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Cynthia Paez Bowman is a former personal finance contributor at Bankrate. She is a finance and business journalist who has been featured in Business Jet Traveler, MSN, CheatSheet.com, Freshome.com and TheSimpleDollar.com. Updated Nov 02, 2022 Pay less for auto insurance A better rate is around the corner. See how much you could save in 3 minutes or less. Your information is secure Next Compare quotes from reliable carriers + MORE how it works Caret Down Provide some info to get offers We only ask for info that can impact your rate so we can share accurate and personalized offers. Select your policy Compare and move forward with as many offers as you want from a list of trusted carriers. Settle your rate and policy details Once you've decided on a carrier, wrap up the process online or on the phone with a trusted agent. On This Page
Compare rates and save on auto insurance today! Get quotes Close X The average cost of car insurance in Maine is $294 annually for minimum insurance and $965 for full coverage. If you are relocating from , you may be relieved at how much you could save on coverage. You may be able to save even more by learning where and how to find the best Maine auto insurance rates. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers Save on auto insurance with quotes from trusted providers like Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers Save on auto insurance with quotes from trusted providers like Drivers switch & save an average of $750+/year Arrow Right Are you overpaying for auto insurance? Arrow Right Safe drivers choose Allstate Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. See more providers in Choose from insurers in Show More How much is car insurance in Maine
Maine's rates are roughly 40% to 50% less than the of $565 for minimum and $1,674 for full insurance. However, your results may be different. Insurance companies base on several factors, such as driving history, age and city. Some have a more significant effect on the bottom line than others. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto with quotes from trusted providers like: Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. Maine car insurance rates by company
Bankrate collected quotes from the to provide you with a comparison of how much each carrier charges (on average) for vehicle insurance. There is a $1,200 difference between the and most expensive full coverage premiums for the same level of coverage from these companies, so it is essential to shop around before committing to a particular insurance carrier. Car insurance company Average annual premium for minimum coverage Average annual premium for full coverage $491 $1,479 $673 $1,797 $407 $1,320 $156 $578 $279 $1,018 MMG $243 $858 $253 $811 $196 $718 $263 $941 $281 $849 Maine car insurance rates by city
Average car insurance rates in Maine could also change based on your ZIPcode. The following cities are the top 20 in the state, based on population. Compared to other states, Maine auto insurance rates do not vary as widely, but there are still some geographic price variations. City Average annual premium for full coverage % increase in average annual premium Portland $960 -1% Bangor $971 1% Lewiston $989 2% Augusta $987 2% South Portland $905 -6% Biddeford $914 -5% Auburn $989 2% Brunswick $924 -4% Scarborough $909 -6% Saco $917 -5% Waterville $998 3% Westbrook $908 -6% Gorham $918 -5% Windham $920 -5% Sanford $939 -3% Ellsworth $994 3% Gardiner $986 2% Houlton $918 -5% Bath $946 -2% Orono $963 0% Maine car insurance rates by age
Regardless of where in the country you live, younger drivers typically pay significantly higher premiums. Insurance companies classify teens and young adults as higher-risk to insure. Studies by the (NHTSA) found that younger drivers are less experienced and more willing to take dangerous risks when driving. Also, they are more likely to get distracted, increasing the chances of causing a serious car accident. Premiums decrease over time and become much more affordable once a young driver with a clean driving history hits 25. Age Average annual premium in Maine $1,389 $2,852 $2,373 $1,107 $916 $965 $803 $792 $795 *16 year old calculated on parent's policy disclosure Maine car insurance rates by driving record
In Maine or anywhere else, your driving habits have a significant impact on your car insurance rates. Safer drivers typically pay the least for car insurance, while just one accident could push your full coverage up 32%, an increase of roughly $450 from the average cost of car insurance in Maine. Driving incident Average annual full coverage premium in Maine % increase in average annual premium Speeding ticket $1,135 15% Accident $1,429 32% DUI $1,855 48% How to save on car insurance in Maine
If your premiums have gone up or you can barely afford your current rates, there are several ways you can potentially lower your car insurance premiums. Shop around: Getting multiple quotes on your car insurance could uncover hundreds of dollars in savings. Make it a habit to check prices once per year, and do not be afraid of - or telling your current insurance company you are considering it. They may match the quote or give you a discount to keep you. Raise your deductible: If you have a clean driving record and rarely get a ticket, raising the amount you would have to pay out of pocket in case of a claim or accident could save you money on your vehicle insurance rates. Garage your vehicle: Many insurance companies will give you a discount for keeping your car indoors (and out of the harsh Maine winter weather) when not in use. Take a driver safety course: Maine offers a that could earn you a three-point credit on your driving record as well as lower insurance premiums. It takes roughly five hours to complete but may be worth the time to save on vehicle insurance. Frequently asked questions
Whether you need minimum or full coverage, expect to pay roughly $25 monthly for basic or $80 per month on average for full coverage car insurance. However, you may be able to get lower monthly premiums based on several factors, including your driving record and the insurance company you choose.
To , you'll need at least: $50,000 per person/$100,000 per accident for bodily injury liability $25,000 for property damage $2,000 per person in medical payments $50,000 per person and $100,000 per accident in uninsured/underinsured motorist (UM) coverage
The cheapest car insurance in Maine will vary for each driver, depending on their circumstances. Based on our assessment of the top carriers in Maine, Geico and USAA offer some . Methodology
Bankrate utilizes Quadrant Information Services to analyze 2021 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits: $100,000 bodily injury liability per person $300,000 bodily injury liability per accident $50,000 property damage liability per accident $100,000 uninsured motorist bodily injury per person $300,000 uninsured motorist bodily injury per accident $500 collision deductible $500 comprehensive deductible To determine minimum coverage limits, Bankrate used minimum coverages that meet each state’s requirements. Our base profile drivers own a 2019 Toyota Camry, commute five days a week and drive 12,000 miles annually. Written by Cynthia Paez Bowman Personal Finance Contributor Cynthia Paez Bowman is a former personal finance contributor at Bankrate. She is a finance and business journalist who has been featured in Business Jet Traveler, MSN, CheatSheet.com, Freshome.com and TheSimpleDollar.com.