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Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. SHARE: aquaArts studio/E+/Getty Images December 31, 2021 Margaret has written for Money Under 30, MoneyGeek, The Simple Dollar, CreditCards.com, Interest.com and Fiscal Tiger, among other publications. She writes about subjects including saving, credit, insurance, investing and other financial topics. Claire Dickey is a product editor for Bankrate, and . Before joining Bankrate, Claire worked as a copywriter for brands within the telecommunications industry as well as a hybrid marketing and content writer. Bankrate logo The Bankrate promise
At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation for how we make money. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Terms apply to the offers listed on this page. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Bankrate logo The Bankrate promise
At Bankrate, we have a mission to demystify the credit cards industry — regardless or where you are in your journey — and make it one you can navigate with confidence. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: Meet you wherever you are in your credit card journey to guide your information search and help you understand your options. Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. Bankrate logo Editorial integrity
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You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict , so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. In recent years, credit card companies have offered increasingly generous welcome bonuses in order to tempt customers into opening an account. Savvy cardholders may even open accounts specifically to take advantage of the welcome bonus and related limited-time offers. The Blue Cash Everyday Card from American Express is no exception, with the chance to earn a $200 statement credit after spending $2,000 in purchases within the first six months of card ownership. In this article, we’ll cover the details of this welcome bonus, how to earn it and what to consider when opening an account. Details of the Amex Blue Cash Everyday
Welcome bonus: $200 statement credit after you spend $2,000 in purchases on your new card within the first six months Rewards: 3 percent cash back at U.S. supermarkets, U.S. gas stations and U.S. online retail purchases (up to $6,000 per year on each category, then 1 percent); 1 percent back on all other purchases Annual fee: $0 Intro purchase APR: 0 percent for the first 15 months Regular APR: 16.24 percent to 27.24 percent variable Who s eligible for the Amex Blue Cash Everyday welcome bonus
Only new cardholders are eligible for the Amex Blue Cash Everyday welcome offer. In order to qualify, cardholders must spend at least $2,000 in the first six months after opening an account. In order to be eligible for the $200 statement credit, you must have an account in good standing that’s not past due or canceled. How to earn the Amex Blue Cash Everyday welcome bonus
It’s simple: Open up an account for this card, then spend $2,000 on purchases in the first six months. Still, we recommend spending responsibly and only making necessary purchases using this card. Here are a few ways new cardholders can spend enough to qualify for the welcome bonus: Use the card everywhere
Do you use a debit card for your grocery shopping or paying bills? Consider paying as many expenses with your new credit card as possible. Not only will this help you reach the minimum spending threshold for the welcome bonus faster, but it will also allow you to earn cash back rewards on qualifying purchases. Pay insurance policies in advance
Many insurers allow you to pay for insurance policies ahead of time. Since these are expenses that you’ll eventually have to pay for anyway, using your new American Express credit card to pay for insurance in advance is a simple, responsible way to qualify for the welcome bonus. It’s a good idea to get in touch with your insurers to see which policies you can prepay for. In some cases, you may even be able to score a discount for paying upfront. Pay your taxes
Whether you’re self-employed or just earned more than anticipated this year, an unexpected bill at tax time can throw your budget a curveball. There’s no avoiding the IRS, but by using your Amex Blue Cash Everyday to pay your tax bill, you can kill two birds with one stone. Since the card comes with a 15-month introductory 0 percent APR on purchases (then 16.24 percent to 27.24 percent variable APR), it’s also a great way to pay off your tax bill over time without accumulating interest. Just keep in mind that the IRS typically charges a small fee to , so be sure the math works out in your favor. Pay your rent
Many people pay their rent via check or bank transfer, but in some cases, you may be able to pay using a credit card. Check with your landlord to see if they accept credit cards as a payment method, and whether they charge any fees for paying with a card. Since housing is often one of the largest categories in an individual’s budget, using the Amex Blue Cash Everyday to pay rent is a simple way to qualify for the welcome bonus as fast as possible. Make a big purchase
Have a big purchase you’ve been waiting to pull the trigger on? Now’s the perfect time to use your Amex Blue Cash Everyday card to finance it. Whether you’re planning on completing a home improvement project, going on vacation, purchasing a gift for someone special or just treating yourself, planned big purchases are a great way to qualify for the bonus. Things to keep in mind while chasing a welcome bonus
An extra couple hundred dollars in cash back is nothing to sneeze at, but there are a few things to keep in mind when meeting the requirements for this card’s welcome bonus. First and foremost, you shouldn’t overspend just to qualify. If you end up spending $2,000 and didn’t really need to, you’ll still be $1,800 in debt after receiving the bonus. Instead, spend wisely and only make purchases that are necessary or fit into your budget. While many rewards credit cards have a period of only three or four months during which cardholders can qualify for the welcome bonus, the Amex Blue Cash Everyday has a period of six months. There’s no need to rush—if you spend just a little under $350 per month, you’ll still qualify. The bottom line
Aside from a generous cash back rewards structure and (like no annual fee and payment flexibility), the welcome bonus is one of the main . The minimum spending requirement isn’t cheap, but there are plenty of strategies you can use to surpass that threshold. SHARE: Margaret has written for Money Under 30, MoneyGeek, The Simple Dollar, CreditCards.com, Interest.com and Fiscal Tiger, among other publications. She writes about subjects including saving, credit, insurance, investing and other financial topics. Claire Dickey is a product editor for Bankrate, and . Before joining Bankrate, Claire worked as a copywriter for brands within the telecommunications industry as well as a hybrid marketing and content writer. Related Articles