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Top mortgage and real estate news of the week Mortgage rates have been volatile, but there are deals to be had. Here’s why that lower adjustable mortgage rate can be so tempting. Mortgage rates rise ever so slightly. A prepayment penalty discourages borrowers from paying more or paying off the loan. A widely watched inflation report comes out Thursday. With soaring rates squeezing affordability, homebuyers and lenders are taking notice of this oft-overlooked feature. If you have a home equity loan or variable-rate mortgage, pay attention to the Fed. Analysts widely expect the Federal Reserve to again hike its key rate in November. If you’re second-guessing your refi or home equity loan, you could have a way out.

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