Homeowners Insurance Bankrate.com Caret RightMain Menu Mortgage Mortgages Financing a home purchase Refinancing your existing loan Finding the right lender Additional Resources Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Bank Banking Compare Accounts Use calculators Get advice Bank reviews Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Credit Card Credit cards Compare by category Compare by credit needed Compare by issuer Get advice Looking for the perfect credit card? Narrow your search with CardMatch Caret RightMain Menu Loan Loans Personal Loans Student Loans Auto Loans Loan calculators Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Invest Investing Best of Brokerages and robo-advisors Learn the basics Additional resources Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Home Equity Home equity Get the best rates Lender reviews Use calculators Knowledge base Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Loan Home Improvement Real estate Selling a home Buying a home Finding the right agent Additional resources Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Insurance Insurance Car insurance Homeowners insurance Other insurance Company reviews Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Retirement Retirement Retirement plans & accounts Learn the basics Retirement calculators Additional resources Elevate your Bankrate experience Get insider access to our best financial tools and content

Homeowners Insurance

Bankrate's insurance experts guide you through the basics of homeowners insurance. Our exclusive approach can help you feel more confident in your insurance decisions. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Compare home insurance rates

Answer a few questions to see personalized rates from top carriers. Continue Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. Quick Facts $382/year average savings through Bankrate 2 out of 3 homes are underinsured 1 out of every 20 insured homes makes a claim each year 100% of homes need insurance before getting a mortgage Bankrate See more providers in Choose from insurers in Show More Mortgage

Leaving so soon Your custom quotes are just minutes away

Return to form

Home Insurance Basics

Home Insurance Resources

6 min read

8 min read

5 min read

7 min read

5 min read

Latest Articles

Having your property stolen is stressful. Will home insurance cover your loss? A treehouse can be a fun addition to your backyard, and it will probably earn you some big brownie points with the kids. If you have a large, healthy tree in your yard, a treehouse can seem like a tempting [...] Louisiana is a perilous state. Can its home insurance market survive the risk? Learn how earthquake insurance may help you as a California resident. If you’re trying to combat the cold winter weather, you may be tempted to install a wood burning stove in your home as an alternative source of heat. But while wood stoves can be an effective way to [...] In the majority of situations, homeowners insurance does not cover termites. An umbrella policy may provide extra liability coverage to help protect your finances. How are detached structures, like a garage or shed, covered? Bankrate explains. If you live in an area with a winter season, you’re likely well aware that heating bills can be one of the biggest expenses once the weather turns cold. As such, it’s not uncommon for people to turn [...] Your home insurance protections for septic tanks may cover more than you think.

Renters Insurance Resources

Related Topics

Easily insure your rental with a few key resources

Bankrate has resources to make your renters insurance search seamless. Our insurance knowledge can help you find the best rental insurance and understand your coverage options. The trusted provider of accurate rates and financial information Wall Street Journal USA Today The New York Times CNN Bloomberg ABC