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Lena Muhtadi Borrelli has several years of experience in writing for insurance domains such as allconnect, Healthline and Reviews.com. She previously worked for Morgan Stanley. Updated Oct 24, 2022 Compare car insurance rates Answer a few questions to discover real rates from top-tier carriers in your area. Your information is secure Compare rates Select from a variety of trusted carriers + MORE How it works Caret Down Tell us a little about yourself We'll only ask for info we're confident will impact your rate. That way, we can provide you with the most accurate and personalized offers. Choose which policy is best for you Compare your options from a list of carriers that want to get you insured. You can then move forward with as many as you'd like. Lock in your rate and policy details Once you're confident in your selected carrier, finish up the process online or on the phone with a trusted agent. And that's it! On This Page
As of 2017, Nebraska had over on its roads. In that same year, over in auto accidents and . Having car insurance in place can protect you from financial stress if you cause an accident. The for full coverage insurance in Nebraska is $1,531 per year. Minimum coverage costs $335 per year on average. Bankrate understands that finding the best car insurance for your needs can be a daunting task. To help you find the best car insurance in Nebraska, we have reviewed average premiums, customer service scores, coverage offerings and available discounts for several insurance companies. Armed with this knowledge, you may feel better equipped to choose an that suits your needs. See More Compare rates and save on auto insurance today! Get quotes Close X Best car insurance companies in Nebraska
When searching for the , Nebraska drivers may want to consider several factors. Although price is a factor for most drivers, you may also want to review a company's customer service scores, online tools and coverage options. Bankrate utilized Quadrant Information Services to acquire current premium information from several insurance companies operating in Nebraska. We also reviewed J.D. Power scores, as well as coverage and discount options, to determine the best auto insurance companies in Nebraska. Provider Average annual full coverage premium J.D. Power customer satisfaction score
(Central region) Allstate $2,302 832/1,000 Auto-Owners $1,395 868/1,000 Progressive $1,545 849/1,000 State Farm $1,453 849/1,000 USAA $1,176 905/1,000 *USAA is not officially rank eligible with J.D. Power due to eligibility restrictions. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto with quotes from trusted providers like: Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto with quotes from trusted providers like: Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. Discover the best carrier for you
Get custom car insurance quotes from top-rated carriers in 3 minutes or less. delivers below-industry-average customer satisfaction scores from J.D. Power but offers excellent coverage, with options for customization like sound system insurance, roadside assistance, rental car insurance and personal injury protection (PIP). The company is also an excellent choice for accessibility with local agents available to help. Auto-Owners
offers the standard auto insurance protections, in addition to extras like gap insurance coverage, diminished value, new car replacement coverage and additional expenses coverage. It also boasts the highest official scores from J.D. Power for the Central region for customer satisfaction. Progressive
provides excellent coverage options including loan/lease payoff, custom parts and equipment value, rideshare insurance and a deductible savings bank. Progressive also received above-industry-average scores from J.D. Power for customer satisfaction. It offers a wide range of discounts and digital tools for policyholders to take advantage of. State Farm
offers multiple types of insurance, which lets you consolidate your insurance policies in one place. The company also offers discounts for having multiple policies, as well as for good students, insuring multiple cars and participating in one of its two driving programs. The company offers standard coverage options like liability, comprehensive and collision coverage, but also allows policyholders the ability to customize their policies with endorsements like ridesharing coverage. USAA
If you serve in the military or are a veteran, may be an excellent choice for auto insurance. On top of its already low rates, the company offers numerous discounts to help policyholders save even more. The company also consistently receives high scores from J.D. Power, although it is not eligible for official ranking due to its eligibility restrictions. Average car insurance cost in Nebraska
has its own unique set of circumstances surrounding insurance, which affect the average premiums that drivers pay. On average, drivers in Nebraska pay $1,531 annually for full coverage car insurance, which is slightly less than the of $1,674. Minimum coverage is also in Nebraska than it is nationally, costing just $335 per year versus the national average of $565. Because Nebraska has a relatively low population density, the risk of vehicle-to-vehicle crashes may be lower, which could contribute to its low average premiums. Although finding a may be a priority, cost is not the only factor to consider when shopping for car insurance. You may also want to take into account a company’s available coverages and discounts, financial strength, customer service scores and digital tools before making a choice. Average annual premium for minimum coverage in Nebraska Average annual premium for full coverage in Nebraska $335 $1,531
Nebraska city Average annual premium for full coverage Average annual premium for minimum coverage $1,334 $409 $1,594 $485 State minimum insurance requirements in Nebraska
Like most states, Nebraska requires that drivers carry at least of certain car insurance coverages to legally drive. Nebraska drivers must carry at least the following coverage levels: $25,000 bodily injury per person $50,000 bodily injury per accident $25,000 property damage per accident Although purchasing minimum coverage may keep your insurance costs low, most insurance professionals recommend that you purchase higher liability limits if you are financially able to. State minimum limits may not be high enough to pay for all the damages in an at-fault accident. Additionally, if you finance your vehicle with a loan or lease, it is likely that your lender will require you to carry full coverage insurance. How to get the best car insurance
To find the best auto insurance in Nebraska, there are a few steps you should take to prepare, even before you start shopping for policies. Evaluate your needs: Know the status of your driving record, particularly tickets or accidents, because these are part of the rate factors that insurance companies use when assessing the cost of your premium. Companies will also consider where you live, what you drive and your credit score. You should also know if you are primarily interested in a low premium, digital tools, 24/7 customer service or any other factor. Consider state factors: Although you have to carry at least the state minimum required limits to legally drive in Nebraska, there are other factors you may want to consider. Wind and snowfall may damage your vehicle in Nebraska; you may want to add comprehensive coverage to your vehicle to protect it from these natural disasters. If you travel frequently, you may want to purchase a high level of roadside assistance coverage, since you may be stranded a long distance away from a repair facility. Car insurance discounts in Nebraska
When shopping for car insurance, be sure to inquire about discounts, such as multi-car, safe driver or driver education discounts, so you can save as much money as possible on your policy. Most insurance companies offer a variety of discounts to help drivers on their premium. Discount Allstate Auto-Owners Progressive State Farm USAA Anti-lock brakes X X X Anti-theft devices X X X Automatic payment/paperless billing X X X X Defensive driving course X X Early signing X X X Full payment X X X Good student X X X X X Green vehicle Loyalty X X X Low annual mileage X X X X Military X Multiple policies X X X X X Multiple vehicles X X v X X Occupational or organizations Safe driver/accident free X X X X X Safety features X X X Frequently asked questions
Since everyone has different auto insurance needs, the cheapest company will be different for everyone. Someone with multiple accidents may find cheaper car insurance with Geico, for example, while someone with a teen driver may be able to find cheap insurance with State Farm. from multiple companies is one of the best ways to find the insurance coverage you need at a price that fits your budget.
While every company asks for different information, you will likely need the name, date of birth and driver's license number for every driver in your household. You will probably also need the year, make and model of each of your vehicles, the VINs from each of your vehicles and information about your driving record. Methodology
Bankrate utilizes Quadrant Information Services to analyze 2021 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits: $100,000 bodily injury liability per person $300,000 bodily injury liability per accident $50,000 property damage liability per accident $100,000 uninsured motorist bodily injury per person $300,000 uninsured motorist bodily injury per accident $500 collision deductible $500 comprehensive deductible To determine minimum coverage limits, Bankrate used minimum coverages that meet each state’s requirements. Our sample drivers own a 2019 Toyota Camry, commute five days a week and drive 12,000 miles annually. These are sample rates and should be used for comparative purposes only. Your quotes may be different. Written by Lena Borrelli Insurance Contributor Lena Muhtadi Borrelli has several years of experience in writing for insurance domains such as allconnect, Healthline and Reviews.com. She previously worked for Morgan Stanley.