or perhaps you prefer low-cost index funds that closely mirror the performance of a composite of major market indices? Your third option: A combination of the two.
Fidelity Funds
Uses primarily actively-managed Fidelity mutual funds that attempt to beat benchmark indices
Fidelity Blend Funds
Uses a combination of actively-managed and index Fidelity mutual funds
Fidelity Index Funds
Uses low-cost index Fidelity mutual funds that mirror market indices
To view current portfolio performance, asset allocation, expense ratios, and other fund research, expand a portfolio type below, then select a portfolio name from the list. Fidelity Funds Fidelity Index Funds Individual Fund Portfolios Age and Portfolio Name Born 2020—2022 (2039) Born 2017—2019 (2036) Born 2014—2016 (2033) Born 2011—2013 (2030) Born 2008—2010 (2027) Born 2005—2007 (2024) Born 2002—2004 (2021) Born 2001 and earlier (College) Fidelity Funds Fidelity Blend Funds Fidelity Index Funds
Please review the for more detailed information.
Questions? 888-799-CHET(2438)
Fidelity does not provide legal or tax advice, and the information provided is general in nature and should not be considered legal or tax advice. Consult an attorney, tax professional, or other advisor regarding your specific legal or tax situation.
Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917
796549.1.0
h1 The Connecticut Higher Education Trust 529 College Savings Program
Sponsored by the Connecticut Office of the Treasurer and managed by Fidelity, this 529 plan is open to both residents and nonresidents.
What are your investment choices
The CHET 529 plan offers a range of investment options. Let us help you choose an option that makes sense for your situation. Different investors have their own goals, risk-tolerance levels, and time horizons. A Fidelity managed 529 plan gives you multiple types of investment options to choose from. As a Connecticut resident, be sure to consider the state tax advantages and additional program benefits of a CHET 529 plan. The following questions will help you decide the option that works best for you:Per IRS rules, you can change current investments twice in a calendar year, and when you change the beneficiary. You can change the investment instructions for future deposits at any time.
How do you want your 529 investments managed
br Age-Based
If you want a professionally managed portfolio that automatically adjusts the asset allocation based on your beneficiary's age—potentially lowering your investment risk the closer college gets—then an Age-Based portfolio might be right for you.br Customized
Do you prefer to choose your own mix of professionally managed portfolios that align to your risk tolerance or preferred investment exposure? Then selecting from Static or Individual Fund portfolios, which let you customize your investments, might be right for you.When was the child born
Age-Based Portfolios are mapped to a beneficiary's year of birth and the approximate year the beneficiary is anticipated to start college. Each portfolio is managed with the asset allocation automatically becoming more conservative as the beneficiary nears college age. Select your beneficiary's birth year below to learn more about your Age-Based portfolio investment options.What is your investment style
While each age-based portfolio has the same investment objective: capital appreciation with reasonable safety of principle, each portfolio option offers you a choice of 3 investment strategies. Do you prefer more actively managed funds that attempt to beat benchmark market indices over the long term? Or perhaps you prefer low-cost index funds that closely mirror the performance of a composite of major market indices? Your third option: A combination of the two.
Fidelity Funds
Uses primarily actively-managed Fidelity mutual funds that attempt to beat benchmark indices
Fidelity Blend Funds
Uses a combination of actively-managed and index Fidelity mutual funds
Fidelity Index Funds
Uses low-cost index Fidelity mutual funds that mirror market indices
What is your investment style
While each age-based portfolio has the same investment objective: capital appreciation with reasonable safety of principle, each portfolio option offers you a choice of 3 investment strategies. Do you prefer more actively managed funds that attempt to beat benchmark market indices over the long term? Or perhaps you prefer low-cost index funds that closely mirror the performance of a composite of major market indices? Your third option: A combination of the two.
Fidelity Funds
Uses primarily actively-managed Fidelity mutual funds that attempt to beat benchmark indices
Fidelity Blend Funds
Uses a combination of actively-managed and index Fidelity mutual funds
Fidelity Index Funds
Uses low-cost index Fidelity mutual funds that mirror market indices
What is your investment style
While each age-based portfolio has the same investment objective: capital appreciation with reasonable safety of principle, each portfolio option offers you a choice of 3 investment strategies. Do you prefer more actively managed funds that attempt to beat benchmark market indices over the long term? Or perhaps you prefer low-cost index funds that closely mirror the performance of a composite of major market indices? Your third option: A combination of the two.
Fidelity Funds
Uses primarily actively-managed Fidelity mutual funds that attempt to beat benchmark indices
Fidelity Blend Funds
Uses a combination of actively-managed and index Fidelity mutual funds
Fidelity Index Funds
Uses low-cost index Fidelity mutual funds that mirror market indices
What is your investment style
While each age-based portfolio has the same investment objective: capital appreciation with reasonable safety of principle, each portfolio option offers you a choice of 3 investment strategies. Do you prefer more actively managed funds that attempt to beat benchmark market indices over the long term? Or perhaps you prefer low-cost index funds that closely mirror the performance of a composite of major market indices? Your third option: A combination of the two.
Fidelity Funds
Uses primarily actively-managed Fidelity mutual funds that attempt to beat benchmark indices
Fidelity Blend Funds
Uses a combination of actively-managed and index Fidelity mutual funds
Fidelity Index Funds
Uses low-cost index Fidelity mutual funds that mirror market indices
What is your investment style
While each age-based portfolio has the same investment objective: capital appreciation with reasonable safety of principle, each portfolio option offers you a choice of 3 investment strategies. Do you prefer more actively managed funds that attempt to beat benchmark market indices over the long term? Or perhaps you prefer low-cost index funds that closely mirror the performance of a composite of major market indices? Your third option: A combination of the two.
Fidelity Funds
Uses primarily actively-managed Fidelity mutual funds that attempt to beat benchmark indices
Fidelity Blend Funds
Uses a combination of actively-managed and index Fidelity mutual funds
Fidelity Index Funds
Uses low-cost index Fidelity mutual funds that mirror market indices
What is your investment style
While each age-based portfolio has the same investment objective: capital appreciation with reasonable safety of principle, each portfolio option offers you a choice of 3 investment strategies. Do you prefer more actively managed funds that attempt to beat benchmark market indices over the long term? Or perhaps you prefer low-cost index funds that closely mirror the performance of a composite of major market indices? Your third option: A combination of the two.
Fidelity Funds
Uses primarily actively-managed Fidelity mutual funds that attempt to beat benchmark indices
Fidelity Blend Funds
Uses a combination of actively-managed and index Fidelity mutual funds
Fidelity Index Funds
Uses low-cost index Fidelity mutual funds that mirror market indices
What is your investment style
While each age-based portfolio has the same investment objective: capital appreciation with reasonable safety of principle, each portfolio option offers you a choice of 3 investment strategies. Do you prefer more actively managed funds that attempt to beat benchmark market indices over the long term? Or perhaps you prefer low-cost index funds that closely mirror the performance of a composite of major market indices? Your third option: A combination of the two.
Fidelity Funds
Uses primarily actively-managed Fidelity mutual funds that attempt to beat benchmark indices
Fidelity Blend Funds
Uses a combination of actively-managed and index Fidelity mutual funds
Fidelity Index Funds
Uses low-cost index Fidelity mutual funds that mirror market indices
What is your investment style
While each age-based portfolio has the same investment objective: capital appreciation with reasonable safety of principle, each portfolio option offers you a choice of 3 investment strategies. Do you prefer more actively managed funds that attempt to beat benchmark market indices over the long term? Or perhaps you prefer low-cost index funds that closely mirror the performance of a composite of major market indices? Your third option: A combination of the two.
Fidelity Funds
Uses primarily actively-managed Fidelity mutual funds that attempt to beat benchmark indices
Fidelity Blend Funds
Uses a combination of actively-managed and index Fidelity mutual funds
Fidelity Index Funds
Uses low-cost index Fidelity mutual funds that mirror market indices
Select from 3 portfolio types
A custom strategy allows you to build your own investment mix from the 3 portfolio types shown below. You may allocate money to any number of funds you'd like, in 5% increments that total 100%.To view current portfolio performance, asset allocation, expense ratios, and other fund research, expand a portfolio type below, then select a portfolio name from the list. Fidelity Funds Fidelity Index Funds Individual Fund Portfolios Age and Portfolio Name Born 2020—2022 (2039) Born 2017—2019 (2036) Born 2014—2016 (2033) Born 2011—2013 (2030) Born 2008—2010 (2027) Born 2005—2007 (2024) Born 2002—2004 (2021) Born 2001 and earlier (College) Fidelity Funds Fidelity Blend Funds Fidelity Index Funds
Please review the for more detailed information.
Ready to get started
Questions? 888-799-CHET(2438)
Learn more
Access a library of courses, articles, and videos to learn more about planning and saving for college. Understand what it's like to have an account, from choosing a plan to withdrawing funds. See if you're on track to meet your college savings goals. 1. The Bank Deposit Portfolio is not an eligible investment selection for trust account registrations. 2. Although the underlying deposits are eligible for FDIC insurance, subject to applicable federal deposit insurance limits, the units of the Bank Deposit Portfolio are not insured or guaranteed by the FDIC or any other government agency. You are responsible for monitoring the total amount of your assets on deposit at the depository bank, including amounts held directly at the depository bank. All such deposits held in the same ownership capacity at the depository bank are subject to aggregation and to the current FDIC insurance coverage limitation of $250,000. Please see your 529 Fact Kit for more details. CHET 529 Plan participants may not move or exchange money from the Stable Value Portfolio to the Bank Deposit Portfolio. Please carefully review your Portfolio selection before investing in the CHET 529 Plan. You may want to consult with a financial or tax profession before investing. Portfolios exposed to an insurance wrap contract may be subject to additional risks. Please see "Insurance Wrap Contract Risk" in the Fact Kit for more information. The Connecticut Higher Education Trust (CHET) 529 College Savings Plan - Direct Plan is offered by the Treasurer of the state of Connecticut and managed by Fidelity Investments. If you or the designated beneficiary is not a Connecticut resident, you may want to consider, before investing, whether your state or the beneficiary's home state offers its residents a plan with alternate state tax advantages or other state benefits such as financial aid, scholarship funds and protection from creditors. Units of the portfolios are municipal securities and may be subject to market volatility and fluctuation. Please carefully consider the plan's investment objectives, risks, charges, and expenses before investing. For this and other information on any 529 college savings plan managed by Fidelity, contact Fidelity for a free or view one online. Read it carefully before you invest or send money. The third-party trademarks and service marks appearing herein are the property of their respective owners. 961790.6.0 Copyright 1998-2022 FMR LLC. All Rights Reserved. The U.S. Sustainability Index Portfolio is currently unavailable online for existing account owners. Please use our to invest in this fund.¿Necesitas ayuda en español
Para ayuda en español a tus preguntas acerca del plan, como funciona y las opciones de inversión disponibles, por favor visita nuestro o llama al 888-799-2438 y uno de nuestros representantes con la ayuda de un traductor, están disponibles para asistirte de lunes a viernes de 8 a.m. a 9 p.m. hora del Este de EE. UU. Descarga una solicitud para abrir una cuenta del plan de ahorros universitarios CHET y un paquete con los datos del plan. The U.S. Sustainability Index Portfolio is currently unavailable online for existing account owners. Please use our to invest in this fund.We re here to help
Dedicated education planning specialists are available Monday–Friday from 8 a.m. to 9 p.m. ET at 888-799-CHET (2438). Important Information Virtual Assistant is Fidelity’s automated natural language search engine to help you find information on the Fidelity.com site. As with any search engine, we ask that you not input personal or account information. Information that you input is not stored or reviewed for any purpose other than to provide search results. Responses provided by the virtual assistant are to help you navigate Fidelity.com and, as with any Internet search engine, you should review the results carefully. Fidelity does not guarantee accuracy of results or suitability of information provided. Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money.Fidelity does not provide legal or tax advice, and the information provided is general in nature and should not be considered legal or tax advice. Consult an attorney, tax professional, or other advisor regarding your specific legal or tax situation.
Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917
796549.1.0