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In real estate, a lockoff or lockout refers to a vacation timeshare that’s divided into two units. It offers more advantages than a timeshare — but potentially more headaches too. It means you can use a timeshare every other year. It’s cheaper but less convenient. Vacation homes come with both rewards and risks. Before buying one, it’s crucial to crunch the numbers carefully. It’s real estate purchased for a financial return. Here’s how to pick a money maker, vs a money pit. Mortgage reserves act as a financial cushion to meet your monthly payments in case your income changes. Everything you need to know about living in the original tiny house. Timeshares offer the perks of a vacation home for much less money. But there are downsides. The VA mortgage program isn’t a one-time thing. Here’s how to get another helping. They can be! But before you begin your search, be sure to have clear goals and crunch the numbers.

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