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Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. SHARE: Franek Strzeszewski/Getty Images March 23, 2022 Checkmark Bankrate logo How is this page expert verified? At Bankrate, we take the accuracy of our content seriously. "Expert verified" means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Their reviews hold us accountable for publishing high-quality and trustworthy content. Erin pairs personal experience with research and is passionate about sharing credit card information and personal finance advice with others. Claire Dickey is a product editor for Bankrate, and . Before joining Bankrate, Claire worked as a copywriter for brands within the telecommunications industry as well as a hybrid marketing and content writer. Bankrate logo The Bankrate promise
At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation for how we make money. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Terms apply to the offers listed on this page. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Bankrate logo The Bankrate promise
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You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict , so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. You can earn up to $500 a year by using the Capital One Refer a Friend program. All you have to do is send someone a referral for a , and if they’re approved, you’ll be eligible to earn a bonus. Keep reading to find out more details about the program. What is Capital One Refer a Friend
Capital One Refer a Friend is Capital One’s referral program for its credit cards. It rewards current cardholders for telling their friends and family (and even total strangers, if you feel like it) about Capital One. If your friend signs up through your referral link, you’ll get a bonus. Note that only new cardholders are eligible, so if your friend already has a card open with Capital One, they aren’t eligible. You’ll also only earn the referral bonus if they apply for a card you currently have. How does the Capital One Card referral program work
To refer someone you know, you’ll send them a unique link that they can use to sign up for the card. It will redirect them to the card’s application. Here’s how to refer a friend on Capital One: Sign in to your Capital One account and find your account summary page. Select the option that says, “I Want To” which gives you a list of options to choose from. Click “Refer and Friend” from the list, and your account-specific link will appear. Send this link to your friends. If they apply and are approved, you get a referral bonus. However, if they don’t use your referral link to apply, you won’t earn a reward—even if you were the one who told them all about the card. How much is the bonus
The Refer a Friend Capital One bonus amount varies by card, but the referral bonuses are limited to $500 (or 50,000 miles) per year. Capital One doesn’t put a limit on how many times you use Refer a Friend, but once you reach the $500 limit, you will no longer be rewarded for referrals. When do I receive the bonus
It can take some time (up to eight weeks) for the rewards to hit your account. Who is eligible for Capital One Refer a Friend
You have to have a Capital One credit card in good standing in order to participate in the Refer a Friend program. So, if your account is in default, you won’t have the option to share a referral link. Also, only certain Capital One cards are eligible: The bottom line
Capital One Refer a Friend is a great way to maximize your credit card rewards while sharing card benefits with friends. Once you share your referral link with someone who is not currently a Capital One customer, they’ll need to use the link to sign up for a card that you already own in order for you to receive the referral bonus. Keep in mind that you’ll have to make sure your specific credit card is eligible for the program before you can participate. All information about the Capital One Savor Cash Rewards Credit Card and Spark 1% Classic has been collected independently by Bankrate and has not been reviewed or approved by the issuer. SHARE: Erin pairs personal experience with research and is passionate about sharing credit card information and personal finance advice with others. Claire Dickey is a product editor for Bankrate, and . Before joining Bankrate, Claire worked as a copywriter for brands within the telecommunications industry as well as a hybrid marketing and content writer. Related Articles