Countrywide Insurance Review 2022

Countrywide Insurance Review 2022

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Country-Wide insurance review 2022

June Sham is an insurance writer for Bankrate. Before joining the team, she worked for nearly three years as a licensed producer writing auto, property, umbrella and earthquake policies. Angelica Leicht is an insurance editor on the Bankrate team. She is truly passionate about helping readers make well-informed decisions for their wallets, whether the goal is to find the right comprehensive auto policy or the best life insurance policy for their needs. Sep 29, 2022 Bankrate logo

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At Bankrate, we strive to help you make smarter financial decisions. To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation of how we make money. Our content is backed by LLC, a licensed entity (NPN: 19966249). For more information, please see our Insurance Disclosure. Bankrate logo

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Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next. Bankrate follows a strict , so you can trust that we’re putting your interests first. All of our content is authored by and edited by , who ensure everything we publish is objective, accurate and trustworthy. Our insurance team is composed of agents, data analysts, and customers like you. They focus on the points consumers care about most — price, customer service, policy features and savings opportunities — so you can feel confident about which provider is right for you. We guide you throughout your search and help you understand your coverage options. We provide up-to-date, reliable market information to help you make confident decisions. We reduce industry jargon so you get the clearest form of information possible. All providers discussed on our site are vetted based on the value they provide. And we constantly review our criteria to ensure we’re putting accuracy first. Bankrate logo

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Insurance Disclosure

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

At a glance

Not rated Bankrate Score Home 0.0 Auto 0.0 About Bankrate Score Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Country-Wide may be an option to consider for New York drivers who want no-frills car insurance, but its lower financial strength rating and lack of additional insurance products, like home insurance, may not be for everyone. Pros and Cons Quick Look Pros Ideal for drivers who want simple car insurance with no optional coverage Those who prioritize customer service may prefer its network of local New York agents Cons No online quoting or mobile app available Received C+ (Marginal) rating from AM Best for financial strength Only available to drivers in New York state Few digital tools Simple, no-frills auto insurance policies Marginal AM Best financial strength rating Compare rates Answer a few questions to see personalized rates from top carriers Country-Wide Insurance was established in 1963. The company only sells two types of insurance - auto insurance and commercial truck insurance - and exclusively offers coverage to drivers in New York state. Country-Wide prides itself on providing in-person services to almost 50,000 policyholders with a network of independent brokers located across the Empire State. If you are in the market for in New York, Bankrate's Country-Wide insurance review could help you decide if it's a good option to pursue. Unlike some insurance providers that operate solely online, Country-Wide prioritizes personalized customer service and face-to-face broker interactions, whether you are purchasing a policy or filing a claim. However, the company lacks many of the features you can often find with large insurers, like online quotes and a mobile app.

Country-Wide car insurance

With Country-Wide, you can get the types, whether you want a minimum coverage policy or a full coverage policy. This includes the required standard coverage in New York, like , as well as and coverage. Drivers can also add collision and comprehensive coverage to insure their vehicle, and medical payments to cover hospital or ambulance bills for themselves and any passengers. Unfortunately, the company does not advertise any unique add-ons, like new car replacement, or accident forgiveness. Another consideration for Country-Wide car insurance is its limited information regarding customer service from third-party agencies, like , and low financial strength rating. issued Country-Wide a Financial Strength Rating of C++, indicating a marginal ability to meet ongoing insurance and business obligations. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Shop rates and compare quotes

Get personalized auto insurance quotes by answering a few quick questions Quick facts on average this year by shopping for new car insurance Rates vary by state The average American pays for auto insurance Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More

Country-Wide car insurance cost

While average rates for Country-Wide car insurance aren't available, knowing the average cost of car insurance in New York could be useful for the sake of comparison. For example, drivers in New York pay an average of $2,996 per year for full coverage car insurance and $1,339 per year for minimum coverage. Both are significantly higher than the , which is $1,771 per year for full coverage and $545 per year for minimum coverage.

Country-Wide car insurance discounts

Country-Wide does not advertise any car insurance discounts on its website. To know what savings options are available to you, consider reaching out to a Country-Wide broker to find out if there are any savings opportunities to .

Country-Wide car services

Country-Wide does not advertise as to whether it offers any additional services to car insurance policyholders.

Other Country-Wide perks worth considering

In addition to personal auto insurance, Country-Wide also offers .

Country-Wide corporate sustainability

Some of Country-Wide’s corporate sustainability include annual events, like Toys for Tots, Winter Coat Drive and the City Harvest Food Drive. The company has also donated to both local and national crises like Storm Sandy, hurricane relief in Puerto Rico and flooding in Houston, Texas.

Not sure if Country-Wide is right for you

Looking for the can mean requesting quotes from more than one company. If Country-Wide isn’t the best fit for you, you may find it helpful to consider these other : : Erie Insurance could be another option to consider for New Yorkers who want a regional carrier and other types of insurance. : Progressive may be a larger national carrier, but it may offer affordable rates for high-risk drivers. : Geico auto insurance ranked as one of the , which might be an option for drivers on a budget.

Methodology

Bankrate utilizes Quadrant Information Services to analyze 2022 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on 40-year-old male and female homeowners with a clean claim history, good credit and the following coverage limits:

Auto

$100,000 bodily injury liability per person $300,000 bodily injury liability per accident $50,000 property damage liability per accident $100,000 uninsured motorist bodily injury per person $300,000 uninsured motorist bodily injury per accident $500 collision deductible $500 comprehensive deductible To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. Our sample drivers own a 2020 Toyota Camry, commute five days a week and drive 12,000 miles annually. Age: Rates were calculated by evaluating our base profile with the ages 18-60 (base: 40 years) applied. Depending on age, drivers may be a renter or homeowner. Age is not a contributing rating factor in Hawaii and Massachusetts. Incidents: Rates were calculated by evaluating our base profile with the following incidents applied: clean record (base), single speeding ticket and single at-fault accident. Compare rates and save on auto insurance today! Get quotes Close X

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