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RyanJLane/Getty Images May 13, 2022 Elizabeth Rivelli is a contributing insurance writer for Bankrate and has years of experience writing for insurance domains such as The Simple Dollar, Coverage.com and NextAdvisor, among others Mariah Posey is an auto and homeowners insurance writer and editor for Bankrate.com. She aims to make the insurance journey as convenient as possible by keeping the reader at the forefront of her mind in her work. Bankrate logo The Bankrate promise
At Bankrate, we strive to help you make smarter financial decisions. To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation of how we make money. Our content is backed by LLC, a licensed entity (NPN: 19966249). For more information, please see our Insurance Disclosure. Bankrate logo The Bankrate promise
Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next. Bankrate follows a strict , so you can trust that we’re putting your interests first. All of our content is authored by and edited by , who ensure everything we publish is objective, accurate and trustworthy. Our insurance team is composed of agents, data analysts, and customers like you. They focus on the points consumers care about most — price, customer service, policy features and savings opportunities — so you can feel confident about which provider is right for you. We guide you throughout your search and help you understand your coverage options. We provide up-to-date, reliable market information to help you make confident decisions. We reduce industry jargon so you get the clearest form of information possible. All providers discussed on our site are vetted based on the value they provide. And we constantly review our criteria to ensure we’re putting accuracy first. Bankrate logo Editorial integrity
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You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict , so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Bankrate logo Insurance Disclosure
Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. Headquartered in Nashville, Tennessee, The General Automobile Insurance Services, Inc. – The General for short – is a subsidiary of PGC Holdings Corporation, which is an affiliate of American Family Insurance. Although PGC was founded in 1963 and has offered auto insurance for over 50 years, it did not actually start offering insurance through The General until . Compare rates and save on auto insurance today! Get quotes Close X RatesRates keep going up in 2022. Compare rates and save on auto insurance today! Get quotes Close X This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto insurance with quotes from trusted providers like: Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More RATE INCREASE ALERT Rates increased up to 12% this year
Shop for a better rate before you renew your current policy. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto insurance with quotes from trusted providers like: Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More The General may be best for drivers in the high-risk category. That includes drivers with a history of accidents, , a poor credit score, teen drivers and senior drivers. Auto insurance from The General is than its competitors, so high-risk drivers may have an option to get affordable insurance despite their circumstances. Even if you are not considered a high-risk driver, you may be able to save time and money by bundling affordable auto coverage with life or recreational-vehicle insurance. Take a closer look at what The General has to offer. The General car insurance Bankrate Score 4 0
The General Insurance Company received a 4.0 Bankrate Score. Though it scored highly for financial strength, online and mobile features, customer satisfaction, coverages and discounts, it fell short on J.D. Power listings and NAIC index. The General may be a good fit for high-risk drivers seeking affordable rates for auto insurance coverage. It will provide insurance in states where it is licensed. Even if a driver is not considered high-risk, The General may still offer cheap rates, especially when bundling policies and stacking eligible discounts. This insurer offers the common available, such as liability, comprehensive, collision, medical payments and underinsured motorist coverages. The General also offers roadside assistance through Nation Safe Drivers in select states. Drivers can purchase The General auto insurance in all states except: Alaska Hawaii Maryland Michigan New Jersey Rhode Island Washington, D.C. Since The General caters to , rates can be higher than average. In response, The General offers low monthly premium payments so drivers can afford to keep coverage in force. Discounts
Paid in full: Make one payment for your annual or semi-annual bill. Double deductible: You can get a discount on your premiums, but your deductible requirement will be double the price in the first 45 days of coverage with The General Insurance Company. Good student discount: High school or college students could save on coverage if they have good grades. Driver training discount: Take additional drivers ed classes for a discount. Transfer discount: Switch to The General from another carrier and you could earn a discount on your car insurance. (only in Louisiana): Louisiana-based military personnel qualify for cheaper rates. Continuous coverage: If your car insurance did not lapse, you could receive a discount on the . Motor club members may qualify for a discount. Auto Car Guides Looking to save money on auto insurance
Compare rates & save Compare rates & save ADVERTISEMENT Get my free quote Powered by Coverage.com (NPN: 19966249) This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. The General ratings reviews customer satisfaction and complaints
The General insurance reviews and ratings are generally positive. The insurance company has a A , which is defined as being excellent in its historical ability to meet insurance obligations. The General is not listed in the , which ranks overall customer satisfaction among auto insurers. However, this is not uncommon for smaller auto insurers, so does not necessarily reflect poorly on companies with a small customer base like The General. The database reports that The General’s customer complaints are higher at 5.38 compared to the baseline of 1.0. This rating shows that The General receives more than five times the complaints of similar-sized insurance companies. The General’s mobile app provides the ability to get quick quotes, file claims and track progress, get support, pay for insurance and receive digital ID cards. The app has 4.7 out of 5 stars in both the and store. Top reasons to consider The General
The General may be one of the few insurance companies currently providing cheap car insurance to high-risk drivers. High-risk drivers include those under the age of 20 or over the age of 70. They may also be defined as having a suspended or revoked license that requires an SR-22 in order to be reinstated. An from your insurance company that indicates you have the required amount of liability coverage required by your state. The General offers many benefits such as affordable coverage for all types of drivers, but if you have a good driving history, you may find a wider range of car insurance elsewhere. Although The General’s insurance is cheaper on average and provides options for high-risk drivers, it lacks options such as replacement cost, rideshare or alternative fuel vehicle coverage. Additional policies offered by The General
The General is a full-service insurance agency. It offers prospective customers a list of coverages that go beyond the expected vehicle, renters and homeowners insurance. Other coverages include: Motorcycle Phone Boat RV/travel trailer/motorhome Health insurance Life insurance Pet insurance Commercial insurance There is also , which tests out new insurance products and services and relies on customer feedback to improve its offerings. Besides insurance products such as car, mobile phone and vehicle warranty, you can access personal financial and business services designed to save you money. Frequently asked questions
What is a high-risk driver
High-risk drivers typically have more than one accident or moving violation, such as a speeding ticket or failure to stop. High-risk drivers tend to pay more for car insurance because insurance companies believe they are more likely to file claims.
What do I need to get a quote from The General
Getting quotes from several carriers may help you find a rate better than the . To get an insurance quote from The General, you will need to provide your location, vehicle information and driver information for everyone on the policy.
How long does it take to get a quote from The General auto insurance
The answer depends on how many drivers and vehicles are included, but it usually takes two minutes or less to discover how much your down payment and monthly payments would be at The General.
How do I file a claim with The General
The General provides two ways to submit a car insurance claim. Consumers can call the company, which has representatives available 24 hours per day, seven days per week, or download The General’s app from the App Store or Google Play.
What are the payment options for The General car insurance
Consumers can pay for The General auto insurance by credit card, and in some states, also by electronic check. There is also an option to auto-pay. Consumers can pay online or pay via The General’s mobile app.
Methodology
Bankrate Scores
Bankrate Scores primarily reflect a weighted rank of industry-standard ratings for financial strength and customer experience in addition to analysis of quoted annual premiums from Quadrant Information Services, spanning all 50 states and Washington, D.C. We know it is important for drivers to be confident their financial protection covers the likeliest risks, is priced competitively and is provided by a financially-sound company with a history of positive customer support. To determine how well the best car insurance companies satisfy these priorities, third-party agency ratings from , , , , and Moody’s had the most impact on the companies’ Bankrate Scores. As price is a common consideration for drivers, we analyzed quoted premiums based on 40-year-old male and female drivers with a 2019 Toyota Camry. This profile, assessed across more than 35,000 ZIP codes in the U.S., provided a basis on which drivers may compare each provider. While coverage options, insurer availability, affordability and customer experience are often the top priorities, Bankrate also analyzed each insurer’s online and mobile resources for policy management and claims handling. Insurance is rapidly evolving to keep pace with our digital world, so these aspects also carried weight in determining Bankrate Scores. SHARE: Elizabeth Rivelli is a contributing insurance writer for Bankrate and has years of experience writing for insurance domains such as The Simple Dollar, Coverage.com and NextAdvisor, among others Mariah Posey is an auto and homeowners insurance writer and editor for Bankrate.com. She aims to make the insurance journey as convenient as possible by keeping the reader at the forefront of her mind in her work. Related Articles