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First-Time Homebuyers

If you’re new to buying a home, here’s what you can expect and how to navigate the process

Latest First-Time Homebuyer Articles

Here’s why that lower adjustable mortgage rate can be so tempting. Across the U.S., here’s what buyers in different age groups are really paying. Lenders look at PITI to help determine whether you’ll be able to repay your loan. Yes, the housing market is cooling. But there’s wide agreement among experts about one thing. What’s a rate lock and how much does it cost? We answer these and other questions. It’s not complicated, but it involves several steps. Here’s how to navigate them. Unless the lender insists, you may not want to use one. Here’s why. FHA loans can help borrowers with less-than-ideal credit and small down payments. It’s an often-inescapable fact of homebuying and homeowning life. Although ARMs are buzzy again, the risk hasn’t changed.

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