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We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.
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The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you. SHARE: Karen Van Atta / EyeEm/Getty Images March 25, 2022 Mandy Sleight has been a licensed insurance agent since 2005. She has three years of experience writing for insurance websites such as Bankrate, MoneyGeek and The Simple Dollar. Mandy writes about auto, homeowners, renters, life insurance, disability and supplemental insurance products. Angelica Leicht is an insurance editor on the Bankrate team. She is truly passionate about helping readers make well-informed decisions for their wallets, whether the goal is to find the right comprehensive auto policy or the best life insurance policy for their needs. Bankrate logo The Bankrate promise
At Bankrate, we strive to help you make smarter financial decisions. To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation of how we make money. Our content is backed by LLC, a licensed entity (NPN: 19966249). For more information, please see our Insurance Disclosure. Bankrate logo The Bankrate promise
Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next. Bankrate follows a strict , so you can trust that we’re putting your interests first. All of our content is authored by and edited by , who ensure everything we publish is objective, accurate and trustworthy. Our insurance team is composed of agents, data analysts, and customers like you. They focus on the points consumers care about most — price, customer service, policy features and savings opportunities — so you can feel confident about which provider is right for you. We guide you throughout your search and help you understand your coverage options. We provide up-to-date, reliable market information to help you make confident decisions. We reduce industry jargon so you get the clearest form of information possible. All providers discussed on our site are vetted based on the value they provide. And we constantly review our criteria to ensure we’re putting accuracy first. Bankrate logo Editorial integrity
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You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict , so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Bankrate logo Insurance Disclosure
Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. The in Canton, Michigan, is $2,537 per year for a full coverage policy, or about $211 per month. This means drivers in Canton are paying well above the average national cost for full coverage car insurance, which is $1,674 per year. The average cost of a minimum coverage auto policy in Canton is $1,046 per year, which is also higher than the national average of $565 per year for minimum coverage. Compare rates and save on auto insurance today! Get quotes Close X RatesRates keep going up in 2022. Compare rates and save on auto insurance today! Get quotes Close X This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto insurance with quotes from trusted providers like: Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More RATE INCREASE ALERT Rates increased up to 12% this year
Shop for a better rate before you renew your current policy. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto insurance with quotes from trusted providers like: Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More If you’re looking for the best in this city to help save money on your policy, Travelers offers the cheapest car insurance in Canton, according to Bankrate’s 2021 study of quoted annual premiums. Other insurers, including USAA, Geico and Progressive, also offer some of the best cheap car insurance in Canton. To find Canton drivers the best insurance company at the best price, Bankrate looked at customer satisfaction scores, average premium costs, available discounts and each company’s financial strength. Best cheap car insurance companies in Canton
Based on Bankrate’s analysis, the best in Canton are Travelers, Geico, USAA and Progressive. To determine the best cheap car companies in Canton, we evaluated numerous factors, including premium rate data from Quadrant Information Services, reviews and ratings from J.D. Power and AM Best, financial strength and the number of available discounts. We combined these factors and rated them on a scale with a maximum of five points, called the Bankrate Score. Using the Bankrate Score, drivers can better assess their priorities in finding the best car insurance in Canton, , at affordable rates. Insurance company Bankrate Score * Average annual premium for full coverage Average annual premium for minimum coverage * 5 895/1,000 $1,488 $384 4.73 837/1,000 $1,405 $433 4.7 825/1,000 $1,325 $469 4.4 842/1,000 $1,509 $582 *Not officially ranked by J.D. Power due to eligibility restrictions Travelers
Travelers has the cheapest rates for full coverage car insurance in Canton, with an average annual cost of $1,325 for full coverage insurance. Travelers also offers a wide range of coverages that drivers can choose from to customize their policy. In addition to the , Travelers offers , new car replacement, rideshare coverage, rental car reimbursement and accident forgiveness. Canton drivers can also maximize their savings with Traveler’s stackable discounts, which includes early quote, continuous insurance, driver training, paid in full and homeownership discounts. Traveler’s also offers IntelliDrive, which tracks your driving and rewards you for safe driving habits. However, it’s worth noting that Travelers scores the lowest out of the companies on this list on the J.D. Power Auto Insurance Satisfaction Study for the North Central region. Learn more: Geico
Whether you are looking for minimum or full coverage car insurance, Geico offers the second-cheapest average rates. On top of affordable rates, Geico offers drivers the chance to save even more by offering a significant number of to drivers. With Geico, you can also customize your car insurance policy by adding , which offers potential savings on car repairs that are not the result of a covered accident. Geico also offers multiple ways to with its mobile app, Amazon Alexa, Google Assistant, various social media accounts and online accessibility. However, it’s worth noting that this insurance company ranks two points below the regional average for the North Central region. That said, Geico also ranks above average in the . Learn more: USAA
USAA offers the cheapest rates for minimum coverage car insurance in Canton and also offers some of the cheapest rates in Canton for full coverage car insurance. USAA also received the highest scores in customer satisfaction from J.D. Power, and the discounts it offers to military personnel and their families are also top-notch. These types of discounts aren’t offered by most other providers. Drivers who insure their cars with USAA can get access to discounts like , annual miles, no monthly fees, family and on-base military savings. For example, any time you have to store your vehicle in a garage while on deployment, USAA will reduce your premium by up to 60%. However, only current and retired military members, veterans and their qualified immediate families are eligible for membership to take advantage of what USAA has to offer. Learn more: Progressive
Progressive offers average rates that are far below the average for Canton for both minimum and full coverage auto insurance. Drivers who insure their vehicles with Progressive have the option to add extra coverages like rental car reimbursement, gap insurance, custom parts and equipment, roadside assistance, rideshare and deductible savings bank. Plus, the savings bank offered by Progressive is a great way to lower out-of-pocket costs when filing a claim and paying a deductible. This insurance company also offers discounts for homeowners, teen drivers, safe drivers, those who pay in full or automate payments or sign documents online. Note, though, that while Progressive ranked above average on the 2021 J.D. Power Auto Insurance Study for the North Central region, it rated below average on the Auto Claims Satisfaction Study. Learn more: How to get and keep the cheapest car insurance in Canton
Getting a cheap rate on car insurance can help you save money, but you also need to keep that rate over time. Compare quotes: Insurance companies offer unique rate structures, coverage options and discount offerings. This means the same coverages could cost more with one carrier compared to another. By asking different companies for quotes, you can compare and make sure you’re getting the most affordable rates without having to forego important coverages. Shop around regularly: You may also want to shop around regularly after you purchase your policy to make sure you’re getting the best deal. Look for discounts: Insurance providers regularly find new ways to reward responsible driving habits and clean driving records. Ask at each renewal if there are new ways to save that you are not currently taking advantage of. Practice safe driving habits: The easiest way to keep your cheap car insurance rate is to drive safely and avoid being convicted of tickets, driving violations or at-fault accidents. A clean driving record also makes it easier to take advantage of discounts and other incentives offered to low-risk drivers. Frequently asked questions
What is the best car insurance company in Canton
The in Canton will vary for each driver. That’s because your car insurance rate may be based on multiple personal factors, like your driving record, coverage needs, the make and model of your car, your ZIP code, your gender and other factors. However, your ZIP code and gender are banned rating factors in Michigan as of 2022, so they cannot be considered when determining your insurance premium. That’s why it can benefit you to get several quotes from insurers to find the best car insurance company for your needs. Can you opt-out of PIP in Canton Michigan
Yes, you can opt out of PIP coverage in Canton. As of July 1, 2020, drivers could choose not to elect to have PIP in Michigan. However, you may only do so if you are carry both parts of Medicare (both A & B), and all other household members must either have qualified health coverage or must be covered under another auto policy with PIP medical coverage. As such, it’s important to understand what the opt-out requirements entail and whether or not you qualify to do so. How can I lower my car insurance rates in Canton
Drivers have numerous options for lowering their car insurance rates in Canton. One of the easiest options is to practice safe driving habits and avoid tickets and at-fault accidents, which will likely give you access to the cheapest rates in your area. You can also ask insurers about available discounts and stack as many as possible to maximize your savings. It may also benefit you to weigh the coverages you need and review your policy regularly to ensure that you are not paying for unnecessary coverage. Methodology
Bankrate utilizes Quadrant Information Services to analyze 2021 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits: $100,000 bodily injury liability per person $300,000 bodily injury liability per accident $50,000 property damage liability per accident $100,000 uninsured motorist bodily injury per person $300,000 uninsured motorist bodily injury per accident $500 collision deductible $500 comprehensive deductible To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. Our base profile drivers own a 2020 Toyota Camry, commute five days a week and drive 12,000 miles annually. These are sample rates and should only be used for comparative purposes. Bankrate Score
Bankrate Scores primarily reflect a weighted rank of industry-standard ratings for financial strength and customer experience in addition to analysis of quoted annual premiums from Quadrant Information Services, spanning all 50 states and Washington, D.C. We know it is important for drivers to be confident their financial protection covers the likeliest risks, is priced competitively and is provided by a financially-sound company with a history of positive customer support. To determine how well the best car insurance companies satisfy these priorities, third-party agency ratings from , , , NAIC, and Moodys had the most impact on the companies’ Bankrate Scores. As price is a common consideration for drivers, we analyzed quoted premiums based on 40-year-old male and female drivers with a 2019 Toyota Camry. This profile, assessed across more than 35,000 ZIP codes in the U.S., provided a basis on which drivers may compare each provider. While coverage options, insurer availability, affordability and customer experience are often the top priorities, Bankrate also analyzed each insurer’s online and mobile resources for policy management and claims handling. Insurance is rapidly evolving to keep pace with our digital world, so these aspects also carried weight in determining Bankrate Scores. SHARE: Mandy Sleight has been a licensed insurance agent since 2005. She has three years of experience writing for insurance websites such as Bankrate, MoneyGeek and The Simple Dollar. Mandy writes about auto, homeowners, renters, life insurance, disability and supplemental insurance products. Angelica Leicht is an insurance editor on the Bankrate team. She is truly passionate about helping readers make well-informed decisions for their wallets, whether the goal is to find the right comprehensive auto policy or the best life insurance policy for their needs. Related Articles