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Reviews of Credit Cards for Bad Credit

also deliver value-added perks like cash back and rewards programs, access to educational materials, budgeting tools and incentives for responsible credit behavior. There are plenty of credit cards for people with bad credit on the market today. However, if you’re not careful, you can wind up with a card that charges steep fees and high penalty APRs, or one that doesn’t deliver key benefits that can help you improve your credit score.
Our Bankrate experts rated the best credit cards for bad credit based on several factors. Credit score requirements, annual fees, APRs and credit-building features top the criteria, and benefits like cash back and rewards round out the list. In the credit card reviews below, you can easily compare the costs, terms and perks of each, plus find expert recommendations for specific needs. Advertiser Disclosure

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Capital One Platinum Secured Credit Card

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Editorial Disclosure: Opinions expressed here are the author’s alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.

Advertiser Disclosure

Bankrate.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which Bankrate.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Bankrate.com does not include the entire universe of available financial or credit offers.
Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.