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Sara Coleman is an insurance contributor at Bankrate. She has a couple of years of experience in writing for insurance domains such as The Simple Dollar, Reviews.com, Coverage.com and numerous other personal finance sites. She writes about insurance products such as auto, homeowners, renters and disability. Updated Nov 01, 2022 Pay less for auto insurance A better rate is around the corner. See how much you could save in 3 minutes or less. Your information is secure Next Compare quotes from reliable carriers + MORE how it works Caret Down Provide some info to get offers We only ask for info that can impact your rate so we can share accurate and personalized offers. Select your policy Compare and move forward with as many offers as you want from a list of trusted carriers. Settle your rate and policy details Once you've decided on a carrier, wrap up the process online or on the phone with a trusted agent. On This Page
Compare rates and save on auto insurance today! Get quotes Close X Some of the in the country and a densely populated area are only two reasons the average cost of is higher than the U.S. average. Rates in Washington D.C. average $704 for minimum coverage, while a full coverage policy averages $1,855 per year, illustrating how expensive it can be to drive in the nation's capital. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers Save on auto insurance with quotes from trusted providers like Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers Save on auto insurance with quotes from trusted providers like Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More How much does car insurance cost in Washington D C
Auto insurance rates are dependent on many factors, including your age, zip code, gender, driving history and vehicle. Other factors, such as your credit score and marital status, are also factored in. The in the U.S. is $565 per year for minimum coverage and $1,674 for full coverage, but rates in Washington D.C. tend to come in above the national average. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto with quotes from trusted providers like: Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. Washington D C car insurance rates by company
Washington D.C. car insurance rates vary as much by zip code as they do with the carrier you choose. You can see from the table below the wide range of premium costs from . Car insurance company Average annual premium for minimum coverage Average annual premium for full coverage $1,068 $3,732 $438 $1,212 $466 $1,420 $1,014 $1,985 $881 $1,601 $906 $1,994 $383 $876 Washington D C car insurance rates by age
Full coverage premiums, such as the ones listed below, are heavily influenced by the driver's age. 18-year olds tend to pay the highest car insurance rates in Washington D.C., a trend found in most states throughout the country. Age Average annual premium in Washington D.C. $2,491 $5,744 $3,851 $2,246 $1,984 $1,855 $1,818 $1,773 $1,957 *16-year old rates determined by calculating on a parental policy
Washington D C car insurance rates by driving record
Your driving record, including tickets, accidents, and DUIs, all significantly impact the average car insurance rates in Washington D.C. The average rates below reflect just one instance of each infraction, and if you have several infractions, you can expect your premiums to rise even higher. Driving incident Average annual full coverage premium in Washington D.C. % increase in average annual premium Speeding ticket $2,158 14% Accident $2,443 24% DUI $2,813 52% How to save on car insurance in Washington D C
As you see from the Bankrate information, avoiding traffic violations, accidents and DUI's is one way to save on There are several other strategies you can use as well, including: Raising your deductible: The higher your deductible, the lower your premiums because you agree to take on more financial risk. Your deductible is the out-of-pocket costs you pay with a comprehensive or collision claim, and the more you take on means potentially lower monthly premiums. Bundle your policies: If you currently have a homeowners or renters policy, then bundling with the same carrier is a great way to receive additional savings on your auto insurance. Regularly shop around: Comparison shopping is not only a thorough approach to purchasing your policy, it is also a smart way to ensure that your current policy is right for you. That's why it's a good idea to regularly. Rates change from year to year and from one carrier to another, so regular comparison shopping benefits your wallet. Look for discounts: Each carrier offers discounts, many of which provide simple ways to save. Allowing the carrier to track your driving habits using telematics, having safety equipment or taking a defensive driving course are a handful of ways you can save on your policy. Frequently asked questions
Like your premiums, determining the is based on your personal preferences and auto insurance needs. Start by reviewing the carrier's customer service and financial ratings, then look at the digital assets and coverage options available. Bankrate has reviewed several and found Erie, Geico, Progressive, USAA and State Farm could be excellent options for drivers in D.C.
The amount of is based on your financial situation, but you should purchase the maximum amount of coverage that fits within your budget. Most financial experts recommend purchasing higher amounts of liability if you have a more significant net worth. Consider optional coverages, such as uninsured motorist coverage, roadside assistance, comprehensive and collision to round out your policy and have greater financial protection. It's best to speak with a licensed insurance agent or financial expert to determine what is right for you.
No, uninsured motorist (UM) coverage is optional for drivers in Washington D.C. However, you should carefully consider adding this optional coverage to your policy for upgraded financial protection. The District of Columbia currently ranks among the for uninsured drivers, with over 19% of drivers without insurance, putting you at further risk. This option provides greater coverage to you if you are involved in an accident with someone who does not have insurance, such as help with medical payments and property damage expenses.
are possible to find in Washington D.C., despite the challenging conditions like traffic and population. Bankrate has reviewed several carriers and found Erie, Geico, Progressive, USAA and State Farm all have highly competitive rates among the carriers reviewed. Still, it's a good idea to shop around and see what carriers offer the best coverage for you. Methodology
Bankrate utilizes Quadrant Information Services to analyze 2022 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits: $100,000 bodily injury liability per person $300,000 bodily injury liability per accident $50,000 property damage liability per accident $100,000 uninsured motorist bodily injury per person $300,000 uninsured motorist bodily injury per accident $500 collision deductible $500 comprehensive deductible To determine minimum coverage limits, Bankrate used minimum coverages that meet each state's requirements. Our base profile drivers own a 2019 Toyota Camry, commute five days a week and drive 12,000 miles annually. Written by Sara Coleman Insurance Contributor Sara Coleman is an insurance contributor at Bankrate. She has a couple of years of experience in writing for insurance domains such as The Simple Dollar, Reviews.com, Coverage.com and numerous other personal finance sites. She writes about insurance products such as auto, homeowners, renters and disability.