AZ529 Arizona's Education Savings Plan 529 Tax Advantage Fidelity

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h1 AZ529 Arizona s Education Savings Plan

Offered by the Arizona State Treasurer's Office and managed by Fidelity, this 529 plan is open to US residents.

Go Tax advantages
The Arizona 529 plan offers federal and state tax benefits as you save for a child's education. Flexible use of funds
Use the funds for a wide range of college expenses at accredited schools nationwide—plus tuition expenses for K–12th grade, certain apprenticeship costs, and student loan repayments. Many investment choices
Choose either an Age-Based Strategy or a Custom Strategy based on your specific investment goals.

Why invest in a 529 college savings plan with Fidelity

Friends and family can send gifts directly to your 529 with our free, online college gifting service. Gifters don't need a Fidelity account.
Help to grow your college savings account with unlimited 2% cash back on every eligible net purchase.1
This tax-advantaged education savings account could help you hit your college savings goals. There's no annual account fee and no income restrictions.

Tax advantages

Earnings Any earnings grow federal income tax-deferred. Contributions Arizona residents and taxpayers are eligible for a state tax deduction on 529 contributions. The annual tax deduction cannot exceed $2,000 per beneficiary for single individuals and $4,000 per beneficiary for married filing jointly.

Use the to learn more. Withdrawals Qualified withdrawals are free from federal and Arizona income taxes.

Account details

Account maximum $531,000 effective October 1, 20222 Investment expenses Fees vary, depending on your :
(Fidelity Funds)
(Fidelity Index Funds)
(Fidelity Blend)
(Bank Deposit Portfolio) Plan performance on the funds' short-term performance, or average annual total returns by month or by quarter.

Additional resources

Arizona State Treasurer's Office Learn more about the for this plan. Plan application & fact kit Download the

Consider these tips from Fidelity customers who found easy ways to ask their family and friends to consider gifting to their 529 on gift-giving occasions.
Already have a 529 account?

Learn more

Access a library of courses, articles, and videos to learn more about planning and saving for college. Understand what it's like to have an account, from choosing a plan to withdrawing funds. See if you're on track to meet your college savings goals.

Hablamos español

Un folleto en Español con informacion sobre productos y soluciones de ahorrar para el futuro de su hijo
Descargue la Solicitud de Cuenta y el Paquete de Datos del Plan de Ahorro para la Educación Universitaria de Arizona de Fidelity.

Get in touch

Contact us to get help and answers. Questions? 800-544-1262 1. You will earn 2 points per dollar in eligible net purchases (net purchases are purchases minus credits and returns) that you charge. Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Program Rules for additional information. Certain transactions are not eligible for Rewards Points, including Advances (as defined in the Agreement, including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Annual Fee, convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. The 2% cash back rewards value applies only to points redeemed for a deposit into an eligible Fidelity account. The redemption value is different if you choose to redeem your points for other rewards such as travel options, merchandise, gift cards, and/or a statement credit. Other restrictions apply. Full details appear in the Program Rules new card customers receive with their card. Establishment or ownership of a Fidelity account or other relationship with Fidelity Investments is not required to obtain a card or to be eligible to use points to obtain any rewards offered under the program other than Fidelity Rewards. 2. Contributions no longer can be made once the total value of all accounts for the same beneficiary in any Arizona 529 plan meet the account maximum. Account must be open and in good standing to earn and redeem rewards and benefits. Please refer to your Rewards Program Rules for additional information. The AZ529, Arizona's Education Savings Plan, is not insured by the state of Arizona or Fidelity Investments, and neither the principal deposited nor the investment return is guaranteed by the state of Arizona or Fidelity Investments. ​Although the underlying deposits are eligible for FDIC insurance, subject to applicable federal deposit insurance limits, the units of the Bank Deposit Portfolio are not insured or guaranteed by the FDIC or any other government agency. You are responsible for monitoring the total amount of your assets on deposit at the depository bank, including amounts held directly at the depository bank. All such deposits held in the same ownership capacity at the depository bank are subject to aggregation and to the current FDIC insurance coverage limitation of $250,000. Please see your 529 Fact Kit for more details. The AZ529, Arizona's Education Savings Plan, is offered by the state of Arizona with the Arizona State Treasurer's Office as the Plan Administrator and the Arizona State Board of Investment as Plan Trustee and is managed by Fidelity Investments. If you or the designated beneficiary is not an Arizona resident, you may want to consider, before investing, whether your state or the beneficiary's home state offers its residents a plan with alternate state tax advantages or other state benefits such as financial aid, scholarship funds and protection from creditors. Units of the portfolios are municipal securities and may be subject to market volatility and fluctuation. Please carefully consider the plan's investment objectives, risks, charges, and expenses before investing. For this and other information on any 529 college savings plan managed by Fidelity, contact Fidelity for a free , or view one online. Read it carefully before you invest or send money. 800921.16.1

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Arizona s College Saving Plan Fee and Expense Structure as of 1 3 2022 Fidelity Funds

Arizona s College Saving Plan Fee and Expense Structure as of 1 3 2022 Fidelity Index Funds

Arizona s College Saving Plan Fee and Expense Structure as of 1 3 2022 Blend

Arizona s College Saving Plan Fee and Expense Structure as of 1 3 2022 Bank Deposit Portfolio

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