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Lauren Ward has nearly 10 years of experience in writing for insurance domains such as Bankrate, The Simple Dollar, and Reviews.com. She covers auto, homeowners, life insurance, and other topics in the personal finance industry. Updated Nov 03, 2022 Pay less for auto insurance A better rate is around the corner. See how much you could save in 3 minutes or less. Your information is secure Next Compare quotes from reliable carriers + MORE how it works Caret Down Provide some info to get offers We only ask for info that can impact your rate so we can share accurate and personalized offers. Select your policy Compare and move forward with as many offers as you want from a list of trusted carriers. Settle your rate and policy details Once you've decided on a carrier, wrap up the process online or on the phone with a trusted agent. On This Page
Compare rates and save on auto insurance today! Get quotes Close X Wisconsin drivers pay an average of $1,186 annually for full coverage and $332 annually for minimum . Of course, premiums are influenced by a variety of factors, but the big four are which you choose, your age, city and driving history. This means that the best often varies from one driver to the next. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers Save on auto insurance with quotes from trusted providers like Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers Save on auto insurance with quotes from trusted providers like Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More How much does car insurance cost in Wisconsin
Your is only one of many factors that influences the amount you pay for car insurance. Other factors that affect Wisconsin auto insurance rates are your age, marital status and the amount of coverage you opt for, but there are a multitude of factors that could have an impact: Your city Driving history Deductible Discounts Marital status Credit score The average cost of car insurance in Wisconsin is $332 per year for minimum coverage and $1,186 per year for full, which is considerably less than the national annual averages of $565 and $1,674 for the same coverage types, respectively. , Wisconsin is the sixth cheapest for premiums. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto with quotes from trusted providers like: Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. Wisconsin car insurance rates by company
Below are the average car insurance rates in Wisconsin with each . As rates can vary drastically, shopping around is generally good practice and could help you land the . Car insurance company Average annual premium for minimum coverage Average annual premium for full coverage $235 $1,184 Acuity $331 $1,241 $483 $1,594 $447 $901 $374 $1,256 $498 $1,559 $218 $922 $343 $1,248 $227 $1,031 Hastings Mutual $349 $890 $552 $1,879 Pekin $200 $862 Penn National $235 $1,100 $277 $919 Rockford Mutual $208 $946 Rural Mutual $246 $1,070 $304 $959 Sentry $518 $2,020 $231 $785 $308 $886 $199 $785 West Bend $277 $952 Western National $218 $1,541 Wisconsin car insurance rates by city
The rates below are the average amounts drivers pay in Wisconsin’s top 20 most populated cities. The table shows how each Wisconsin city compares rate-wise to the state average price for full coverage, which is $1,186 per year. City Average annual premium for full coverage % difference from state average annual premium Milwaukee $1,525 29% Madison $1,025 -14% Appleton $984 -17% Kenosha $1,185 0% Green Bay $972 -18% Waukesha $1,054 -11% Oshkosh $983 -17% Eau Claire $1,041 -12% Racine $1,191 0% Janesville $1,005 -15% Sheboygan $978 -18% West Allis $1,294 9% La Crosse $1,117 -6% Fond du Lac $996 -16% Beloit $1,029 -13% West Bend $1,040 -12% Wausau $1,067 -10% Wauwatosa $1,374 16% Neenah $973 -18% Brookfield $1,048 -12% Wisconsin car insurance rates by age
While not the only factor that determines the cost of a premium, age plays a vital role in . Wisconsin drivers could expect their premium to be in the ballpark of the amounts below for each age range. Age Average annual premium in Wisconsin $1,701 $3,664 $2,609 $1,506 $1,296 $1,230 $1,130 $1,069 $1,170 *16-year-old calculated on parent s policy disclosure
Wisconsin car insurance rates by driving record
Generally, a speeding ticket, accident and a DUI will all increase your premium by a significant amount. Furthermore, if you have previous convictions, you may pay considerably more for insurance than someone without any. Driving incident Average annual full coverage premium in Wisconsin % increase of average annual premium Speeding ticket $1,407 17% Accident $1,568 28% DUI $2,207 60% How to save on car insurance in Wisconsin
Wisconsin drivers looking for or ways to save might consider the following strategies: Increase your deductible: Your car insurance provider most likely offers a variety of deductible levels. If you increase your deductible, you will decrease your monthly premium. Just keep in mind that you will receive less of an insurance payout if you get into an accident. Drive an older car: Older cars do not cost as much to replace and are typically less to insure. To truly maximize your savings, you may be able to qualify for safety feature discounts (such as air-bag discounts and anti-lock brake discounts). Compare providers: Insurance providers charge drivers different rates because each has its own pricing algorithm. You cannot assume you will be charged the same amount wherever you go, so it might help to compare the same coverages across companies. Compare discounts: Though two companies may offer the same discounts, you may get more savings with one provider over another. To see how much you could save with each discount, you will likely need to speak with an agent to get the bottom line. Frequently asked questions
You can generally in about nine steps. As is usually the case, you will likely want to start the process off by conducting your own research based on your criteria. Insurance experts recommend that new coverage is purchased before your current policy expires. Otherwise, a gap in coverage could lead to increased rates.
The in Wisconsin will vary from one person to the next, which is why shopping around helps ensure the best rate. This can also change based on your ZIP code, as there may be more local insurance provider agents in one place versus another. However, on average, Wisconsin drivers tend to find the with the Erie, USAA, Geico, State Farm and Wisconsin's Automobile Club.
Car insurance expenses are going to vary from person to person. However, if we work off the average amounts drivers pay - $1,186 per year for full coverage and $332 per year for minimum coverage - then costs are: $98.83 per month on average for full coverage $27.67 per month on average for minimum coverage Methodology
Bankrate utilizes Quadrant Information Services to analyze 2021 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits: $100,000 bodily injury liability per person $300,000 bodily injury liability per accident $50,000 property damage liability per accident $100,000 uninsured motorist bodily injury per person $300,000 uninsured motorist bodily injury per accident $500 collision deductible $500 comprehensive deductible To determine minimum coverage limits, Bankrate used minimum coverages that meet each state’s requirements. Our base profile drivers own a 2019 Toyota Camry, commute five days a week and drive 12,000 miles annually. Age: Rates were calculated by evaluating our base profile with the ages 18-60 (base: 40 years) applied. Incident: Rates were calculated by evaluating our base profile with the following incidents applied: clean record (base), at-fault accident, single speeding ticket, single DUI conviction and lapse in coverage. Written by Lauren Ward Insurance Contributor Lauren Ward has nearly 10 years of experience in writing for insurance domains such as Bankrate, The Simple Dollar, and Reviews.com. She covers auto, homeowners, life insurance, and other topics in the personal finance industry.