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João Branquinho/Getty Images April 14, 2022 Sara Coleman is an insurance contributor at Bankrate. She has a couple of years of experience in writing for insurance domains such as The Simple Dollar, Reviews.com, Coverage.com and numerous other personal finance sites. She writes about insurance products such as auto, homeowners, renters and disability. Angelica Leicht is an insurance editor on the Bankrate team. She is truly passionate about helping readers make well-informed decisions for their wallets, whether the goal is to find the right comprehensive auto policy or the best life insurance policy for their needs. Bankrate logo The Bankrate promise
At Bankrate, we strive to help you make smarter financial decisions. To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation of how we make money. Our content is backed by LLC, a licensed entity (NPN: 19966249). For more information, please see our Insurance Disclosure. Bankrate logo The Bankrate promise
Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next. Bankrate follows a strict , so you can trust that we’re putting your interests first. All of our content is authored by and edited by , who ensure everything we publish is objective, accurate and trustworthy. Our insurance team is composed of agents, data analysts, and customers like you. They focus on the points consumers care about most — price, customer service, policy features and savings opportunities — so you can feel confident about which provider is right for you. We guide you throughout your search and help you understand your coverage options. We provide up-to-date, reliable market information to help you make confident decisions. We reduce industry jargon so you get the clearest form of information possible. All providers discussed on our site are vetted based on the value they provide. And we constantly review our criteria to ensure we’re putting accuracy first. Bankrate logo Editorial integrity
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You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict , so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Bankrate logo Insurance Disclosure
Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. If you are in the market for a new Volkswagen, it can be helpful to know what the average insurance costs by the different makes and models Volkswagen offers. That’s because car insurance for Volkswagens tends to be slightly higher than the national average, which is $1,674 per year for a full coverage policy. However, your rates could be more or less based on the exact Volkswagen model and insurance provider you choose, as well as other factors, like your driving history and where you live. Compare rates and save on auto insurance today! Get quotes Close X RatesRates keep going up in 2022. Compare rates and save on auto insurance today! Get quotes Close X This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto insurance with quotes from trusted providers like: Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More RATE INCREASE ALERT Rates increased up to 12% this year
Shop for a better rate before you renew your current policy. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto insurance with quotes from trusted providers like: Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More To help you find the right car insurance for your Volkswagen, Bankrate reviewed auto insurance rate data from Quadrant Information Services to determine what the average costs of the different makes and models are. This includes the Volkswagen Beetle, which . This information may help you to understand how much the model impacts the amount of premiums drivers may have to pay, as well as what the average costs are for drivers who need to insure one of these vehicles. Models included in this review: Volkswagen Atlas Volkswagen Beetle Volkswagen GTI Volkswagen Jetta Volkswagen Passat Volkswagen Tiguan How much does it cost to insure a Volkswagen
The national for a full coverage insurance policy is $1,674 per year, or $140 per month, according to Bankrate’s study of quoted annual premiums. The average national cost for minimum coverage auto insurance is $565 per year. However, this rate could be more or less depending on a range of factors, including where you live and what vehicle you drive. The of a vehicle are significant factors in how much a driver will pay in premiums. Insurance carriers assign risk to insure vehicles based on many considerations, including: Crash rate stats per make/model: Generally, Volkswagen vehicles receive positive safety marks from the Insurance Institute for Highway Safety (IIHS), other than the Volkswagen Beetle. which is no longer being produced. Plus, the Volkswagen ID.4 mid-size SUV was a , a factor which may help contribute to overall lower premiums. Price of parts: Volkswagen is a German brand, but the vehicles are manufactured all across the globe. Because most of the manufacturing takes place overseas, the price of parts will likely be higher compared to domestically produced vehicles. Safety features: Volkswagen vehicles come with several standard and optional safety features, such as air bags, blind spot monitoring, park assist systems and the Intelligent Crash Response System. Car insurance for a Volkswagen
Although rates for each driver are highly dependent on personal factors, such as where you live and what vehicle you drive, comparing rates between the various models and insurance carriers is one way to secure the most competitive pricing on premiums for Volkswagen insurance. Other factors may also impact the price you pay for Volkswagen car insurance, including the number of miles you drive per year and your coverage selections. A handful of states have outlawed the use of gender and credit-based insurance scores to determine rates, but most states allow this information to be factored into rate calculations. Car insurance for Volkswagen by make and model
When shopping around for car insurance premiums, the vehicle you insure is an important factor influencing the price you will pay. Although Volkswagen is not considered a luxury brand, the average annual full coverage premium rates are higher than the national average for some of the Volkswagen models. For example, both the Volkswagen Passat and Volkswagen Jetta have average annual full coverage premiums higher than the national average, versus the Volkswagen Tiguan, which comes in well below the national average. Model car insurance Average annual full coverage premium Average annual minimum coverage premium Volkswagen Atlas $1,576 $490 Volkswagen Beetle $1,684 $473 Volkswagen GTI $1,684 $462 Volkswagen Jetta $1,678 $515 Volkswagen Passat $1,709 $491 Volkswagen Tiguan $1,478 $480 Cheapest car insurance companies for Volkswagens
When searching for auto insurance premiums, one of the methods for obtaining the lowest premium is to compare multiple insurance carriers. Bankrate compared five of the based on market share size across the numerous Volkswagen models. Although your exact rates may vary based on your personal information, the chart below illustrates the difference in price among models from one carrier to the next. Average annual premium for full coverage by model
Car insurance company Volkswagen Atlas Volkswagen Beetle Volkswagen GTI Volkswagen Jetta Volkswagen Passat Volkswagen Tiguan Amica $1,264 $1,324 $1,239 $1,336 $1,332 $1,193 $1,350 $1,348 $1,139 $1,220 $1,415 $1,098 $1,203 $1,437 $1,464 $1,369 $1,448 $1,196 $1,354 $1,405 $1,328 $1,470 $1,503 $1,325 $1,198 $1,141 $1,348 $1,110 $1,224 $1,150 Volkswagen features that impact insurance costs
Volkswagen models offer several included and optional safety features, which could have a positive impact on premiums. Some auto insurance companies offer discounts for driving a vehicle with enhanced safety equipment, which could include: Blind spot monitoring: Volkswagen models, such as the Passat, come equipped with blind spot monitoring. This alerts you if there is another vehicle in your blind spot, which is especially helpful if you are changing lanes. Driver-assist: Volkswagen offers this optional safety package on the Volkswagen Jetta and other models, which includes numerous additional alerts. Alerts include rear traffic alert, front assist and light assist, to name a few. Electronic stability control: This is a standard safety feature with some Volkswagen models and helps you regain control of your vehicle if it begins to go off its intended path. Other car insurance coverage for a Volkswagen
Like other drivers, Volkswagen owners are responsible for purchasing a minimum amount of auto insurance to comply with and meet minimum insurance requirements. This includes either purchasing a minimum amount of liability insurance or other no-fault requirements, such as or underinsured motorist coverage. In addition to meeting legal requirements, Volkswagen owners might consider adding . These coverage types pay for damage to your vehicle due to a covered accident or covered non-accident event, like hail or theft, respectively. While both comprehensive and collision coverage are technically optional, your lender will most likely require you to purchase them for more financial protection if you lease or finance your Volkswagen. There are other coverage options that may also be worth considering. For example, , which would help assist you in case your vehicle becomes inoperable following an accident or while on the road due to instances like a flat tire or dead battery. Rental car reimbursement coverage is another popular choice among insurance options because it provides payment towards a rental car if your vehicle needs repair or replacement due to a covered accident. Volkswagen gap insurance may be another option worth considering if you financed your vehicle. Gap insurance covers the difference between what is still owed on the vehicle and the actual cash value (ACV) that the insurer will pay out if the car is totaled in an accident. Methodology
Bankrate utilizes Quadrant Information Services to analyze 2021 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits: $100,000 bodily injury liability per person $300,000 bodily injury liability per accident $50,000 property damage liability per accident $100,000 uninsured motorist bodily injury per person $300,000 uninsured motorist bodily injury per accident $500 collision deductible $500 comprehensive deductible To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. Our base profile drivers own a 2019 Volkswagen of the following model types, commute five days a week and drive 12,000 miles annually: Volkswagen Atlas Volkswagen Beetle Volkswagen GTI Volkswagen Jetta Volkswagen Passat Volkswagen Tiguan These are sample rates and should only be used for comparative purposes. SHARE: Sara Coleman is an insurance contributor at Bankrate. She has a couple of years of experience in writing for insurance domains such as The Simple Dollar, Reviews.com, Coverage.com and numerous other personal finance sites. She writes about insurance products such as auto, homeowners, renters and disability. Angelica Leicht is an insurance editor on the Bankrate team. She is truly passionate about helping readers make well-informed decisions for their wallets, whether the goal is to find the right comprehensive auto policy or the best life insurance policy for their needs. Related Articles