Best Car Insurance in Georgia for 2022 Bankrate Caret RightMain Menu Mortgage Mortgages Financing a home purchase Refinancing your existing loan Finding the right lender Additional Resources Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Bank Banking Compare Accounts Use calculators Get advice Bank reviews Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Credit Card Credit cards Compare by category Compare by credit needed Compare by issuer Get advice Looking for the perfect credit card? Narrow your search with CardMatch Caret RightMain Menu Loan Loans Personal Loans Student Loans Auto Loans Loan calculators Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Invest Investing Best of Brokerages and robo-advisors Learn the basics Additional resources Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Home Equity Home equity Get the best rates Lender reviews Use calculators Knowledge base Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Loan Home Improvement Real estate Selling a home Buying a home Finding the right agent Additional resources Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Insurance Insurance Car insurance Homeowners insurance Other insurance Company reviews Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Retirement Retirement Retirement plans & accounts Learn the basics Retirement calculators Additional resources Elevate your Bankrate experience Get insider access to our best financial tools and content Powered by Coverage.com (NPN: 19966249) Advertiser Disclosure
Advertiser Disclosure
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.
Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money
The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you. Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. Best car insurance in Georgia for 2022
Carol Pope is an insurance writer for Bankrate and prior to joining the team, she spent 12 years as an auto insurance agent. During this time, she sold, serviced and underwrote auto insurance for people across the country. She also has experience selling supplement coverage such as umbrella insurance. Amelia Buckley is an insurance editor, covering auto, home and life insurance. She emphasizes creating informative, engaging and nuanced content to support readers in making personalized insurance decisions. Mark Friedlander is director of corporate communications at III, a nonprofit organization focused on providing consumers with a better understanding of insurance. Updated Nov 04, 2022 Compare car insurance rates Answer a few questions to discover real rates from top-tier carriers in your area. Your information is secure Compare rates Select from a variety of trusted carriers + MORE How it works Caret Down Tell us a little about yourself We'll only ask for info we're confident will impact your rate. That way, we can provide you with the most accurate and personalized offers. Choose which policy is best for you Compare your options from a list of carriers that want to get you insured. You can then move forward with as many as you'd like. Lock in your rate and policy details Once you're confident in your selected carrier, finish up the process online or on the phone with a trusted agent. And that's it! On This Page
Bankrate's insurance-licensed editorial team has almost 50 years of combined industry experience, so we understand that when it comes to car insurance, the definition of "best" may be different for everyone. Although many people are in search of cheap premiums, others may prioritize outstanding customer service or policy customization. With this in mind, we conducted an in-depth investigation of major carriers, analyzing not only average premiums but also customer satisfaction, financial strength and discounts. Our study found that State Farm, Geico and Progressive may offer the best car insurance in Georgia. Key takeaways Car insurance in Georgia is typically more expensive than the national average. A full coverage policy is 13 percent higher, on average, than the national average cost. Based on our research, Atlanta is one of the most expensive cities in Georgia for car insurance. Atlanta's average full coverage premium is $2,215. According to our extensive study, you may find the best auto insurance in Georgia by shopping with State Farm, Geico and Progressive. Compare rates and save on auto insurance today! Get quotes Close X How Bankrate chose the best car insurance companies in Georgia
To find the in Georgia, Bankrate used rate data provided by Quadrant Information Services to find the cheapest insurance providers. To help narrow our search, we looked to third-party ratings, coverage offerings, discount availability, mobile accessibility and more. Using this information, we issued each company a Bankrate Score that ranges from 0.0 to 5.0, with 5.0 being the best possible rating. Our holistic Bankrate Scoring model aims to provide drivers with a comprehensive view of Georgia auto insurance.
Bankrate utilizes Quadrant Information Services to analyze 2022 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits: $100,000 bodily injury liability per person $300,000 bodily injury liability per accident $50,000 property damage liability per accident $100,000 uninsured motorist bodily injury per person $300,000 uninsured motorist bodily injury per accident $500 collision deductible $500 comprehensive deductible To determine minimum coverage limits, Bankrate used minimum coverage that meets each state's requirements. Our base profile drivers own a 2020 Toyota Camry, commute five days a week and drive 12,000 miles annually. These are sample rates and should only be used for comparative purposes.
Bankrate Scores are calculated on a five-point scale and primarily reflect a weighted rank of industry-standard ratings for financial strength and customer experience in addition to analysis of quoted annual premiums from Quadrant Information Services, spanning all 50 states and Washington, D.C. We know it is important for drivers to be confident their financial protection covers the likeliest risks, is priced competitively and is provided by a financially-sound company with a history of positive customer support. To determine how well the best car insurance companies satisfy these priorities, third-party agency ratings from , , , , and Moody's had the most impact on the companies' Bankrate Scores. As price is a common consideration for drivers, we analyzed quoted premiums based on 40-year-old male and female drivers with a 2019 Toyota Camry. This profile, assessed across nearly 35,000 ZIP codes in the U.S., provided a basis on which drivers may compare each provider. While coverage options, insurer availability, affordability and customer experience are often the top priorities, Bankrate also analyzed each insurer's online and mobile resources for policy management and claims handling. Insurance is rapidly evolving to keep pace with our digital world, so these aspects also carried weight in determining Bankrate Scores. Best car insurance companies in Georgia
According to proprietary rate data provided by Quadrant Information Services, the average premium for full coverage car insurance in Georgia is $2,009 per year. The average annual minimum coverage premium in Georgia is $642. Using this information, along with our Bankrate Scores and third-party ratings like the , we've determined that State Farm, Geico and Progressive may offer some of the best car insurance in Georgia. Insurance company J.D. Power score (Southeast) Average annual full coverage premium Average annual minimum coverage premium Bankrate Scores primarily reflect a weighted rank of industry-standard ratings for financial strength and customer experience in addition to analysis of quoted annual premiums from Quadrant Information Services, spanning all 50 states and Washington, D.C. Bankrate Scores primarily reflect a weighted rank of industry-standard ratings for financial strength and customer experience in addition to analysis of quoted annual premiums from Quadrant Information Services, spanning all 50 states and Washington, D.C. J.D. Power score (Southeast) 855 /1,000 Average annual full coverage premium $1,756 Average annual minimum coverage premium $562 Bankrate Scores primarily reflect a weighted rank of industry-standard ratings for financial strength and customer experience in addition to analysis of quoted annual premiums from Quadrant Information Services, spanning all 50 states and Washington, D.C. Bankrate Scores primarily reflect a weighted rank of industry-standard ratings for financial strength and customer experience in addition to analysis of quoted annual premiums from Quadrant Information Services, spanning all 50 states and Washington, D.C. J.D. Power score (Southeast) 843 /1,000 Average annual full coverage premium $1,814 Average annual minimum coverage premium $491 Bankrate Scores primarily reflect a weighted rank of industry-standard ratings for financial strength and customer experience in addition to analysis of quoted annual premiums from Quadrant Information Services, spanning all 50 states and Washington, D.C. Bankrate Scores primarily reflect a weighted rank of industry-standard ratings for financial strength and customer experience in addition to analysis of quoted annual premiums from Quadrant Information Services, spanning all 50 states and Washington, D.C. J.D. Power score (Southeast) 842 /1,000 Average annual full coverage premium $1,708 Average annual minimum coverage premium $663 Bankrate Scores primarily reflect a weighted rank of industry-standard ratings for financial strength and customer experience in addition to analysis of quoted annual premiums from Quadrant Information Services, spanning all 50 states and Washington, D.C. Bankrate Scores primarily reflect a weighted rank of industry-standard ratings for financial strength and customer experience in addition to analysis of quoted annual premiums from Quadrant Information Services, spanning all 50 states and Washington, D.C. J.D. Power score (Southeast) 871 /1,000 Average annual full coverage premium $1,224 Average annual minimum coverage premium $345 Bankrate Scores primarily reflect a weighted rank of industry-standard ratings for financial strength and customer experience in addition to analysis of quoted annual premiums from Quadrant Information Services, spanning all 50 states and Washington, D.C. Bankrate Scores primarily reflect a weighted rank of industry-standard ratings for financial strength and customer experience in addition to analysis of quoted annual premiums from Quadrant Information Services, spanning all 50 states and Washington, D.C. J.D. Power score (Southeast) 833 /1,000 Average annual full coverage premium $3,160 Average annual minimum coverage premium $659 Powered by Coverage.com (NPN: 19966249) This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto with quotes from trusted providers like: Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto with quotes from trusted providers like: Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. Discover the best carrier for you
Get custom car insurance quotes from top-rated carriers in 3 minutes or less. Answer a few questions to see personalized rates from top carriers. J.D. Power: AM Best: ++ Avg. annual premium for minimum coverage: $ Avg annual premium for full coverage: $ Company overview We found State Farm offers lower-than-average premiums, and its customer service and policy offerings are highly rated by third-party agencies. With its mobile app, State Farm enables customers to do everything from file a claim to request roadside assistance. For consumers who like to handle their auto insurance in person, the company has hundreds of local agents throughout the Peach State. State Farm offers several discounts that may help you save even more on your auto insurance. You may be able to save by being accident-free, being a good driver, insuring multiple products with State Farm and having some vehicle safety features. However, shoppers looking for robust coverage packages may find State Farm's endorsement options lacking. Read full Pros and cons CheckmarkPros Local agencies available High customer satisfaction per J.D. Power Close XCons No gap insurance offered Accident forgiveness can only be earned, not purchased Average annual premium by city Georgia city State Farm full coverage premium State Farm minimum coverage premium Atlanta $1,952 $660 Columbus $1,870 $617 Augusta $1,607 $541 Savannah $1,768 $572 Athens $1,604 $488 Answer a few questions to see personalized rates from top carriers. Answer a few questions to see personalized rates from top carriers. J.D. Power: AM Best: ++ Avg. annual premium for minimum coverage: $ Avg annual premium for full coverage: $ Company overview Geico, the second largest U.S. auto insurer, offers competitive average premiums for drivers in Georgia. In addition to auto insurance, Geico offers coverage for renters, homeowners, business and pets, among other insurance products. Geico also has an A++ (Superior) financial strength rating from AM Best. Although Geico's average full coverage auto premium is already less than Georgia's average, the company also offers a . You might save for having certain safety features on your vehicle, being a federal employee, a member of the military community or a good driver. It is important to note that you may have difficulty finding a local Geico office near you unless you live in one of Georgia's largest cities. Those who prefer to do business in person may have better options. Read full Pros and cons CheckmarkPros Long list of discounts Robust digital tools Lower-than-average premiums Close XCons Few local offices throughout Georgia Not as many coverage options compared to some competitors Some may find coverage options to be lacking Average annual premium by city Georgia city Geico full coverage premium Geico minimum coverage premium Atlanta $1,961 $572 Columbus $1,640 $408 Augusta $1,437 $405 Savannah $1,785 $473 Athens $1,517 $372 Answer a few questions to see personalized rates from top carriers. Answer a few questions to see personalized rates from top carriers. J.D. Power: AM Best: + Avg. annual premium for minimum coverage: $ Avg annual premium for full coverage: $ Company overview Progressive offers not one but three accident forgiveness options for their policyholders, one of which comes standard for most new Progressive customers. In addition to accident forgiveness options, Progressive offers a highly-rated set of online tools, such as a mobile app and full-service online portal. Progressive also offers a wide array of products, such as homeowners, renters, life, motorcycle and RV insurance, some of which may provide you with a bundling discount when held alongside an auto policy. However, drivers who prioritize customer service may want to know that Progressive scores on the National Association of Insurance Commissioners (NAIC) customer complaint index. In addition to these complaints, Progressive ranked below the industry standard on the J.D. Power 2022 Auto Insurance Study. Read full Pros and cons CheckmarkPros More than one type of accident forgiveness available Highly-rated mobile app and website Close XCons More complaints than baseline per the NAIC Scored below segment average in customer satisfaction in J.D. Power study Average annual premium by city Georgia city Progressive full coverage premium Progressive minimum coverage premium Atlanta $1,864 $746 Columbus $1,514 $567 Augusta $1,437 $584 Savannah $1,684 $680 Athens $1,421 $559 Answer a few questions to see personalized rates from top carriers. Answer a few questions to see personalized rates from top carriers. J.D. Power: AM Best: ++ Avg. annual premium for minimum coverage: $ Avg annual premium for full coverage: $ Company overview Auto-Owners only writes policies in 26 states, so you may not be as familiar with it as other carriers on our list. However, this regional carrier offers auto coverage to drivers in Georgia and has a few aspects that make it a standout on our list. Auto-Owners has a low average full coverage premium for Georgia drivers, and it provides several discounts that might help you get an even lower rate. You may be able to save further by paying in full and on time, enrolling in paperless statements, having safety features on your vehicle and getting a quote before your current policy expires. Auto-Owners is also known for its fiscal stability, earning the highest financial strength rating available from AM Best, A++ (Superior) for 49 consecutive years. It does have fewer digital tools than some competitors and may not be a good option for drivers who move frequently. Read full Pros and cons CheckmarkPros Low average premiums High customer satisfaction per J.D. Power Consistently strong financial strength ratings Close XCons Fewer digital tools than some competitors Not available in all states Average annual premium by city Georgia city Auto-Owners full coverage premium Auto-Owners minimum coverage premium Atlanta $1,351 $414 Columbus $1,269 $355 Augusta $1,135 $334 Savannah $1,202 $350 Athens $1,114 $289 Answer a few questions to see personalized rates from top carriers. Get quotesAnswer a few questions to see personalized rates from top carriers. J.D. Power: AM Best: + Avg. annual premium for minimum coverage: $ Avg annual premium for full coverage: $ Company overview Allstate offers Georgia drivers competitively priced minimum coverage auto insurance with plenty of digital tools to make policy management easy, including its mobile app and a robust company website. The company also offers potential discounts for having a new car, being a safe driver and earning strong grades as a student. Allstate has a broad network of local agents throughout Georgia, which may be appealing if you prefer to handle your insurance needs in-person. Allstate is also among the for policyholders looking to bundle policies. However, Allstate's average full coverage premium in Georgia is higher than average. Depending on your coverage needs, Allstate may or may not be the best company for you. Read full Pros and cons CheckmarkPros Highly functional app and website Several endorsements and discounts Local agencies available Close XCons Below-average J.D. Power score Full coverage premium may not be as competitive compared to other carriers Higher-than-average NAIC complaint index Average annual premium by city Georgia city Allstate full coverage premium Allstate minimum coverage premium Atlanta $3,599 $783 Columbus $3,060 $648 Augusta $3,202 $698 Savannah $2,946 $690 Athens $2,949 $590 Get quotesAnswer a few questions to see personalized rates from top carriers. Auto Car Guides Looking to save money on auto insurance
Compare rates & save Compare rates & save ADVERTISEMENT Get my free quote Powered by Coverage.com (NPN: 19966249) This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. Average car insurance cost in Georgia
Car insurance in Georgia is relatively expensive, with an average full coverage premium that is more than $300 higher per year compared to the . While the national average cost of full coverage car insurance is $1,771 per year, Georgia residents pay $2,009 per year for the same coverage. Minimum coverage is similarly more expensive, at $642 annually for Georgia residents and $545 per year, on average, in the U.S. While may be more than the national average, it falls in the middle of the pack compared to nearby states. For instance, Georgia's average full coverage premium is 37 percent higher than of $1,464 per year. On the other hand, car insurance in Florida is much more expensive than in Georgia. sits at $2,762 per year, making it 37 percent higher than Georgia's. Average annual premium for minimum coverage in Georgia Average annual premium for full coverage in Georgia $642 $2,009
Georgia city Average annual premium for full coverage Average annual premium for minimum coverage Athens $1,824 $548 $2,215 $752 Augusta $1,881 $593 Columbus $1,958 $617 $1,981 $670 How to find the best car insurance in Georgia
Finding the best doesn't have to be complicated. In fact, you can take a few simple steps before you even start shopping. These steps might save you time and help you find the right company and coverage types for you. Consider minimum insurance requirements in Georgia
Georgia car insurance laws require you to carry at least a minimum level of auto insurance. As a licensed driver in the Peach State, you must carry at least the of bodily injury liability coverage and property damage liability coverage. generally costs less than buying higher limits or full coverage, but it may not provide you with enough financial protection to pay for the costs of an at-fault accident. If you cause injuries or damages that exceed your coverage limits, you will be responsible for the overage out of pocket. Most insurance professionals advise that you purchase higher liability limits if you can afford them. Consider lender requirements
If you have a loan or lease on your vehicle, you typically will be required to carry full coverage. ? Full coverage means that you have comprehensive and collision coverage on your policy. If you lease your vehicle, your lessor might also require you to carry at least a certain level of liability coverage as well. Additionally, you may want to consider . Gap coverage is designed to pay the difference between your new vehicle's actual value and the outstanding loan or lease amount owed if your car is totaled or stolen and nonrecoverable. Consider your individual needs
Everyone has a unique situation that they bring to their auto insurance search. Maybe you need , so you're looking for a company with cheap rates for inexperienced drivers and young driver discounts. Or perhaps you've had a few accidents or a DUI conviction and . Understanding your individual circumstances and deciding what coverage types, discounts and policy features you are looking for may help you choose which companies to get quotes from. Car insurance discounts in Georgia
Although Georgia's auto insurance prices are higher than the national average, you still have ways to potentially lower your premium and effectively find the . If you're wondering , discounts are one of the easiest ways to save. Most major insurance companies offer at least a few discounts. Some of the in Georgia are: Young driver discounts: If you have a on your policy, you may be eligible for several discounts. If your teen is a full-time student and maintains good grades, you might qualify for a good student discount. Other common young driver discounts include savings for students who go to college without a vehicle and teens who take a certified driver training course. Safe driver discounts: If you have a clean driving record, you might qualify for a safe driver discount. Additionally, having certain safety features on your car, like anti-lock brakes, an alarm system, forward collision warning or side curtain airbags might earn you a car insurance discount. Other discounts: If you own a home or condo, or even if you rent your current home, you may get a multi-policy discount if you insure your property with the same company as your auto insurance. This is called "bundling." The benefits of could be significant. Also, many companies will offer a policy discount if you are able to pay your entire premium in full, rather than in monthly or quarterly installments. Discounts may be one of the easiest ways to save on your auto insurance. Each company offers a different suite of discounts, so researching savings opportunities online or talking to a representative from your current company may help you to identify ways to save. Frequently asked questions
No single carrier offers the in Georgia. This is because the cost of car insurance may depend on individual rating factors, so every driver will have different rates from the same company. For this reason, most insurance experts advise shopping around and comparing quotes from multiple carriers when buying car insurance.
You would be responsible for the expenses that exceed your policy limits. This is why most insurance professionals recommend that you purchase higher limits of liability, if you can afford to do so. State minimum coverage might be cheaper, but you could be left with high out-of-pocket bills if you cause an accident. Getting quotes for a few different levels of liability may help you choose an option that is right for your risk-tolerance level and your budget.
is illegal in Georgia. Drivers in Georgia are legally required to carry a minimum of $25,000 per person and $50,000 per incident for bodily injury liability, and $25,000 per incident for property damage liability. Consequences for driving without insurance may include fines and driver's license and registration suspensions. Drivers could also face jail time of up to one year.
When you request , different car insurance providers may ask for different information during the process. When requesting insurance quotes, you will likely need to provide contact information, such as your name, phone number or email address and physical address. You may also have to provide your driver's license number, date of birth, Social Security number, and vehicle identification number (VIN) for each vehicle that you want to insure. You may also have to fill out personal information such as name, date of birth and license number for every driver in your household. Written by Carol Pope Insurance Writer Carol Pope is an insurance writer for Bankrate and prior to joining the team, she spent 12 years as an auto insurance agent. During this time, she sold, serviced and underwrote auto insurance for people across the country. She also has experience selling supplement coverage such as umbrella insurance. Amelia Buckley is an insurance editor, covering auto, home and life insurance. She emphasizes creating informative, engaging and nuanced content to support readers in making personalized insurance decisions. Mark Friedlander is director of corporate communications at III, a nonprofit organization focused on providing consumers with a better understanding of insurance.