Huntington Bank Review 2022 Bankrate
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Our articles, interactive tools, and hypothetical examples contain information to help you conduct research but are not intended to serve as investment advice, and we cannot guarantee that this information is applicable or accurate to your personal circumstances. Any estimates based on past performance do not a guarantee future performance, and prior to making any investment you should discuss your specific investment needs or seek advice from a qualified professional.
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Relationship Savings charges a $10 monthly fee, but it’s easily avoidable by maintaining an average daily balance of $2,500 or having a qualifying Huntington checking account. The account requires just a penny to open and start earning interest, though the APY is lower than the national average, unless it is linked with a private client account.
The Premier Savings account has no maintenance fee with an average daily balance of $300 or if it’s linked to a qualifying checking account. Otherwise, a $4 monthly fee applies. This account also pays an APY that’s below the national average. A minimum $50 deposit is required to open.
Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.
APYs for standard and jumbo CDs, however, are below the national average yield across term lengths. Huntington doesn’t offer any specialty CDs, such as a bump-up or no-penalty CD.
Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.
The account offers check-writing privileges and an ATM card is available. A $25 monthly fee applies, but it can be waived by maintaining a $25,000 minimum balance or by linking a qualifying checking account.
Asterisk-Free Checking is a no-frills, free checking account. There’s no minimum deposit needed to open the account and no monthly maintenance fee.
Huntington 5 Checking is an interest-bearing account that waives fees for up to five ATM withdrawals per month, among other features. The account’s $5 monthly fee can be waived if you have $5,000 combined across accounts.
Huntington 25 Checking offers the highest APY among Huntington’s checking accounts. Its $25 monthly service fee can be waived with a minimum $25,000 balance combined across accounts. Huntington waives the $3 fee for cash withdrawals at ATMs outside its network and also reimburses fees charged by the owner of the ATM.
Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.
We assign a score to each type of account and its features, weigh them carefully based on importance to account holders and determine an overall score. .
Advertiser Disclosure
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.Our articles, interactive tools, and hypothetical examples contain information to help you conduct research but are not intended to serve as investment advice, and we cannot guarantee that this information is applicable or accurate to your personal circumstances. Any estimates based on past performance do not a guarantee future performance, and prior to making any investment you should discuss your specific investment needs or seek advice from a qualified professional.
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The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you.Editorial disclosure
All reviews are prepared by our staff. Opinions expressed are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including any rates, terms and fees associated with financial products, presented in the review is accurate as of the date of publication. Huntington BankHuntington National Bank Review 2022
Karen Bennett is a consumer banking reporter at Bankrate. She uses her finance writing background to help readers learn more about savings and checking accounts, CDs, and other financial matters. Updated November 10, 2022 Bankrate logoThe Bankrate promise
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At a glance
3.4 Bankrate Score CDs Checking Savings MMA About Bankrate Score Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.Overview
Huntington is a convenient option for many who live in the Midwest and the South who prefer to bank in person. Its consumer-friendly offerings include a no-frills, free checking account, 24-hour overdraft forgiveness and all-day deposit capability that extends the deposit cutoff to midnight on business days.Highlights
ATM Fee Refunds Free Checking Compare offers Advertiser DisclosureAdvertiser Disclosure
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.
How We Make Money
The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you. Member FDIC Savings Account 3.00 % APY Info Bankrate Savings rating = 5/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Info Bankrate Savings rating = 5/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Min. balance for APY Offer detailsCapital One
Member FDIC Savings Account Details 3.00 % APY Min balance for APY It only takes about 5 minutes to open a fee-free account. Member FDIC Savings Account 3.00 % APY Info Bankrate Savings rating = 5/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Info Bankrate Savings rating = 5/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Min. balance for APY Offer detailsCapital One
Member FDIC Savings Account Details 3.00 % APY Min balance for APY It only takes about 5 minutes to open a fee-free account. Member FDIC Savings Account 3.60 % APY Info Bankrate Savings rating = 5/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Info Bankrate Savings rating = 5/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Min. balance for APY Offer detailsBask Bank
Member FDIC Savings Account Details 3.60 % APY Min balance for APY 0 Monthly Acct Fees. No Balance Cap to Earn APY.Overall
The Huntington National Bank offers consumer-friendly products and a network of more than 1,100 branches mostly in the Midwest and South.Pros
A free checking account is available. The bank offers customers access to a range of features, like 24-Hour Grace, which provides an extra business day to make deposits to avoid overdraft and return fees. A wide range of CD terms gives customers the ability to build a CD ladder.Cons
Yields for savers are very low. The minimum balance needed to earn the intro rate on the money market account is steep.Huntington Bank bank products
Savings CD Money Market Checking 2.7 Bankrate ScoreHuntington Bank savings overview
Huntington offers two savings accounts: Relationship Savings and Premier Savings.Relationship Savings charges a $10 monthly fee, but it’s easily avoidable by maintaining an average daily balance of $2,500 or having a qualifying Huntington checking account. The account requires just a penny to open and start earning interest, though the APY is lower than the national average, unless it is linked with a private client account.
The Premier Savings account has no maintenance fee with an average daily balance of $300 or if it’s linked to a qualifying checking account. Otherwise, a $4 monthly fee applies. This account also pays an APY that’s below the national average. A minimum $50 deposit is required to open.
Pros
Both accounts offer simple ways to avoid the monthly service fees.Cons
The APYs on both accounts are very low. Compare Offer Advertiser DisclosureAdvertiser Disclosure
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.
How We Make Money
The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you. Member FDIC Savings Account 3.00 % APY Info Bankrate Savings rating = 5/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Min balance for APY Offer details Offer detailsCapital One
Member FDIC Savings Account Details 3.00 % APY Min balance for APY It only takes about 5 minutes to open a fee-free account. 2.5 Bankrate ScoreHuntington Bank CD overview
Huntington Bank offers standard CDs with terms ranging from one month to six years, giving savers the flexibility to build a CD ladder of just about any length. The minimum deposit is $1,000 for all standard CDs. Jumbo CDs are also available with a deposit of $100,000 or more.APYs for standard and jumbo CDs, however, are below the national average yield across term lengths. Huntington doesn’t offer any specialty CDs, such as a bump-up or no-penalty CD.
Pros
The wide range of terms gives customers the ability to build a CD ladder. The minimum deposit for all standard CDs is a manageable $1,000.Cons
CD yields are very low, even for jumbo CDs. No bump-up or no-penalty CDs are available. Compare Offer Advertiser DisclosureAdvertiser Disclosure
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.
How We Make Money
The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you. Member FDIC CD 4.10 % APY Info Bankrate CD rating = 5/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. Min. deposit Term Offer details Offer detailsCapital One
Member FDIC CD Details 4.10 % APY Min. deposit Term Get peace of mind with fixed rates and guaranteed returns. 1.9 Bankrate ScoreHuntington Bank money market overview
The Huntington Relationship Money Market account offers the highest APY among the bank’s deposit products, but requires a minimum balance of $25,000. The rate is below the national average, however.The account offers check-writing privileges and an ATM card is available. A $25 monthly fee applies, but it can be waived by maintaining a $25,000 minimum balance or by linking a qualifying checking account.
Pros
The money market account has check-writing privileges and an ATM card.Cons
Much better savings APYs are offered elsewhere. The minimum balance needed to earn interest is steep. 4.8 Bankrate ScoreHuntington Bank checking overview
Huntington offers three checking accounts: Asterisk-Free Checking, Huntington 5 Checking and Huntington 25 Checking.Asterisk-Free Checking is a no-frills, free checking account. There’s no minimum deposit needed to open the account and no monthly maintenance fee.
Huntington 5 Checking is an interest-bearing account that waives fees for up to five ATM withdrawals per month, among other features. The account’s $5 monthly fee can be waived if you have $5,000 combined across accounts.
Huntington 25 Checking offers the highest APY among Huntington’s checking accounts. Its $25 monthly service fee can be waived with a minimum $25,000 balance combined across accounts. Huntington waives the $3 fee for cash withdrawals at ATMs outside its network and also reimburses fees charged by the owner of the ATM.
Pros
Huntington offers three checking accounts to meet the individual needs of its customers. The Huntington 25 Checking account waives most fees at non-Huntington ATMs.Cons
Customers need a sizable $25,000 in eligible deposits to waive the monthly fee on the Huntington 25 account. Compare Offer Advertiser DisclosureAdvertiser Disclosure
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.
How We Make Money
The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you. Member FDIC Checking Account 2.50 % APY Info Bankrate Checking rating = 5/5 Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services. To open To avoid fees Offer details Offer detailsSoFi
Member FDIC Checking Account Details 2.50 % APY To open To avoid feesBank experience
Huntington Bank shines on a number of fronts. Customers have access to a range of features, including 24-Hour Grace, which gives account holders until midnight the next day to bring their accounts positive when they've been overdrawn. Huntington also offers All Day Deposit, which extends the banking day until midnight for deposits made at an ATM or through its mobile app. Additional features include online bill pay, mobile banking and account alerts, and debit cards can be linked to digital wallets, like Samsung Pay and Google Pay, to pay for purchases with a smartphone. Customer service is available 8 a.m. to 7 p.m. Eastern time, daily. An automated assistant is also available.About Huntington Bank
Founded in 1866, The Huntington National Bank offers a full range of products and services, including banking products, wealth management and insurance. It merged with TCF Financial Corp. in 2021 and now operates more than 1,100 branches in 12 states, mainly in the Midwest and two Southern states.Review methodology
With so many financial institutions to choose from, it can be hard to know who to trust. Bankrate’s ever-growing list of bank and credit union reviews is updated regularly. Our editorial team analyzes and reviews each institution across deposit products such as savings accounts, checking accounts, certificates of deposit (CDs) and money market accounts (MMAs). Banks are rated by important factors such as offered interest rates, fees, minimum balance requirements, access to funds and more.We assign a score to each type of account and its features, weigh them carefully based on importance to account holders and determine an overall score. .