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Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. SHARE: Alistair Berg/Getty Images July 14, 2022 Checkmark Bankrate logo How is this page expert verified? At Bankrate, we take the accuracy of our content seriously. "Expert verified" means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Their reviews hold us accountable for publishing high-quality and trustworthy content. Aja McClanahan is an author, blogger and speaker on personal finance and entrepreneurship. Aja is the author of "How a Mother Should Talk About Money with Her Daughter." Claire Dickey is a product editor for Bankrate, and . Before joining Bankrate, Claire worked as a copywriter for brands within the telecommunications industry as well as a hybrid marketing and content writer. Cathleen's stories on design, travel and business have appeared in dozens of publications including the Washington Post, Town & Country, Wall Street Journal, Marie Claire, Fodor’s Travel, Departures and The Writer. Bankrate logo The Bankrate promise
At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation for how we make money. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Terms apply to the offers listed on this page. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Bankrate logo The Bankrate promise
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You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict , so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. There’s been no shortage of credit card launches and refreshes as issuers scramble to meet consumers’ evolving spending habits in a unique economic environment. This time around, the is getting a refresh on its rewards structure and statement credits, along with a new card design. The main upgrade to this card is the chance to earn more cash back on categories where the average consumer spends most: groceries, gas and online shopping. Plus, Amex has added several credits that bring over $250 in annual value for this no-annual-fee card. What does the refreshed Amex Blue Cash Everyday Card offer
Here’s the new Blue Cash Everyday rewards structure as of July 14, 2022: 3 percent cash back at U.S. supermarkets 3 percent back on online retail purchases 3 percent back at U.S. gas stations (on up to $6,000 per category per year, then 1 percent) 1 percent cash back on all other purchases Cash back is received in the form of reward dollars that can be redeemed for a statement credit. And with the card’s refresh, there’s no longer a redemption minimum, whereas you previously needed a cash back balance of $25 or more. Added statement credits
As noted above, this card refresh adds two annual credits to its list of : $180 Home Chef Credit (up to $15 in monthly statement credits for online meal kit purchases) Up to $84 in credits for The Disney Bundle per year ($7 monthly statement credit after you spend $13.99 or more each month on an eligible subscription to The Disney Bundle), which includes Disney+, Hulu, and ESPN+) Should you get the Amex Blue Cash Everyday Card
The Blue Cash Everyday has always been a favorite for , and, in our opinion, this recent change makes it an even better choice. You get more cash back on more expenses and over $250 in annual credits — not bad for a no-annual fee card. Plus, this card refresh shows that Amex is listening to its customer base and comes as a response to consumer desires for more cash back on common spending categories. According to a by American Express, 90 percent of consumers surveyed agree they want a credit card that offers cash back for everyday purchases, like groceries (90 percent), gas (90 percent), and online shopping (89 percent). “We’ve refreshed our popular Blue Cash Everyday Card and added new benefits that make it easier — and more rewarding — to do the things you do every day,” said Anthony Cirri, executive vice president, global lending and cobrand at American Express, in a press release. “Our Blue Cash Everyday Card now offers more ways to earn cash back across our Card Members’ top spending categories including online shopping, groceries, and gas.” Because there’s no annual fee and the cash back categories make total sense for the average consumer, the . Our only gripe is that the card doesn’t allow you to earn points for higher-value travel redemption in the Amex travel portal. If that’s a big deal for you, you might be better off with the , which doesn’t charge an annual fee but offers a lower cash back rate compared to the Blue Cash Everyday. If not having travel rewards isn’t a deal-breaker for you, the Blue Cash Everyday Card is now an even better choice to earn cash back on your common spending categories. SHARE: Aja McClanahan is an author, blogger and speaker on personal finance and entrepreneurship. Aja is the author of "How a Mother Should Talk About Money with Her Daughter." Claire Dickey is a product editor for Bankrate, and . Before joining Bankrate, Claire worked as a copywriter for brands within the telecommunications industry as well as a hybrid marketing and content writer. Cathleen's stories on design, travel and business have appeared in dozens of publications including the Washington Post, Town & Country, Wall Street Journal, Marie Claire, Fodor’s Travel, Departures and The Writer. Related Articles