The DE529 Education Savings Plan 529 Plan Fidelity

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h1 The DE529 Education Savings Plan

Sponsored by the state of Delaware and managed by Fidelity, this 529 plan is open to both residents and nonresidents.

for program rules. Go Tax advantages
The Delaware 529 plan offers federal and state tax benefits as you save for a child's education. Flexible use of funds
Use the funds for a wide range of college expenses at accredited schools nationwide—plus tuition expenses for K-12th grade, certain apprenticeship costs, and student loan repayments. Many investment choices
Choose either an Age-Based Strategy or a Custom Strategy based on your specific investment goals.

Why invest in a 529 college savings plan with Fidelity

Friends and family can send gifts directly to your 529 with our free, online college gifting service. Gifters don't need a Fidelity account.
Help to grow your college savings account with unlimited 2% cash back on every eligible net purchase.1
This tax-advantaged education savings account could help you hit your college savings goals. There's no annual account fee and no income restrictions.

Tax advantages

Earnings Any earnings grow federal and Delaware income tax-deferred. Withdrawals Qualified withdrawals are free from federal and Delaware income taxes.

Account details

Account maximum $350,000 per beneficiary2 Investment expenses Fees vary, depending on your :
(Fidelity Funds)
(Fidelity Index Funds)
(Fidelity Blend)
(Bank Deposit Portfolio) Plan performance on the funds' short-term performance, or average annual total returns by month or by quarter.

Additional Resources

Delaware Office of State Treasurer Find out more about the for this plan. Plan application & fact kit Download the . First Steps Program A program designed to encourage saving for college, First Steps provides Delaware residents a $100 deposit into a DE529 Plan account opened for beneficiaries 5 years of age and younger. Account must be funded with at least a $100 contribution to be eligible. Read the . To opt out of the program, please contact Fidelity at 800-544-1655 or go to .

Consider these tips from Fidelity customers who found easy ways to ask their family and friends to consider gifting to their 529 on gift-giving occasions.
Already have a 529 account?

Learn more

Access a library of courses, articles, and videos to learn more about planning and saving for college. Understand what it's like to have an account, from choosing a plan to withdrawing funds. See if you're on track to meet your college savings goals.

Hablamos español

Un folleto en español con informacion sobre productos y soluciones de ahorrar para el futuro de su hijo para la universidad.
Descargue la Solicitud de Cuenta y el Paquete de Datos del Plan de Inversión para la Educación Universitaria de Delaware.

Get in touch

Contact us to get help and answers. Questions? 800-544-1655 1. You will earn 2 points per dollar in eligible net purchases (net purchases are purchases minus credits and returns) that you charge. Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Program Rules for additional information. Certain transactions are not eligible for Rewards Points, including Advances (as defined in the Agreement, including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Annual Fee, convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. The 2% cash back rewards value applies only to points redeemed for a deposit into an eligible Fidelity account. The redemption value is different if you choose to redeem your points for other rewards such as travel options, merchandise, gift cards, and/or a statement credit. Other restrictions apply. Full details appear in the Program Rules new card customers receive with their card. Establishment or ownership of a Fidelity account or other relationship with Fidelity Investments is not required to obtain a card or to be eligible to use points to obtain any rewards offered under the program other than Fidelity Rewards. The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. 2. Contributions no longer can be made once the total value of all accounts for the same beneficiary in any Delaware College Investment Plan meet the account maximum. The First Steps Program is sponsored by the DE529 Plan, was approved by the Plans Management Board (the "Board"), whose members serve as Trustees of the Delaware College Investment Plan Trust (the "Trust"), and is administered by the Delaware Office of the State Treasurer ("OST"). ​Although the underlying deposits are eligible for FDIC insurance, subject to applicable federal deposit insurance limits, the units of the Bank Deposit Portfolio are not insured or guaranteed by the FDIC or any other government agency. You are responsible for monitoring the total amount of your assets on deposit at the depository bank, including amounts held directly at the depository bank. All such deposits held in the same ownership capacity at the depository bank are subject to aggregation and to the current FDIC insurance coverage limitation of $250,000. Please see your 529 Fact Kit for more details. The DE529 Education Savings Plan is offered by the state of Delaware and managed by Fidelity Investments. If you or the designated beneficiary is not a Delaware resident, you may want to consider, before investing, whether your state or the beneficiary's home state offers its residents a plan with alternate state tax advantages or other state benefits such as financial aid, scholarship funds and protection from creditors. Units of the portfolios are municipal securities and may be subject to market volatility and fluctuation. Please carefully consider the plan's investment objectives, risks, charges, and expenses before investing. For this and other information on any 529 college savings plan managed by Fidelity, contact Fidelity for a free , or view one online. Read it carefully before you invest or send money. 800927.16.1

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DE529 Plan Fee and Expense Structure as of 1 3 2022 Fidelity Funds

DE529 Plan Fee and Expense Structure as of 1 3 2022 Fidelity Index Funds

DE529 Plan Fee and Expense Structure as of 1 3 2022 Blend

DE529 Plan Fee and Expense Structure as of 1 3 2022 Bank Deposit Portfolio

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