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Lena Muhtadi Borrelli has several years of experience in writing for insurance domains such as allconnect, Healthline and Reviews.com. She previously worked for Morgan Stanley. Morgan Chelsea Lanier has been an insurance editor for Bankrate since 2020. Using her eight years of experience in market research and data analysis, she works hard to understand her readers’ needs and bring data insights that provide accurate and straightforward answers to insurance questions. She firmly believes that all data tells a story – and she wants to bring that story to her readers. Updated Oct 24, 2022 Compare car insurance rates Answer a few questions to discover real rates from top-tier carriers in your area. Your information is secure Compare rates Select from a variety of trusted carriers + MORE How it works Caret Down Tell us a little about yourself We'll only ask for info we're confident will impact your rate. That way, we can provide you with the most accurate and personalized offers. Choose which policy is best for you Compare your options from a list of carriers that want to get you insured. You can then move forward with as many as you'd like. Lock in your rate and policy details Once you're confident in your selected carrier, finish up the process online or on the phone with a trusted agent. And that's it! On This Page
Despite being the largest state in the U.S., Alaska only has about as of 2019. Alaskans pay $373 per year for minimum coverage car insurance and $1,559 per year for full coverage. However, road safety is of heightened concern due to the high number of vehicle-related fatalities. There were as of 2018, 41 of which were caused by speeding and 29 of which occurred from driving under the influence. While Alaska has a low driver-to-state size ratio, car insurance may be one of the most important purchases motorists in the area can make. Several of not only offer coverage in the state, but also have strong customer satisfaction ratings and offer competitive rates. See more Compare rates and save on auto insurance today! Get quotes Close X Best car insurance companies in Alaska
While many of Alaska's top providers are also some of the in the state, drivers may find it beneficial to include other personal criteria when narrowing down their best options. We evaluated providers based on 2021 rate data obtained from Quadrant Information Services, unique options, coverage options, discounts and the for information on customer satisfaction. Car insurance company J.D. Power Score (Northwest region) Average annual full coverage premium 810 / 1000 $2,302 834 / 1000 $1,421 821 / 1000 $1,545 814 / 1000 $1,543 This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto with quotes from trusted providers like: Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions. Compare auto insurance rates
Answer a few questions to see personalized rates from top carriers. Save on auto with quotes from trusted providers like: Arrow Right Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in . Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way. Discover the best carrier for you
Get custom car insurance quotes from top-rated carriers in 3 minutes or less. Allstate
Allstate offers unique coverage options in addition to its standard policies, including insurance for speakers and other sound system parts in your vehicle. Though its annual premiums land on the higher end for full coverage, what sets Allstate apart is its company advocacy for industry-wide safety features in cars. Geico
is the highest rated by J.D. Power, with 834 points out of 1,000 in the Northwest region. Geico is known for having a quick and easy claims process while providing excellent customer service. It also offers a wide variety of coverage options and unique discounts. Progressive
Progressive receives high marks for financial stability from AM Best with an rating for financial strength. There are a ton of additional types of coverage available, like caused by collisions, and . There is also the Name Your Price Tool, which allows you to find the best Progressive coverage options based on your budget. State Farm
is known to be the biggest insurance company in the U.S., and offers lots of auto insurance coverage options for Alaska drivers. There are even special offerings to help young drivers save money, like with its driving program. Average car insurance cost in Alaska
vary greatly from person to person, and they also vary by state. Compared to other states, Alaska car insurance prices are more mid-level. State rates likely will not break the bank, but they are also not the cheapest. Whereas drivers pay averages of $565 for minimum coverage and $1,674 for full coverage, nationally, Alaskans likely pay less for car insurance due to low population density. Average annual premium for minimum coverage in Alaska Average annual premium for full coverage in Alaska $373 $1,559
Alaska city Average annual premium for full coverage Average annual premium for minimum coverage Anchorage, Alaska $1,777 $546 State minimum insurance requirements in Alaska
To keep motorists protected, Alaska requires drivers to carry minimum coverage limits of , which includes: $50,000 in bodily injury protection per person $100,000 in bodily injury protection per accident $25,000 in property damage per accident Alaska's minimum required state limits for auto insurance do not apply throughout the entire state. because vehicle registration is not required in these areas. Uninsured and underinsured car insurance coverage must also be offered by car insurance providers in Alaska, but can be rejected in writing. While Alaska's laws require set limits for minimum coverage, the state's high probability of accidents and fatalities, as well as damage from weather-related losses like snow, make fuller coverage worth consideration. If you are leasing or financing a vehicle, you may need to purchase full coverage to satisfy your loan requirements. Not everyone's car insurance needs are the same. Car insurance providers price each policy based on a series of individual factors that determine your risk as a policyholder: Evaluate your needs: When building out your Alaska car insurance policy, consider factors such as where you live, the kind of car you drive, safety features, your credit score and what kind of claims history you have had with your car insurance. All of these and more can affect your car insurance coverage and pricing, so finding providers with a reputation for giving good rates to people with your needs could offer useful means of comparison. Consider state factors: Though car insurance can vary based on coverage selections, you are still required by law to have a . This . In Alaska, you are required to have $50,000/$100,000 for bodily injury or death and $25,000 for property damage. Car insurance discounts in Alaska
Whether you are quoted auto insurance rates matching Alaska's averages or find rates that are either more or less than, discounts are available to help you enjoy lower premiums. Several top providers in the U.S. offer multiple discounts that suit most drivers, including those in Alaska. You could receive additional savings for things as simple as enrolling in paperless billing to more long-term efforts such as maintaining a clean driving record. There are some of the specific discounts you can enjoy from the car insurance companies in Alaska. Discount Allstate Geico Progressive State Farm Anti-lock brakes X X Anti-theft devices X X Automatic payment/paperless billing X Defensive driving course X X Early signing X X X Full payment X X Good student X X X X Green vehicle Loyalty X X Low annual mileage X Military X Multiple policies X X X X Multiple vehicles X X X Occupational or organizations X Safe driver/accident free X X X X Safety features X X Frequently asked questions
Car insurance varies greatly depending on your driving history, age, gender, vehicle and a host of other factors. You may be able to from some of the largest auto insurers in the U.S. When , you could aim for companies that make you eligible for the most amount of discounts to help align your coverage needs with your budget.
Before you begin searching for car insurance in Alaska, you will need to know your driving history (accidents and tickets), your vehicle specifications and your credit score. The companies you are working with to get insurance should be able to access most of this information, but knowing it ahead of time will help you understand the type of coverage you need and the quote you could anticipate.
In Alaska, you must have a liability insurance policy that covers bodily injury up to $50,000 per person and $100,000 per accident, as well as property damage up to $25,000.
Every driver is different and accordingly, the best car insurance provider is one that best fits each driver's unique needs. As a general point of comparison, it may be helpful to compare providers that have strong customer service, extensive coverage and a proven track record of timely claim payouts. Methodology
Bankrate utilizes Quadrant Information Services to analyze 2021 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits: $100,000 bodily injury liability per person $300,000 bodily injury liability per accident $50,000 property damage liability per accident $100,000 uninsured motorist bodily injury per person $300,000 uninsured motorist bodily injury per accident $500 collision deductible $500 comprehensive deductible To determine minimum coverage limits, Bankrate used minimum coverages that meet each state's requirements. Our base profile drivers own a 2019 Toyota Camry, commute five days a week and drive 12,000 miles annually. These are sample rates and should only be used for comparative purposes. Written by Lena Borrelli Insurance Contributor Lena Muhtadi Borrelli has several years of experience in writing for insurance domains such as allconnect, Healthline and Reviews.com. She previously worked for Morgan Stanley. Morgan Chelsea Lanier has been an insurance editor for Bankrate since 2020. Using her eight years of experience in market research and data analysis, she works hard to understand her readers’ needs and bring data insights that provide accurate and straightforward answers to insurance questions. She firmly believes that all data tells a story – and she wants to bring that story to her readers.