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Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. SHARE: @maginnis/Twenty20 May 09, 2019 Michelle Lambright Black is a credit expert with over 19 years of experience, a freelance writer and a certified credit expert witness. In addition to writing for Bankrate, Michelle's work is featured with numerous publications including FICO, Experian, Forbes, U.S. News & World Report and Reader’s Digest, among others. Megan Harney Bankrate logo The Bankrate promise
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Why I never use debit cards
Legal fraud protections
The electronic funds transfer act
How EFTA protections work for fraudulent debit card transactions
zero liability 100 percent responsible for unauthorized transactions maximum liability for any fraudulent transactions is limited to $50 liability jumps to $500 personally on the hook for 100 percent of any unauthorized transactions The Fair Credit Billing Act FCBA
The bottom line
Learn more
SHARE: Michelle Lambright Black is a credit expert with over 19 years of experience, a freelance writer and a certified credit expert witness. In addition to writing for Bankrate, Michelle's work is featured with numerous publications including FICO, Experian, Forbes, U.S. News & World Report and Reader’s Digest, among others. Megan Harney Related Articles