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Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. SHARE: nikkimeel/Shutterstock March 16, 2021 Claire Dickey is a product editor for Bankrate, and . Before joining Bankrate, Claire worked as a copywriter for brands within the telecommunications industry as well as a hybrid marketing and content writer. Bankrate logo The Bankrate promise
At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation for how we make money. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Terms apply to the offers listed on this page. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Bankrate logo The Bankrate promise
At Bankrate, we have a mission to demystify the credit cards industry — regardless or where you are in your journey — and make it one you can navigate with confidence. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: Meet you wherever you are in your credit card journey to guide your information search and help you understand your options. Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. Bankrate logo Editorial integrity
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Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information. Bankrate logo How we make money
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict , so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. If you’ve been on the fence about signing up for the , now might be the optimal time to do so. New applicants who apply and are approved for the Apple Card between March 1, 2021, and March 31, 2021, can save 6 percent for the month of March when using their card to pay for Apple products in full. The details
The 6 percent back promotion essentially doubles the amount of Daily Cash typically offered by the card—3 percent cash back on Apple purchases. Keep in mind that new cardholders only receive a heightened 6 percent back during the month of March 2021. Once April hits, all cardholders will receive 3 percent back on Apple purchases. To qualify for the offer, purchases must be made in full (rather than Apple Card monthly installments, for example). Is the Apple Card right for me
Here’s a quick overview of the Apple Card to help you determine whether or not this is right for your spending style: 3 percent cash back on Apple purchases 3 percent back at select merchants (for example, Panera Bread, T-Mobile, Uber Eats, Nike, Exxon, Mobil and Walgreens) when you use your Apple Card with Apple Pay 2 percent back on all other purchases made using your Apple Card with Apple Pay 1 percent back on all other purchases made with the physical card The Apple Card doesn’t charge an annual fee, and it may be a good choice as a given it’s lack of traditional card fees. You won’t owe a late payment fee for paying your monthly bill past its due date or an over-the-limit fee for making a purchase that exceeds your credit limit. Should you make a trip abroad in the future, you also won’t owe foreign transaction fees on any purchases made outside of the U.S. Of course, if you don’t frequently use Apple Pay (and don’t plan to) or aren’t an Apple devotee, this card might not be your best option. There are plenty of other that can reward you for everyday purchases, such as gas and groceries, or offer you a flat-rate of rewards for everything you buy. How to apply for the Apple Card
If you’ve had your eye on the Apple Card and are set on applying, you can do so via your iPhone’s Wallet app or on the . Note, if you’ve previously applied for the card and were declined, may give you the guidance you need you secure the card with a few months of responsible credit use. The bottom line
The Apple Card is a fine option for lovers of the Apple brand, and its frequent bonus Daily Cash offers and lack of fees may sweeten the deal for potential applicants. But if you aren’t particularly wooed by the , rest assured there are plenty of available that may better suit your needs. SHARE: Claire Dickey is a product editor for Bankrate, and . Before joining Bankrate, Claire worked as a copywriter for brands within the telecommunications industry as well as a hybrid marketing and content writer. Related Articles