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The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you. SHARE: Henryk Sadura/Getty Images April 09, 2021 Rick Hoel is an international business attorney and legal and insurance writer for Bankrate as well as Reviews.com and Accessibility.com. Over the last several years, he has covered topics dealing with personal and commercial insurance and technology and the law. Rick is General Counsel and Director of Risk Management and sits on the Board of Power Stow Americas Inc., a subsidiary of Power Stow A/S in Denmark, the world leader in the supply of tracked conveyor systems to the airline industry. Bankrate logo

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At Bankrate, we strive to help you make smarter financial decisions. To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation of how we make money. Our content is backed by LLC, a licensed entity (NPN: 19966249). For more information, please see our Insurance Disclosure. Bankrate logo

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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. Milwaukee is Wisconsin’s largest city. (greater metropolitan area of 1.57 million), the city is the 30th largest metro in the United States. The average annual car insurance premiums for Milwaukee drivers are $533 for minimum coverage and $1,525 for full coverage. Compared to the state average of $332 a year for minimum coverage, and $1,186 a year for full coverage, Milwaukee averages higher rates overall. Compare rates and save on auto insurance today! Get quotes Close X RatesRates keep going up in 2022. Compare rates and save on auto insurance today! Get quotes Close X This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Compare auto insurance rates

Answer a few questions to see personalized rates from top carriers. Save on auto insurance with quotes from trusted providers like: Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More RATE INCREASE ALERT

Rates increased up to 12% this year

Shop for a better rate before you renew your current policy. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Compare auto insurance rates

Answer a few questions to see personalized rates from top carriers. Save on auto insurance with quotes from trusted providers like: Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More Over and over 70% of commuters do not carpool, but drive alone. also increased substantially in early 2021, with the number of thefts in February 2021 up 152% from the same period in 2020. This could affect future rates in Milwaukee because there is a between high levels of car theft and increased car insurance rates. These factors and the ranking of a variety of insurers in customer service, discounts and claim handling were reviewed to determine which providers may be among the best car insurance companies in Milwaukee for drivers to consider.

Best car insurance companies in Milwaukee

Insurance company * Average annual premium for minimum coverage Average annual premium for full coverage GEICO 851/100 $351 $1,195 Erie 846/100 $358 $1,164 Auto-Owners 845/100 $591 $1,402 Allstate 830/100 $771 $2,101 USAA 897**/100 $289 $866 *North Central Region Average Score is 830
**USAA is not included in the formal ranking because, with its exclusive military membership, it does not meet all criteria to be officially ranked. It is scored however.

Geico

Geico has been providing car insurance for 75 years and has established a reputation for quality customer service. Geico received the highest ranking (851) in the 2020 J.D. Power Auto Customer Satisfaction study. As evidenced by average rates from Quadrant Information Services, Geico may offer lower rates to drivers in Milwaukee, which can be quoted easily online or by phone. Low rates don’t mean lack of coverage, however; Geico has a wide range of policy options and enhancements to meet your car insurance needs.

Erie

In the North Central Region, Erie receives strong ratings from J.D. Power, ranking third overall for customer satisfaction. Erie provides an extensive range of discounts which may help to contribute to the affordability. Of particular value is the feature, allowing you to lock in your car insurance rates. The rates remain in place even if you have an accident until you make certain policy changes, such as adding or removing a vehicle or a driver from your policy or changing your primary residence.

Auto-Owners

Auto-Owners ranked high in 2020 on two separate J.D. Power surveys, which speaks well of its approach to policyholder priorities. The company ranked fourth with an 845 score on the 2020 J.D. Power Auto Insurance Overall Customer Satisfaction Study and ranked third at 890 on the 2020 J.D. Power U.S. Claims Satisfaction Study. Auto-Owners extensive experience has helped it to develop a portfolio of easily understood policy packages and extensive add-on coverages which can be readily tailored to meet specific needs.

Allstate

Allstate also ranks above average on the 2020 J.D. Power Auto Insurance Overall Customer Satisfaction Study and the 2020 J.D. Power Auto Claims Satisfaction Study. The provider also has a robust interactive website which allows customers to quickly and easily review the many options it offers for car insurance. Allstate provides a wide range of discount options to help keep rates low including the well known which lets drivers reduce rates by demonstrating safe driving patterns monitored by an Allstate app.

USAA

USAA is not officially ranked by J.D. Power due to USAA’s military-affiliation membership requirements. However, J.D. Power does score the company and in both the 2020 J.D. Power Auto Insurance Overall Customer Satisfaction study and the U.S. Claims Satisfaction study, USAA scored among the very highest ranked insurers. USAA also stands out for its extensive car insurance policy options and many discounts. The company structures its policies and services to support those of the military and their families and may be ideally suited for those who are eligible.

Cheapest car insurance in Milwaukee

In the chart below, we have listed some of the cheapest annual car insurance policy premiums that may be available to you in the Milwaukee area. The rates of each insurer in the chart are lower than the average annual car insurance premiums for Milwaukee drivers ($533 for minimum coverage and $1,525 for full coverage). It is important to note two things. First, the cheapest policy may not be best for you. In the long run, spending a bit more to obtain the right coverage to address potential risk is usually the recommended course. Second, the companies below are highly reputable and simply because they are able to provide coverage at an affordable price does not mean they can not offer top tier insurance products. USAA, GEICO and Erie show up on both our best and cheapest lists. Each company below has received high marks for customer service. Although specific options will vary between different insurers, each of the companies below is capable of working with you to develop a policy which is both affordable and designed to meet your needs. Insurance company Average annual premium for minimum coverage Average annual premium for full coverage USAA $289 $866 GEICO $351 $1,195 Erie $358 $1,164 AAA $370 $1,386 State Farm $400 $1,037

Milwaukee insurance requirements

Wisconsin prescribes the following . Milwaukee is subject to the minimum liability coverage amounts which require every driver to maintain insurance for: $10,000 for property damage to third parties; $25,000 for the injury or death of one person; and $50,000 for the injury or death of more than one person ​Additionally, automobile operators and owners must show proof of insurance when law enforcement requests at traffic stops or accidents. A motor vehicle without insurance can lead to fines up to $500. Most drivers will determine that the above minimums, while satisfying the strict letter of the law, won’t adequately protect them and their families from the significant loss that can come from a serious accident. Therefore, it is important to work with several carriers to obtain and compare quotes for the best coverage to meet all of your needs.

Car insurance discounts in Milwaukee

There are many discounts which are permitted in Wisconsin which will help save significant amounts when you shop for car insurance in Milwaukee. Because Wisconsin permits the consideration of factors in setting premiums that evidence stability and reduced risk, you may be able to get discounts based upon: Type of employment Home ownership Marital status Age, specifically senior discounts Status as a student A record of safe driving Additionally, most insurers provide discounts for actions taken by an insured which improves a car insurance company’s operational efficiency. These include: Selecting a paperless billing option Paying premiums in an annual lump sum or with automatic deductions from a bank or credit card account Bundling policies or vehicles

Frequently asked questions

What is the best car insurance company

We have highlighted here some of the in Milwaukee for obtaining affordable and quality car insurance coverage. While these comparisons provide a starting place for your considerations, the best approach to finding the best car insurance policy is to research company websites, ask questions of company representatives and obtain several quotes to compare. This will assure you have taken advantage of the many coverage options and discounts discussed in this article.

How much does car insurance in Milwaukee cost

Although this article has attempted to provide guidance in finding the most cost effective car insurance coverage available in Milwaukee, it is impossible to predict the exact price you will need to pay. Each individual’s situation is different and you may be able to avail yourself of many discounts others can not. It is vital to take the time to understand all options available to you to find the ”right” cost.

How much car insurance do I need in Milwaukee

The minimum requirements for car insurance coverage set by Wisconsin law are potentially insufficient to cover the real risks most of us face. As discussed in this article, however, there are many ways to find the level of coverage you need in Milwaukee for an affordable price.

Methodology

Bankrate utilizes Quadrant Information Services to analyze 2021 and 2020 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits: $100,000 bodily injury liability per person $300,000 bodily injury liability per accident $50,000 property damage liability per accident $100,000 uninsured motorist bodily injury per person $300,000 uninsured motorist bodily injury per accident $500 collision deductible $500 comprehensive deductible To determine minimum coverage limits, Bankrate used minimum coverages that meet each state’s requirements. Our sample drivers own a 2019 Toyota Camry, commute five days a week and drive 12,000 miles annually. *Rates by carrier for this city reflect 2020 data These are sample rates and should be used for comparative purposes only. Your quotes may be different. SHARE: Rick Hoel is an international business attorney and legal and insurance writer for Bankrate as well as Reviews.com and Accessibility.com. Over the last several years, he has covered topics dealing with personal and commercial insurance and technology and the law. Rick is General Counsel and Director of Risk Management and sits on the Board of Power Stow Americas Inc., a subsidiary of Power Stow A/S in Denmark, the world leader in the supply of tracked conveyor systems to the airline industry.

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