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The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you. SHARE: Pekic/Getty Images February 28, 2022 Lizzie Nealon is an insurance contributor for Bankrate and enjoys making home, auto and life insurance digestible for readers so they can prepare for the future. Amy Sims is a managing editor for Bankrate, leading a team responsible for creating educational insurance content. Bankrate logo The Bankrate promise
At Bankrate, we strive to help you make smarter financial decisions. To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation of how we make money. Our content is backed by LLC, a licensed entity (NPN: 19966249). For more information, please see our Insurance Disclosure. Bankrate logo The Bankrate promise
Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next. Bankrate follows a strict , so you can trust that we’re putting your interests first. All of our content is authored by and edited by , who ensure everything we publish is objective, accurate and trustworthy. Our insurance team is composed of agents, data analysts, and customers like you. They focus on the points consumers care about most — price, customer service, policy features and savings opportunities — so you can feel confident about which provider is right for you. We guide you throughout your search and help you understand your coverage options. We provide up-to-date, reliable market information to help you make confident decisions. We reduce industry jargon so you get the clearest form of information possible. All providers discussed on our site are vetted based on the value they provide. And we constantly review our criteria to ensure we’re putting accuracy first. Bankrate logo Editorial integrity
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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. Mercedes-Benz sold in 2021, a 5% decline in sales compared to recent years. If you are the owner of a high-end Mercedes (with a high price tag), having a comprehensive car insurance policy is important to financially protect you and your family from extensive repair costs. But as you might imagine, the cost of insuring a Mercedes can be much more expensive than insuring a less luxurious vehicle. Compare rates and save on auto insurance today! Get quotes Close X RatesRates keep going up in 2022. Compare rates and save on auto insurance today! Get quotes Close X This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto insurance with quotes from trusted providers like: Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More RATE INCREASE ALERT Rates increased up to 12% this year
Shop for a better rate before you renew your current policy. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto insurance with quotes from trusted providers like: Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More In the United States, the average cost of full coverage car insurance is $1,655 per year, according to Bankrate’s 2021 study of quoted annual premiums. To help you determine the cost of Mercedes insurance, we received sample quotes for some of the brand’s most popular models. In addition to your car’s make and model, though, keep in mind that other factors, like your age, credit score and location, may also impact your rate. Models included in this review: Mercedes C300 Mercedes C-Class Mercedes E-Class How much does it cost to insure a Mercedes
In general, the cost of Mercedes insurance is significantly more expensive than the average premium for a standard vehicle. Average car insurance rates for most Mercedes models are above $2,000, which is much costlier than the U.S. national average rate of $1,655 per year for full coverage (based on Quadrant Information Services data). For car insurance, each vehicle make and model has different premiums. Luxury vehicles like those manufactured by Mercedes-Benz typically cost more to insure since they are more costly to repair and many are designed for speed. Luckily, many Mercedes vehicles are equipped with the latest safety technology that may help you save on your insurance premium. Price of parts: Mercedes parts are relatively expensive compared to other makes. Since repairing Mercedes vehicles is expensive, insurance companies may charge higher premiums. Safety features: Mercedes vehicles include countless premium safety features, including an automatic collision braking system called Pre-Safe, DISTRONIC cruise control, Attention Assist and Night View Assist. Car insurance for a Mercedes by model
Of the models we analyzed, full coverage car insurance for Mercedes was the cheapest for the C300 on average. While the premiums below may be useful for comparison, keep in mind that exact rates will vary for every driver. To see what your premium would be, you may want to request quotes from the top insurance providers in your area. Car insurance for Mercedes C300
The C300 comes equipped with top features, including DISTRONIC, an adaptive cruise control system that can drive a pre-set distance behind the car in front of you, while braking and accelerating accordingly. The car also comes equipped with several safety features, such as lane assistant and a rear cross-traffic alert. These features may contribute to a lower premium for your C300. C300 car insurance Average annual premium Minimum coverage $494 Full coverage $2,187 Car insurance for Mercedes C-Class
This sedan is labeled one of the Insurance Institute for Highway Safety’s (IIHS) . The vehicle scored “superior” ratings for both vehicle-to-vehicle and vehicle-to-pedestrian crash prevention for their optional systems. These safety features may help you save on your premium. However, keep in mind that the C-Class is a fast, luxury vehicle, which may reflect a relatively high full coverage premium. C-Class car insurance Average annual premium Minimum coverage $500 Full coverage $2,255 Car insurance for Mercedes E-Class
Like the C-Class, the E-Class sedan comes in as one of IIHS’s top safety picks for 2021. The vehicle earns top ratings for almost all of its safety features, which include blind spot assistance, active brake assistance, seven airbags and anti-lock brakes. These top-of-the-line safety features could lower your insurance. However, like the C-Class, the E-Class is designed for luxury and speed, making it a relatively expensive vehicle to insure. E-Class car insurance Average annual premium Minimum coverage $509 Full coverage $2,553 Cheapest car insurance companies for Mercedes
While auto insurance for Mercedes models often has higher premiums like other luxury vehicles, the offer competitive rates. Our insurance editorial team found that Amica, Erie and USAA offer the lowest full coverage insurance rates on average across the three Mercedes models we assessed. However, keep in mind that actual insurance rates will vary for every driver. You may want to request quotes from each provider to see how much you would pay based on your characteristics. Average annual premium for full coverage by model
Car insurance company C300 C-Class E-Class $1,574 $1,637 $1,756 $1,501 $1,555 $1,925 $1,987 $1,921 $2,542 $1,777 $1,883 $2,028 $1,565 $1,605 $1,872 Mercedes features that impact insurance costs
Mercedes vehicles typically come standard with top-of-the line safety features, which could help you save on your car insurance. Common Mercedes safety features include: Brake assist: This emergency braking system uses sensors to detect when an object, vehicle or pedestrian is in your path. If you don’t brake, brake assist can make an emergency stop. Rain-sensing windshield wipers: These wipers automatically adjust their frequency to match the amount of rain falling. This helps drivers stay focused on the road. Anti-theft alarm system: If someone attempts to break into your vehicle, an alarm sounds and lights flash to warn you or onlookers. Lane-keeping assist: This tool uses sensors to determine whether you are driving within your lane. If you drift, your car will alert you. However, due to the COVID-19 pandemic, most auto manufacturers, including Mercedes, are experiencing a . For Mercedes specifically, the chip shortage has affected the camera for MBUX Augmented Reality and the LTE communication module. New Mercedes vehicles are being built without these parts, which control features like real-time traffic. However, when these chips become available, vehicle owners can take their vehicle to a Mercedes dealership to have the features retrofitted. Other car insurance coverage for a Mercedes
If you’re looking for the best car insurance for your Mercedes, you may want to consider purchasing more than the minimum liability insurance required by . If you are involved in an accident and your insurance does not cover the total cost of damages or medical expenses, you may have to pay out of pocket. To offer the most amount of protection, insurance experts typically recommend purchasing , which helps pay for damage to your vehicle after an accident. Without this coverage, potential vehicle repair and replacement costs would fall solely on you. Common coverage options include , which pays the difference between how much you owe on your vehicle and what it is currently worth, and , which helps you if you end up stranded on the side of the road in your vehicle. Additional coverage options can give you peace of mind. If you are unsure which coverage options make sense to purchase, you may be interested in speaking with a licensed insurance agent. Methodology
Bankrate utilizes Quadrant Information Services to analyze 2021 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits: $100,000 bodily injury liability per person $300,000 bodily injury liability per accident $50,000 property damage liability per accident $100,000 uninsured motorist bodily injury per person $300,000 uninsured motorist bodily injury per accident $500 collision deductible $500 comprehensive deductible To determine minimum coverage limits, Bankrate used minimum coverages that meet each state’s requirements. Our base profile drivers own a 2019 Mercedes of the following model types, commute five days a week and drive 12,000 miles annually: Mercedes C300 Mercedes C-Class Mercedes E-Class These are sample rates and should only be used for comparative purposes. SHARE: Lizzie Nealon is an insurance contributor for Bankrate and enjoys making home, auto and life insurance digestible for readers so they can prepare for the future. Amy Sims is a managing editor for Bankrate, leading a team responsible for creating educational insurance content. Related Articles