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At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation for how we make money. Bankrate logo The Bankrate promise
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You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict , so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. The fourth-best credit union on our list serves members nationwide. Becoming a member online takes less than 10 minutes and folks who join sign up for a host of benefits, including a huge network of more than 90,000 free ATMs. The QClassic and QChoice are both checking account options, with the former being the more popular account with no monthly service charges (although there’s no opportunity to earn interest). The QChoice account pays at most 0.25 percent APY, but only for accounts holding at least $20,000. Savers who opt for the HighQ account can earn 1.5 percent APY. There are no minimum balance requirements and no set deposit amount needed to open an account. Term savings accounts (the credit union’s version of CDs) are available for all standard terms except the 9-month term. Membership depends on your employer and affiliation with select groups. Members include employees of Avon and Kraft Heinz. SHARE: Amanda Dixon Related Articles