PNC Bank CD Rates Bankrate Caret RightMain Menu Mortgage Mortgages Financing a home purchase Refinancing your existing loan Finding the right lender Additional Resources Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Bank Banking Compare Accounts Use calculators Get advice Bank reviews Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Credit Card Credit cards Compare by category Compare by credit needed Compare by issuer Get advice Looking for the perfect credit card? Narrow your search with CardMatch Caret RightMain Menu Loan Loans Personal Loans Student Loans Auto Loans Loan calculators Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Invest Investing Best of Brokerages and robo-advisors Learn the basics Additional resources Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Home Equity Home equity Get the best rates Lender reviews Use calculators Knowledge base Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Loan Home Improvement Real estate Selling a home Buying a home Finding the right agent Additional resources Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Insurance Insurance Car insurance Homeowners insurance Other insurance Company reviews Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Retirement Retirement Retirement plans & accounts Learn the basics Retirement calculators Additional resources Elevate your Bankrate experience Get insider access to our best financial tools and content Advertiser Disclosure
Advertiser Disclosure
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.
Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money
The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you. SHARE: VP Photo Studio/Shutterstock February 21, 2022 Libby Wells covers banking and deposit products. She has more than 30 years’ experience as a writer and editor for newspapers, magazines and online publications. David Schepp is a wealth editor for Bankrate, focusing on deposits and consumer banking content. Bankrate logo The Bankrate promise
At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation for how we make money. Bankrate logo The Bankrate promise
Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next. Bankrate follows a strict , so you can trust that we’re putting your interests first. All of our content is authored by and edited by , who ensure everything we publish is objective, accurate and trustworthy. Our banking reporters and editors focus on the points consumers care about most — the best banks, latest rates, different types of accounts, money-saving tips and more — so you can feel confident as you’re managing your money. Bankrate logo Editorial integrity
Bankrate follows a strict , so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Here is a list of our . Key Principles
We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers. Editorial Independence
Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information. Bankrate logo How we make money
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict , so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. PNC Bank offers CDs with 11 standard terms and six promotional terms, giving customers a lot of flexibility to meet their short- and long-term savings goals. Though PNC Bank offers tiered rates for higher balances, its yields can be beat by almost any online bank. earned 2.8 stars out of 5 for its CDs and an overall rating of 3.9 stars out of 5 in Bankrate’s analysis. PNC CD rates
Here’s a closer look at the fixed-rate CDs that PNC offers. Rates vary by location. The rates listed below are for New York City. The $1-$999.99 tier is only for renewal. 1-month CD
Account Term Interest rate APY Balance required to earn interest Fixed Rate CD 1 month 0.01% 0.01% $1-$999.99 Fixed rate CD 1 month 0.02% 0.02% $1,000-$24,999.99 Fixed rate CD 1 month 0.03% 0.03% $25,000 and more 3-month CDs
Account Term Interest rate APY Balance required to earn interest Fixed Rate CD 3 months 0.01% 0.01% $1-$999.99 Fixed Rate CD 3 months 0.02% 0.02% $1,000-$24,999.99 Fixed Rate CD 3 months 0.03% 0.03% $25,000 and more 6-month CDs
Account Term Interest rate APY Balance required to earn interest Fixed Rate CD 6 months 0.01% 0.01% $1.00-$999.99 Fixed Rate CD 6 months 0.02% 0.02% $1,000-$24,999.99 Fixed Rate CD 6 months 0.03% 0.03% $25,000 and more 1-year CDs
Account Term Interest rate APY Balance required to earn interest Fixed Rate CD 1 year 0.01% 0.01% $1-$999.99 Fixed Rate CD 1 year 0.02% 0.02% $1,000-$24,999.99 Fixed Rate CD 1 year 0.03% 0.03% $25,000 and more 18-month CDs
Account Term Interest rate APY Balance required to earn interest Fixed Rate CD 18 months 0.01% 0.01% $1-$999.99 Fixed Rate CD 18 months 0.02% 0.02% $1,000-$24,999.99 Fixed Rate CD 18 months 0.03% 0.03% $25,000 and more 2-year CDs
Account Term Interest rate APY Balance required to earn interest Fixed Rate CD 2 years 0.01% 0.01% $1-$999.99 Fixed Rate CD 2 years 0.02% 0.02% $1,000-$24,999.99 Fixed Rate CD 2 years 0.03% 0.03% $25,000 and more 3-year CDs
Account Term Interest rate APY Balance required to earn interest Fixed Rate CD 3 years 0.01% 0.01% $1-$999.99 Fixed Rate CD 3 years 0.02% 0.02% $1,000-$24,999.99 Fixed Rate CD 3 years 0.03% 0.03% $25,000 and more 4-year CDs
Account Term Interest rate APY Balance required to earn interest Fixed Rate CD 4 years 0.01% 0.01% $1-$999.99 Fixed Rate CD 4 years 0.02% 0.02% $1,000-$24,999.99 Fixed Rate CD 4 years 0.03% 0.03% $25,000 and more 5-year CDs
Account Term Interest rate APY Balance required to earn interest Fixed Rate CD 5 years 0.01% 0.01% $1-$999.99 Fixed Rate CD 5 years 0.02% 0.02% $1,000-$24,999.99 Fixed Rate CD 5 years 0.03% 0.03% $25,000 and more 7-year CDs
Account Term Interest rate APY Balance required to earn interest Fixed Rate CD 7 years 0.01% 0.01% $1-$999.99 Fixed Rate CD 7 years 0.02% 0.02% $1,000-$24,999.99 Fixed Rate CD 7 years 0.03% 0.03% $25,000 and more 10-year CDs
Account Term Interest rate APY Balance required to earn interest Fixed Rate CD 10 years 0.01% 0.01% $1-$999.99 Fixed Rate CD 10 years 0.02% 0.02% $1,000-$24,999.99 Fixed Rate CD 10 years 0.03% 0.03% $25,000 and more Note: Annual percentage yields (APYs) shown are as of Feb. 21, 2022, and may vary by region for some products. PNC also offers several promotional-rate CDs. The highest promotional rate offered is 0.05 percent APY on a 13-month CD with a balance of at least $25,000. How PNC s CD rates compare with top-yielding banks
PNC offers a large selection of CD terms, but they pay low yields. You can find higher rates at many online banks. For example, and offer much higher payouts on their . Be sure to at several banks before deciding where to put your money to help you lock in the highest returns and meet your financial goals faster. Minimum deposit requirements vary from bank to bank, so review the account agreement to avoid any unwanted penalties or fees. Other savings options at PNC
In addition to standard CDs, PNC Bank offers Ready Access CDs in three-month and one-year terms. With a Ready Access CD, you can access your funds any time after the initial seven calendar days. There is one rate tier, for deposits of $1,000 and higher. PNC also offers a , , Virtual Wallet with standard and relationship rates, and money market accounts. Learn more
SHARE: Libby Wells covers banking and deposit products. She has more than 30 years’ experience as a writer and editor for newspapers, magazines and online publications. David Schepp is a wealth editor for Bankrate, focusing on deposits and consumer banking content. Related Articles