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FHA Loans

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It’s responsible for running the FHA and enforcing the Fair Housing Act. With soaring rates squeezing affordability, homebuyers and lenders are taking notice of this oft-overlooked feature. An FHA ARM loan works similar to other adjustable-rate mortgages, but with different qualifying standards. Learn all about this key step in the FHA mortgage process. It’s what made the American Dream of homeownership happen. Here’s how to cut this monthly insurance cost it if you’re eligible. FHA loans can help borrowers with less-than-ideal credit and small down payments. Explore these loan options if you want a house but your savings are small. While mortgage insurance primarily benefits the lender, it does serve a purpose for the borrower. Mortgage reserves act as a financial cushion to meet your monthly payments in case your income changes.

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