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American Airlines AAdvantage MileUp℠ Card review

Written by Nov. 8, 2022 Nov. 8, 2022

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Snapshot

3.4 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. star icon star icon star icon star icon star icon star icon star icon star icon star icon star icon , each American AAdvantage mile is worth around 1.4 cents. However, exactly how much you can squeeze out of each mile depends on your destination, the date you travel and what type of ticket you pick. Non-flight redemptions tend to yield a low value per mile.

Key cardholder perks

While you won't get perks like a free first checked bag or lounge access, the AAdvantage MileUp is still a solid option for occasional travelers who prefer a low maintenance travel rewards credit card.

Bonus miles for everyday purchases

Wide definition of grocery stores. Apart from supermarkets, this AA card counts freezer/meat locker providers, dairy product stores, convenience stores, markets, specialty vendors and even bakeries as grocery stores. This wide definition will allow you to accumulate miles quickly from everyday purchases. Grocery purchases include delivery services. It's not just your grocery shopping that qualifies for bonus miles-grocery delivery services count too.

No annual fee

Less pressure to earn and redeem miles. With no annual fee, you won't have to worry about using your card frequently enough to outweigh costs.

In-flight savings

Receive 25 percent discount on eligible purchases. Savings apply to spending on food and beverages when traveling on flights operated by American Airlines.

Rates & fees

While the American Airlines Citi card is free of an annual fee, there is a 3 percent foreign transaction fee, making this card less suitable for overseas trips. This card currently has a ongoing variable APR of 19.74 percent to 28.74 percent.

How the American Airlines AAdvantage MileUp card  compares to similar travel rewards cards

Apart from the AAdvantage MileUp card, there are other competitors that offer travel rewards cards with no annual fee. The best card for you will depend on your preferred airline and how much flexibility you want with your rewards.

American Airlines AAdvantage MileUp℠ Card

star icon star icon star icon star icon star icon star icon star icon star icon star icon star icon Bankrate Score Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. Annual fee Intro offer Earn 10,000 American Airlines AAdvantage bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening Rewards rate Earn 2 AAdvantage miles for each $1 spent at grocery stores, including grocery delivery services Earn 2 AAdvantage miles for every $1 spent on eligible American Airlines purchases Earn 1 AAdvantage mile for every $1 spent on other purchases Recommended credit A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Discover it® Miles

on Discover's secure site Annual fee Intro offer Unlimited Bonus: Only Discover gives you an unlimited match of all the Miles you've earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There's no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match. Rewards rate Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee. Recommended credit A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Delta SkyMiles® Blue American Express Card

on American Express's secure site Annual fee Intro offer Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months. Rewards rate Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S. Earn 2X Miles per dollar spent on Delta purchases. Earn 1X Mile on all other eligible purchases. Recommended credit A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Best cards to pair Citi American Airlines AAdvantage MileUp with

To maximize your travel rewards for your spending, it's worth pairing the Citi AAdvantage MileUp with another travel credit card. If you don't travel frequently enough to justify paying an annual fee, then the could be ideal. You'll get 1.5 miles per dollar spent-a bit less than the AAdvantage MileUp-but this rate applies to all purchases. What's more, Discover it Miles allows redemption for travel or cash, giving you extra flexibility with your rewards. For those willing to pay an annual fee, the costs $99 a year (waived for the first 12 months). You'll earn 2 miles per dollar spent on eligible American Airlines purchases, and at restaurants and gas stations. You'll also get travel perks like a free first checked bag, preferred boarding, no foreign transaction fees and 50,000 bonus miles after spending $2,500 within the first three months of account opening.

Bankrate s Take-Is Citi American Airlines AAdvantage MileUp worth it

This card is great for occasional travelers and American Airlines flyers who are new to travel rewards. It allows you to collect more miles on some of your everyday purchases without having to consider the impact of annual fees. But frequent travelers will probably want something with more perks than the AAdvantage MileUp, such as the Citi/AAdvantage Platinum Select World Elite Mastercard. The information about the American Airlines AAdvantage MileUp℠ Card and Citi® / AAdvantage® Platinum Select® World Elite Mastercard® has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.

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Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. * See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.