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Marriott Rewards Premier Plus Credit Card review

Written by Nov. 9, 2022 Nov. 9, 2022

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Snapshot

4.5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. star icon star icon star icon star icon star icon star icon star icon star icon star icon star icon

Marriott Rewards® Premier Plus Credit Card

Rewards rate 6X Points Per $1 Spent at participating Marriott Rewards and SPG hotels. 2X points for every $1 spent on all other purchases. Annual fee Intro offer Earn 75,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Regular APR Recommended Credit Score A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product. Editor's note: The offer listed on this page is no longer available. The Marriott Rewards® Premier Credit Card has been relaunched as the Marriott Bonvoy Boundless® Credit Card. Check out , or check our page for other offers.

Marriott Rewards Premier Plus Credit Card Overview

Now that the Marriott Rewards® Premier Credit Card has unified the Marriott, Ritz-Carlton, and Starwood rewards programs to form the Marriott Rewards® Premier Plus Credit Card, the issuer has added even more perks for cardholders. You can now earn 75,000 bonus points to use for your stays if you spend $3,000 on purchases in the first 3 months from account opening. If you stay in a hotel at least a couple of nights a year and you prefer to stay within the Marriott or Starwood's portfolio each time, the Marriott Rewards Premier Plus Credit Card can be a smart addition to your wallet. The rewards rate for stays within their large portfolio of properties can be generous and you'll earn a free night each year of card ownership. That makes the $95 annual fee well worth it. That being said, there are that offer greater cashback returns on everyday spending - this card offers just 2x points for every dollar spent on non-bonus categories. Also, the fact that flight purchases are not included as a bonus cashback category (they would qualify for the standard 2x points per dollar) is a bit of a mark against the card as there are more compelling travel credit card deals. However, if you're a fan of the Marriott brand hotels, Marriott, Courtyard, Ritz-Carlton, or Starwood brands, Sheraton, Westin, W, St Regis, this card offers a lot of choices with over 6,700 hotels in 130 countries now under the rewards umbrella. The smart strategy is to really unlock the value by pairing this card with one that provides rewards in the other spending areas where you spend the most.

A deeper look into the current card offer

The Marriott Rewards Premier Plus Credit Card pays 6 points for every dollar spent at over 6,700 participating Marriott Rewards® and SPG® hotels. That can help you earn free stays fast. Frequent travelers who prefer Marriott-branded hotels will benefit the most from owning this card. What those points are worth varies, as Marriott assigns each of its properties a category, or ranking on a scale of 1 to 9 with Category 9 requiring the highest number of points (45,000) to redeem for a night and Category 1 requiring the lowest (7,500). We found, for example, a $118 room at the Residence Inn Anaheim Hills Yorba Linda, that you could stay at for 20,000 points. Your points are worth about $0.006 each in this case. The New York Marriott at the Brooklyn Bridge costs as little as $298 per night or 40,000 points; each point is worth $0.007. You can wring some more value out of the card using the annual free-night certificate good for any Category 1-5 hotel you receive on your card anniversary. Some Category 5 hotels can go for up to $200 a night, making it well worth the annual $95 fee. This card also gives you automatic status, which means you get perks including a 20% bonus on points earned during stays, free standard in-room Wi-Fi, priority late checkout, access to exclusive savings and rewards redemption options and dedicated reservation and guest services phone numbers. And, you'll get this status at SPG properties. After Silver, comes Gold and then Platinum Elite Status, each with increasingly plush perks, so if you're a frequent traveler, this card gives you a boost toward reaching those. This card falls short, however, for someone who wants flexible rewards that can be transferred from Marriott's program to an airline partner or anyone who doesn't want to be locked in to only using their rewards at Marriott and related properties. You can only transfer them one-way and not reverse the transfer later. You also can't use them with airline partners or for cash back. If you're looking for a hotel credit card with airline or other partners, we ranked the Starwood Preferred Guest card among our , giving it a near-perfect score. For a greater range of options, choose a that gives you rewards to use any way you'd like.

Key cardholder benefits

The Marriott Rewards Premier Plus Credit Card is a Visa Signature card, which provides trip cancellation and interruption insurance, baggage delay insurance, lost luggage reimbursement and purchase protection. This card comes with automatic Marriott Silver Elite status benefits. Get a free night stay every year in on your card anniversary. Earn 15 Elite Night credits each calendar year. Points can be used for free hotel stays or for room upgrades at Marriott and Starwood properties.

Fees and APR

There's an annual fee of $95, waived the first year. This card comes with a variable APR of 18.24% – 25.24%. There are no foreign transaction fees on purchases made outside the U.S. There's a penalty fee of up to $38 for missed and late payments.

Comparing this card to other credit cards

Marriott Rewards® Premier Plus Credit Card

star icon star icon star icon star icon star icon star icon star icon star icon star icon star icon Bankrate Score Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. Annual fee Intro offer Earn 75,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Rewards rate 6X Points Per $1 Spent at participating Marriott Rewards and SPG hotels. 2X points for every $1 spent on all other purchases. Recommended credit A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Marriott Bonvoy Brilliant® American Express® Card

on American Express's secure site Annual fee Intro offer Earn 150,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases on the Card within the first 3 months. Rewards rate Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy program. 3 points at Worldwide Restaurants and on flights booked directly with airlines. 2 points on all other eligible purchases. Recommended credit A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Marriott Bonvoy Boundless® Credit Card

on Chase's secure site Annual fee Intro offer Earn 3 Free Night Awards (each night valued up to 50,000 points) after qualifying purchases. Rewards rate Earn up to 17X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy with the Marriott Bonvoy Boundless Card. Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. 2X points for every $1 spent on all other purchases. Recommended credit A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product. The information about Marriott Rewards® Premier Plus Credit Card has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.

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Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. * See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.