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The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you. SHARE: AzmanJaka/Getty Images February 28, 2022 Mandy Sleight has been a licensed insurance agent since 2005. She has three years of experience writing for insurance websites such as Bankrate, MoneyGeek and The Simple Dollar. Mandy writes about auto, homeowners, renters, life insurance, disability and supplemental insurance products. Amy Sims is a managing editor for Bankrate, leading a team responsible for creating educational insurance content. Bankrate logo The Bankrate promise
At Bankrate, we strive to help you make smarter financial decisions. To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation of how we make money. Our content is backed by LLC, a licensed entity (NPN: 19966249). For more information, please see our Insurance Disclosure. Bankrate logo The Bankrate promise
Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next. Bankrate follows a strict , so you can trust that we’re putting your interests first. All of our content is authored by and edited by , who ensure everything we publish is objective, accurate and trustworthy. Our insurance team is composed of agents, data analysts, and customers like you. They focus on the points consumers care about most — price, customer service, policy features and savings opportunities — so you can feel confident about which provider is right for you. We guide you throughout your search and help you understand your coverage options. We provide up-to-date, reliable market information to help you make confident decisions. We reduce industry jargon so you get the clearest form of information possible. All providers discussed on our site are vetted based on the value they provide. And we constantly review our criteria to ensure we’re putting accuracy first. Bankrate logo Editorial integrity
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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. Car insurance is essential coverage for many, providing financial protection if you are involved in an accident. The in the U.S. is $1,674 a year for full coverage, according to 2021 quoted annual premiums from Quadrant Information Services. How much you pay for car insurance is based on factors like your age, ZIP code, driving history and vehicle make and model. Mazda has a full line of sedans, sports cars and SUVs at various price points, and which one you choose will impact your cost of car insurance. Compare rates and save on auto insurance today! Get quotes Close X RatesRates keep going up in 2022. Compare rates and save on auto insurance today! Get quotes Close X This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto insurance with quotes from trusted providers like: Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More RATE INCREASE ALERT Rates increased up to 12% this year
Shop for a better rate before you renew your current policy. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto insurance with quotes from trusted providers like: Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More For Mazda owners, for four 2019 Mazda models for the same driver profile to show the difference in premiums: Mazda 3 Mazda CX-3 Mazda CX-5 Mazda MX-5 Car insurance for Mazdas by model
To find the best rates for the four Mazda models, we compared rates with the top five reviewed in our 2021 study. For full coverage insurance, the cheapest average annual rate we found is for the Mazda CX-3, while the most expensive is the Mazda 3. Compared to the national average however, all of these models are less expensive. Mazda Car Insurance Average annual full coverage premium Mazda 3 $1,668 Mazda CX-3 $1,483 Mazda CX-5 $1,522 Mazda MX-5 $1,588 Cheapest car insurance companies for Mazda 3
The Mazda 3 sedan starts at $20,800 and comes in seven optional trim packages. Mazda’s i-Activ AWD comes standard on all Mazda 3 turbo sedan models. The Mazda 3 also comes with included features, like Mazda Connected Services, which allow you to start the car and lock the doors remotely, with access to a health status report, so you always know when it is ready for maintenance. The i-Activsense safety features include Traffic Jam Assist, front and rear sensors for parking and smart braking that come standard in the Premium Plus package and above. The cheapest average annual rate for minimum coverage is with USAA at $334 per year, followed closely by Geico and Amica at a few dollars more. Full coverage offers more protection but comes at a higher cost. We found the cheapest average annual full coverage rates for the Mazda 3 sedan with USAA at $1,135 per year. Amica and Geico round out the top three for full coverage, based on the auto issuers we reviewed. Car insurance company Average annual premium for minimum coverage Average annual premium for full coverage $334 $1,135 $363 $1,376 $456 $1,324 $430 $1,346 $367 $1,315 Cheapest car insurance companies for Mazda CX-3
The Mazda CX-3 Sport is a subcompact crossover SUV that begins at $20,790 for a new model in 2021. The manufacturer decided to for the Mazda CX-3 after introducing the CX-30 in 2020. Those still interested in the Mazda CX-3 can enjoy standard AWD and the same Connected Services and safety features as the Mazda 3. The Mazda CX-3 won the , with features like automatic emergency brake detection and lane departure warning. Average annual minimum coverage rates for the Mazda CX-3 are lowest with USAA at $329, but Geico and Amica’s rates are not far behind at $338 and $379, respectively. Geico has the cheapest average full coverage rates per year of $1,032. USAA is not much higher at $1,055, and Amica offers full coverage for this model at $1,235. Car insurance company Average annual premium for minimum coverage Average annual premium for full coverage $329 $1,055 $338 $1,032 $450 $1,302 $430 $1,365 $379 $1,235 Cheapest car insurance companies for Mazda CX-5
Starting at $25,900, the Mazda CX-5 crossover SUV offers a without breaking the bank. The Mazda CX-5 comes in seven optional trim packages, but no matter which one you choose, i-Activ AWD and newly released Mi-Drive technology come standard. Another standard feature includes pedestrian safety through the Advanced Smart City Brake Support, especially important for drivers in busy areas with ample walking spaces. Though these features may contribute to a more luxury feel, insurance rates average on the higher end of affordability, which may be because in the event of head-on collisions compared to other vehicle types. As for average annual minimum coverage, USAA has the cheapest rates for the Mazda CX-5 at $347. Erie and Amica offer slightly higher, but still reasonable, premiums of $373 and $379, respectively. If you are looking for full coverage protection, USAA once again has the cheapest average annual premiums of $1,083. Geico is just dollars behind, at $1,091, while Amica rounds out the top three at $1,241 yearly. Car insurance company Average annual premium for minimum coverage Average annual premium for full coverage $347 $1,083 $370 $1,091 $438 $1,383 $373 $1,312 $379 $1,241 Cheapest car insurance companies for Mazda MX-5
The Mazda MX-5 Miata convertible roadster is Mazda’s take on a , starting at $27,300. The MX-5 is designed with a near-perfect 50/50 weight distribution for greater handling at high speed, which is an impressive feat at such a low price point. This model comes in two upgradable trim packages, or you could pay a bit more for the Mazda MX-5 Miata RF, with a base price of $35,000. Though each trim package comes standard with a manual transmission, the Grand Touring has an optional automatic transmission. Each option also comes standard with blind-spot monitoring, lane departure warning and kinematic posture control. Once again, USAA comes in at the cheapest average annual rate for minimum coverage, costing just $266. Geico and Erie are the next lowest, at $355 and $375, respectively. The average annual premiums for full coverage on the Mazda MX-5 are lowest with Amica, coming in at $1,199. USAA and not far behind, costing around $1,239 and $1,289, respectively. Car insurance company Average annual premium for minimum coverage Average annual premium for full coverage $266 $1,239 $355 $1,289 $413 $1,402 $375 $1,469 $379 $1,199 Other car insurance coverage for Mazdas
Although most states only require a minimum amount of liability insurance coverage, many insurance experts recommend purchasing as much liability coverage as you can afford to provide you with greater financial protection in case of a costly insurance claim. If you finance or lease your Mazda, you will likely be required to purchase full coverage insurance. Even if you do not finance your new Mazda, you may want to consider these additional coverage options when getting quotes or . Certain coverage types can provide added financial protection should you get involved in a serious accident and need to repair or replace your vehicle: Collision: This coverage will pay to fix or replace your Mazda if you are involved in a collision, and it is damaged. Comprehensive: Also known as other-than-collision coverage, comprehensive pays for claims that are not covered under collision insurance. This includes weather events, hitting an animal, broken windows and windshields, theft and vandalism. Gap insurance: This coverage will pay the difference between your claim payout of the depreciated value of your Mazda and your outstanding loan or lease amount if the Mazda is totaled and the depreciated value is less than what you owe on the vehicle loan. OEM parts: Some insurance companies offer this optional coverage, which provides OEM Mazda parts rather than aftermarket parts, if your Mazda is damaged as the result of a covered claim. Rental car reimbursement: This optional coverage is worth considering if you do not have access to another vehicle to drive while your Mazda is being fixed after a claim occurred. Methodology
Bankrate utilizes Quadrant Information Services to analyze 2021 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits: $100,000 bodily injury liability per person $300,000 bodily injury liability per accident $50,000 property damage liability per accident $100,000 uninsured motorist bodily injury per person $300,000 uninsured motorist bodily injury per accident $500 collision deductible $500 comprehensive deductible To determine minimum coverage limits, Bankrate used minimum coverages that meet each state’s requirements. Our base profile drivers own a 2019 Mazda of the following models, commute five days a week and drive 12,000 miles annually: Mazda 3 Mazda CX-3 Mazda CX-5 Mazda MX-5 These are sample rates and should only be used for comparative purposes. SHARE: Mandy Sleight has been a licensed insurance agent since 2005. She has three years of experience writing for insurance websites such as Bankrate, MoneyGeek and The Simple Dollar. Mandy writes about auto, homeowners, renters, life insurance, disability and supplemental insurance products. Amy Sims is a managing editor for Bankrate, leading a team responsible for creating educational insurance content. Related Articles