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The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you. SHARE: Alex Potemkin/Getty Images November 02, 2022 Michael Evans is a former contributor to Bankrate and has worked in numerous industries, including education, finance, government, insurance and journalism. He began writing professionally while working for the world's first online mortgage brokerage in San Francisco, California. His writings have appeared in print and online publications, including Fox Business, International Living, Motley Fool and Yahoo Finance. He and his family divide their time between residences in Northern California and Colombia. When Michael is not writing, he enjoys working in his photography business and playing with his cat, Cyndi Lou. Amelia Buckley is an insurance editor, covering auto, home and life insurance. She emphasizes creating informative, engaging and nuanced content to support readers in making personalized insurance decisions. Bankrate logo The Bankrate promise
At Bankrate, we strive to help you make smarter financial decisions. To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation of how we make money. Our content is backed by LLC, a licensed entity (NPN: 19966249). For more information, please see our Insurance Disclosure. Bankrate logo The Bankrate promise
Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next. Bankrate follows a strict , so you can trust that we’re putting your interests first. All of our content is authored by and edited by , who ensure everything we publish is objective, accurate and trustworthy. Our insurance team is composed of agents, data analysts, and customers like you. They focus on the points consumers care about most — price, customer service, policy features and savings opportunities — so you can feel confident about which provider is right for you. We guide you throughout your search and help you understand your coverage options. We provide up-to-date, reliable market information to help you make confident decisions. We reduce industry jargon so you get the clearest form of information possible. All providers discussed on our site are vetted based on the value they provide. And we constantly review our criteria to ensure we’re putting accuracy first. Bankrate logo Editorial integrity
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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. Auto insurance rates may vary from city to city, but did you know they may even fluctuate based on your neighborhood and ZIP code? New York City is no exception. Bronx drivers pay an average of $4,492 per year, or $374 per month, for full coverage auto insurance and $2,007 for minimum coverage. This is expensive compared to the annual rate of $1,771 for a full coverage auto insurance policy. Compare rates and save on auto insurance today! Get quotes Close X RatesRates keep going up in 2022. Compare rates and save on auto insurance today! Get quotes Close X This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto insurance with quotes from trusted providers like: Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More RATE INCREASE ALERT Rates increased up to 12% this year
Shop for a better rate before you renew your current policy. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto insurance with quotes from trusted providers like: Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More Bronx motorists may pay high car insurance premiums, in part, due to high and rates. However, Bankrate has surveyed the market and found several insurance companies, including American Family, Progressive and Geico, that offer average auto insurance rates cheaper than the average in Bronx. Best cheap car insurance companies in Bronx
New York offers a multitude of options for , and the Bronx is no exception. Bankrate evaluated the market, searching for car insurance companies that offer affordable rates as well as a variety of coverage options and discounts. We also looked for carriers with the financial strength to back claims obligations and those that ranked highly in . Based on rate data provided by Quadrant Information Services, we determined that American Family, Progressive and Geico offer some of the lowest rates for Bronx car owners. Our editorial team produced a Bankrate Score for each carrier using a 5-point scale. In addition to the metrics above, we assessed each provider’s availability, customer service history and . We also looked for insurers that offer online and mobile tools that enable policyholders to manage their policies and claims virtually. Here is what we found. Insurance company Bankrate Score J.D. Power score (New York) Average annual premium for full coverage Average annual premium for minimum coverage 4.3 Not rated $1,333 $606 4.4 811/1,000 $2,536 $1,554 4.7 829/1,000 $3,179 $1,350 4.5 Not rated $3,899 $1,964 * 5.0 891/1,000 $4,204 $1,989 *Not eligible for official ranking with J.D. Power due to eligibility restrictions. American Family
Although American Family did not make the cut in J.D. Power’s car insurance study, the provider offers some of the lowest average full and minimum coverage rates on our list. Along with all standard auto insurance coverages, offers optional accidental death and dismemberment, emergency road service, gap and rental car reimbursement coverages. Policyholders could save on their premium with potential discounts for new customers, early quotes and even for drivers under 25 who complete 40 hours of volunteer work with a non-profit. Drivers who move frequently should note that American Family only offers coverage in 19 states. Learn more: Progressive
Founded in 1937, Progressive is the in the country. Along with all standard auto insurance coverages, the insurer offers a few optional protections, including custom parts and equipment coverage, gap insurance, rental car reimbursement and rideshare coverage. Progressive offers an array of potential savings opportunities, including automatic payment, good student, homeowner, multi-car, multi-policy and paperless billing discounts. Progressive puts you in the driver’s seat with its Name Your Price Tool, which enables you to shop for car insurance based on your budget. However, Progressive earned a below-average New York customer satisfaction score in the J.D. Power study. Learn more: Geico
Geico is currently the second-largest provider in the country, based on auto insurance market share. In the J.D. Power study, Geico earned an above-average customer satisfaction score, and has achieved the highest AM Best financial strength rating of A++ (Superior). The carrier offers a variety of discounts, including discounts for military members and employees or members of participating companies and organizations. Geico is one of the cheapest carriers, on average, for policyholders adding a young driver to their policy, but it only offers three add-on coverage options. While Bronx car owners can purchase auto insurance over the phone or online, Geico a Bronx office. Learn more: Erie
Erie is a regional provider that only operates in 12 states, including . Besides all standard car insurance coverages, Erie customers can also purchase optional pet coverage, new car protection, and ridesharing coverage. Erie did not earn a score in the 2022 J.D. Power survey but ranked highly in the corresponding 2021 survey. The carrier gives policyholders numerous ways to reduce their premiums, with for young drivers, vehicle storage, and multi-policy. The company also offers its Rate Lock feature, which may help keep your rates stable year after year. Erie does not offer online quotes, but you can request quotes and buy coverage through numerous in the state. Learn more: USAA
Although USAA earned the highest customer satisfaction score in the 2022 J.D. Power car insurance study, the carrier only sells auto insurance to members of the U.S. Armed Forces, veterans and their spouses and children. Among our top picks, USAA has the highest average full coverage and minimum coverage Bronx rates, but the provider offers customers several ways to reduce their premiums. These include potential discounts for vehicle storage, safe driving and bundling. USAA does not offer as many endorsements as some of the carriers on this list, but it does offer optional roadside assistance and rental car reimbursement. Learn more: How to get and keep the cheapest car insurance in Bronx
Finding in the Bronx might seem daunting, but Bankrate has narrowed the field to help you make an informed choice. When shopping for car insurance, Bronx drivers may find more affordable rates with these tips: Compare quotes: Requesting from several insurers could allow drivers to better compare coverages, discounts and rates. Take advantage of discounts: Looking for carriers with could help you lower your premium. For instance, if you have a on your policy, you might look for providers that offer good student discounts. Your car insurance rate may increase over time, but these steps may help you keep your premiums low: Avoid accidents and traffic tickets: Insurers may see you as more likely to file a claim if you have accidents and on your driving record. Plus, safe driving habits may make you eligible for . Maintain your credit score: New York car insurance companies are legally allowed to use your to . Maintaining a high score could help you keep your premium low. Inquire about discounts: Over time, you might qualify for discounts that were not available to you when you purchased your policy. For example, if you don’t file a claim for several years, you might qualify for a claims-free discount. Frequently asked questions
What is the best car insurance company
The may be different for everyone. Every driver has unique needs and priorities when it comes to insurance. For example, one driver might be looking for a company with solid digital tools, while another might want the . Most insurance professionals recommend comparing quotes from several providers to find the best coverage options and price for you.
How much does car insurance in the Bronx cost
The average cost of car insurance in the Bronx is $2,007 per year for minimum coverage and $4,492 for a full coverage policy. However, rates may be highly dependent on personal factors such as your age, vehicle, annual mileage, driving history and the coverages you choose.
Why is car insurance so expensive in the Bronx
Between January 2022 and October 2022, the New York Police Department (NYPD) reported more than in the greater New York City area. The NYPD also recorded more than in September 2022 alone. These factors could be, in part, why auto insurance rates in Bronx are much higher than average. New York is also a no-fault state, meaning that all drivers are required to carry . This may raise the cost of minimum coverage auto insurance.
Methodology
Bankrate utilizes Quadrant Information Services to analyze 2022 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits: $100,000 bodily injury liability per person $300,000 bodily injury liability per accident $50,000 property damage liability per accident $100,000 uninsured motorist bodily injury per person $300,000 uninsured motorist bodily injury per accident $500 collision deductible $500 comprehensive deductible To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. Our base profile drivers own a 2020 Toyota Camry, commute five days a week and drive 12,000 miles annually. These are sample rates and should only be used for comparative purposes.
Bankrate Score
Bankrate Scores are calculated on a five-point scale and primarily reflect a weighted rank of industry-standard ratings for financial strength and customer experience in addition to analysis of quoted annual premiums from Quadrant Information Services, spanning all 50 states and Washington, D.C. We know it is important for drivers to be confident their financial protection covers the likeliest risks, is priced competitively and is provided by a financially-sound company with a history of positive customer support. To determine how well the best car insurance companies satisfy these priorities, third-party agency ratings from , , ,, and Moody’s had the most impact on the companies’ Bankrate Scores. As price is a common consideration for drivers, we analyzed quoted premiums based on 40-year-old male and female drivers with a 2019 Toyota Camry. This profile, assessed across nearly 35,000 ZIP codes in the U.S., provided a basis on which drivers may compare each provider. While coverage options, insurer availability, affordability and customer experience are often the top priorities, Bankrate also analyzed each insurer’s online and mobile resources for policy management and claims handling. Insurance is rapidly evolving to keep pace with our digital world, so these aspects also carried weight in determining Bankrate Scores. SHARE: Michael Evans is a former contributor to Bankrate and has worked in numerous industries, including education, finance, government, insurance and journalism. He began writing professionally while working for the world's first online mortgage brokerage in San Francisco, California. His writings have appeared in print and online publications, including Fox Business, International Living, Motley Fool and Yahoo Finance. He and his family divide their time between residences in Northern California and Colombia. When Michael is not writing, he enjoys working in his photography business and playing with his cat, Cyndi Lou. Amelia Buckley is an insurance editor, covering auto, home and life insurance. She emphasizes creating informative, engaging and nuanced content to support readers in making personalized insurance decisions. Related Articles