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June Sham is an insurance writer for Bankrate. Before joining the team, she worked for nearly three years as a licensed producer writing auto, property, umbrella and earthquake policies. Mariah Posey is an auto and homeowners insurance writer and editor for Bankrate.com. She aims to make the insurance journey as convenient as possible by keeping the reader at the forefront of her mind in her work. Mark Friedlander is director of corporate communications at III, a nonprofit organization focused on providing consumers with a better understanding of insurance. Nov 02, 2022 Bankrate logo The Bankrate promise
At Bankrate, we strive to help you make smarter financial decisions. To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation of how we make money. Our content is backed by LLC, a licensed entity (NPN: 19966249). For more information, please see our Insurance Disclosure. Bankrate logo The Bankrate promise
Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next. Bankrate follows a strict , so you can trust that we’re putting your interests first. All of our content is authored by and edited by , who ensure everything we publish is objective, accurate and trustworthy. Our insurance team is composed of agents, data analysts, and customers like you. They focus on the points consumers care about most — price, customer service, policy features and savings opportunities — so you can feel confident about which provider is right for you. We guide you throughout your search and help you understand your coverage options. We provide up-to-date, reliable market information to help you make confident decisions. We reduce industry jargon so you get the clearest form of information possible. All providers discussed on our site are vetted based on the value they provide. And we constantly review our criteria to ensure we’re putting accuracy first. Bankrate logo Editorial integrity
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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. At a glance
4.2 Bankrate Score Home 0.0 Auto 4.2 About Bankrate Score Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Pros and Cons Quick Look Pros Web and mobile app accessibility to access policy documents, vehicle insurance cards, payment portal and more Received an A (Excellent) Financial Strength Rating from AM Best Cons Limited policy features and discount opportunities available to drivers Some policy features may not be available in every state Bristol West operates in May have options for high-risk drivers Policies are relatively basic Offers digital tools for accessibility Compare rates Answer a few questions to see personalized rates from top carriers Bristol West Insurance Group may be a solution for drivers looking for affordable car insurance that face challenges due to their motor vehicle record, credit-based insurance score, prior insurance history or another situation which may have been detrimental. These drivers may be considered high-risk by standard car insurance carriers, which could disqualify them for coverage or lead to higher-than-average premiums. As part of the Farmers Insurance Group of Companies, Florida-based Bristol West is associated with a large national carrier — one that ranks in the in the U.S., according to the Insurance Information Institute (Triple-I). Bristol West, formerly branded as Foremost Insurance, has been in business since 1973. It started as a private automobile insurer for Florida residents and is now needing personal and commercial auto insurance and is offered by thousands of exclusive and independent agents across its markets. Although a smaller company in comparison to some other , Bristol West has access to a large pool of resources for its company size to provide affordable auto insurance for all types of drivers, due to its tie to Farmers Insurance. Additionally, while Bristol West was not rated by and , it did receive an A (Excellent) rating from , indicating strong financial strength and its ability to pay claims. Bristol West car insurance
Although intended for , Bristol West offers many of the same available as part of a standard auto insurance policy. This includes bodily injury and property damage liability, as well as collision and comprehensive coverage options. Drivers may also opt for towing and roadside service, rental reimbursement, which will pay up to $50 per day for 30 days toward a rental car after a covered loss, and medical payments up to $10,000 if you are injured because of a car accident. While Bristol West may not have the wide variety of coverage options like the identified by Bankrate, drivers are still able to personalize their car insurance policies. Drivers with a trailer can opt for additional liability coverage with up to $500 in physical damage that is attached to a covered vehicle. Additionally, if you use your personal vehicle for rideshare programs, you could add rideshare coverage to extend your car insurance liability to cover you during ridesharing-related activities (dependent on your state and policy type). This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Shop rates and compare quotes
Get personalized auto insurance quotes by answering a few quick questions Quick facts on average this year by shopping for new car insurance Rates vary by state The average American pays for auto insurance Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More Bristol West car insurance discounts
Compared to standard auto insurers, Bristol West offers limited discounts to help customers . Policyholders working with an exclusive or independent Farmers agent and who have an existing Farmers policy, such as a homeowners, condo or renters policy, may be able to qualify for a multiple policy bundling discount. A local Farmers agent can help you check what discounts are available. Bristol West car services
If required by your state's department of motor vehicles, Bristol West can file an or on your behalf to prove that you have an active insurance policy that meets the minimum liability coverage required by state law. This can be requested when you buy a policy from Bristol West or added to an existing policy. Other Bristol West perks worth considering
As an insurance carrier that only offers high-risk auto insurance, Bristol West recently expanded its offerings to commercial drivers. Bristol West corporate sustainability
While Bristol West does not disclose its commitment to corporate social responsibility, it is part of the Farmers Insurance Group of Companies, which has and donation programs for its employees as well as a disaster relief effort. Not sure if Bristol West is right for you Consider these alternatives
: The General is an affiliate of American Family Insurance and is among the nation’s leading auto insurers for high-risk drivers. Auto insurance from The General is typically than its competitors, so high-risk drivers may have an option to get affordable insurance despite their circumstances. : As the main carrier of the Farmers Insurance Group of Companies, Farmers Insurance could be an option for drivers who qualify for standard auto insurance and want its additional policy add-ons and discount opportunities. : Based on Bankrate’s analysis of high-risk carriers, Nationwide’s average premiums after an incident may be lower compared to other companies, potentially providing high-risk drivers an effective opportunity to save on auto insurance. Bankrate Score methodology
Bankrate Scores primarily reflect a weighted rank of industry-standard ratings for financial strength and customer experience in addition to analysis of quoted annual premiums from Quadrant Information Services, spanning all 50 states and Washington, D.C. We know it is important for drivers and homeowners to be confident their financial protection covers the likeliest risks, is priced competitively and is provided by a financially-sound company with a history of positive customer support. To determine how well the best car and home insurance companies satisfy these priorities, third-party agency ratings from , , , , and Moody's had the most impact on the companies' Bankrate Scores. As price is a common consideration for drivers and homeowners, we analyzed quoted premiums based on 40-year-old male and female drivers with a 2019 Toyota Camry, as well as 40-year-old male and female homeowners with $250,000 in dwelling coverage. This profile, assessed across more than 35,000 ZIP codes in the U.S., provided a basis on which drivers and homeowners may compare each provider. While coverage options, insurer availability, affordability and customer experience are often the top priorities, Bankrate also analyzed each insurer's online and mobile resources for policy management and claims handling. Insurance is rapidly evolving to keep pace with our digital world, so these aspects also carried weight in determining Bankrate Scores. Compare rates and save on auto insurance today! Get quotes Close X On This Page
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