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Daniel Milchev/Getty Images April 05, 2022 Sara Coleman is an insurance contributor at Bankrate. She has a couple of years of experience in writing for insurance domains such as The Simple Dollar, Reviews.com, Coverage.com and numerous other personal finance sites. She writes about insurance products such as auto, homeowners, renters and disability. Amy Sims is a managing editor for Bankrate, leading a team responsible for creating educational insurance content. Bankrate logo The Bankrate promise
At Bankrate, we strive to help you make smarter financial decisions. To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation of how we make money. Our content is backed by LLC, a licensed entity (NPN: 19966249). For more information, please see our Insurance Disclosure. Bankrate logo The Bankrate promise
Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next. Bankrate follows a strict , so you can trust that we’re putting your interests first. All of our content is authored by and edited by , who ensure everything we publish is objective, accurate and trustworthy. Our insurance team is composed of agents, data analysts, and customers like you. They focus on the points consumers care about most — price, customer service, policy features and savings opportunities — so you can feel confident about which provider is right for you. We guide you throughout your search and help you understand your coverage options. We provide up-to-date, reliable market information to help you make confident decisions. We reduce industry jargon so you get the clearest form of information possible. All providers discussed on our site are vetted based on the value they provide. And we constantly review our criteria to ensure we’re putting accuracy first. Bankrate logo Editorial integrity
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Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information. Bankrate logo How we make money
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict , so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Bankrate logo Insurance Disclosure
Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. Designed to handle rugged terrains, Jeeps are a dream car for many adventurous drivers. Jeep also offers a variety of SUVs and trucks ranging from economical to luxe for every budget. But keep in mind that the cost of a Jeep doesn’t end with its MSRP — factoring in the cost of car insurance will be important, too. Compare rates and save on auto insurance today! Get quotes Close X RatesRates keep going up in 2022. Compare rates and save on auto insurance today! Get quotes Close X This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto insurance with quotes from trusted providers like: Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More RATE INCREASE ALERT Rates increased up to 12% this year
Shop for a better rate before you renew your current policy. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto insurance with quotes from trusted providers like: Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More The national average cost of car insurance is $1,674 per year for full coverage. The of the Jeep you choose, along with the selected insurance carrier and coverage options, also impact your final premium amount. Understanding how each of these factors impacts insurance for a Jeep could help determine the true cost of ownership and decide which model makes the most sense for your financial situation. Models included in this review: Jeep Grand Cherokee Jeep Wrangler How much does it cost to insure a Jeep
While $1,674 per year is the in the U.S., based on current rates from Quadrant Information Services, there are a number of factors influencing the overall cost. Rates vary from one insurance provider to another. Insurance providers use several considerations to evaluate the risk level of the vehicle and driver, which ultimately impacts your final rate. Considerations include: Crash rate stats per make/model – Both the and the receive mostly “Good” safety ratings from the Insurance Institute for Highway Safety (IIHS). Safety ratings are typically evaluated by insurance providers to assess overall risk. Price of parts – With Jeep vehicles manufactured domestically versus overseas, the price of parts could be less expensive compared to foreign vehicles. Insurance providers take this into account when assessing the amount it would cost for replacement parts. Safety features – Enhanced safety features can help lower overall costs for auto insurance for Jeeps. The ProTech I system comes standard on all and includes blind-spot warnings, rear cross-path monitoring and a rear backup camera. It’s also possible to add blind-spot monitoring, rear cross-path detection and park assist to make driving even safer. Car insurance for a Jeep by model
Car insurance costs vary for each person, depending on their unique circumstances and driving history. However, the make and model they insure has a significant impact on the overall cost. Understanding this impact can help a driver make a more informed decision regarding vehicle ownership and choosing an insurance company. Car insurance for Jeep Grand Cherokee
Able to tow up to 7,200 pounds, the Jeep Grand Cherokee is a workhorse SUV with a range of safety features to help detect obstacles around your vehicle like blind-spot monitoring and rear cross-path detection. These safety features and the Jeep Grand Cherokee’s positive crash rate statistics may help keep the costs lower for this model. Jeep Grand Cherokee car insurance Average annual premium Minimum coverage $516 Full coverage $1,531 Car insurance for Jeep Wrangler
The 4-door Jeep Wrangler receives mostly “Good” safety ratings from IIHS, which may contribute to its lower insurance cost. Buyers can also add a forward-collision warning, adaptive cruise control and automatic high-beam headlamps to make driving safer. Jeep Wrangler car insurance Average annual premium Minimum coverage $517 Full coverage $1,358 Cheapest car insurance companies for Jeeps
The table below illustrates how rates can vary for the same make and model between different . USAA and Erie offer some of the lowest rates for both models on our list, while State Farm comes in as the highest average rate. Keep in mind your rates could be higher or lower, depending on where you live, driving history and claim history. Average annual premium for full coverage by model
Car insurance company Jeep Grand Cherokee Jeep Wrangler $1,255 $1,124 $1,329 $1,125 $1,348 $1,283 $1,201 $1,094 Other car insurance coverage for a Jeep
The vehicle make and model and your chosen insurance provider are major contributors to the overall cost of car insurance for Jeeps. The coverage options you select also influence premiums, as you could select more coverage to build a more robust policy for you and your Jeep. has its own minimum insurance requirements to protect other drivers while driving. However, most financial experts agree you should purchase more than the bare minimum required in order to receive greater financial protection. One option is to consider instead of only the minimum coverage required in your state. Full coverage adds comprehensive and collision coverage to your policy, which can pay toward repair costs for your Jeep due to a covered accident or other events, such as theft. Some other coverage options to consider to round out your car insurance policy include: : If buying or financing a new Jeep, this coverage could be beneficial. It would cover the “gap” between the amount you owe on the vehicle and its current worth, as determined by your car insurance company at the time of the claim. The difference could be significant if you total your vehicle and still owe a considerable amount on the loan versus the depreciated market value of your vehicle. : If your new Jeep is totaled in a covered accident, this coverage would allow you to receive a value closer to the market value of your vehicle without depreciation. Your insurance company may have specific requirements before adding this coverage to your policy, such as the age and current mileage of your vehicle, as well as require comprehensive and collision coverage on your policy. : If you are involved in an accident, and the other at-fault party doesn’t have insurance or their insurance is not enough to cover your damages, this coverage would step in to help cover your losses up to policy limits. Methodology
Bankrate utilizes Quadrant Information Services to analyze 2021 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits: $100,000 bodily injury liability per person $300,000 bodily injury liability per accident $50,000 property damage liability per accident $100,000 uninsured motorist bodily injury per person $300,000 uninsured motorist bodily injury per accident $500 collision deductible $500 comprehensive deductible To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. Our base profile drivers own a 2019 Jeep of the following model types, commute five days a week and drive 12,000 miles annually: Jeep Grand Cherokee Jeep Wrangler These are sample rates and should only be used for comparative purposes. SHARE: Sara Coleman is an insurance contributor at Bankrate. She has a couple of years of experience in writing for insurance domains such as The Simple Dollar, Reviews.com, Coverage.com and numerous other personal finance sites. She writes about insurance products such as auto, homeowners, renters and disability. Amy Sims is a managing editor for Bankrate, leading a team responsible for creating educational insurance content. Related Articles