Home Equity Resources - Loan Rates, News and Advice Bankrate.com Caret RightMain Menu Mortgage Mortgages Financing a home purchase Refinancing your existing loan Finding the right lender Additional Resources Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Bank Banking Compare Accounts Use calculators Get advice Bank reviews Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Credit Card Credit cards Compare by category Compare by credit needed Compare by issuer Get advice Looking for the perfect credit card? Narrow your search with CardMatch Caret RightMain Menu Loan Loans Personal Loans Student Loans Auto Loans Loan calculators Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Invest Investing Best of Brokerages and robo-advisors Learn the basics Additional resources Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Home Equity Home equity Get the best rates Lender reviews Use calculators Knowledge base Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Loan Home Improvement Real estate Selling a home Buying a home Finding the right agent Additional resources Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Insurance Insurance Car insurance Homeowners insurance Other insurance Company reviews Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Retirement Retirement Retirement plans & accounts Learn the basics Retirement calculators Additional resources Elevate your Bankrate experience Get insider access to our best financial tools and content

Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Basics

Editor' s Picks

5 min read

3 min read

3 min read

6 min read

5 min read

Latest Articles

The latest news on the Fed and home equity rates There are good reasons to refinance your home equity loan, but there are risks too. Everything to know about equity loans Some homeowners might remember when banks froze previously approved lines of credit. Could that happen again this time? If paying cash or obtaining a land loan isn’t an option, you might be able to use a second mortgage to buy land. With inflation weighing on budgets and interest rates rising, you might be considering leveraging the equity in your home to cover holiday costs. Should you? A home equity line of credit, or HELOC, is one alternative to a home equity loan. Home equity loans usually come at lower interest rates than other types of loans. Your home isn’t a piggy bank, but there are wise ways to use its equity. Borrowing against the equity in your home can be a smart move.

Related Topics

Helpful Links

The trusted provider of accurate rates and financial information Wall Street Journal USA Today The New York Times CNN Bloomberg ABC