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The Bankrate Awards

The Best in Personal Finance in 2022

You asked for the top financial products. We delivered.

For all of life s moments

Finding the right bank, credit card, financial management app or … basically anything involving your money can be overwhelming. That's where we come in.

Our experts have inspected, researched, rated and debated the best of the best, and now we're ready to share our findings with you. If you're looking for a new savings account, trying to see which mortgage broker is best or even want to know which money TikToks you should follow, we can help. Welcome to The 2022 Bankrate Awards

The best of every part of finance

Ready to find a winner? Choose a category to check them out.

Bankrate Social Honors

Influential people, communities and organizations deserve recognition too. That's why we're launching Bankrate Social Honors, aimed at amplifying voices who speak about money in a new way.

Your next financial decision just got easier

Sit back and relax knowing that we've used our expertise to streamline your choices. We've combed through the thousands of options and ranked and rated them so all you have to do is turn to our awards when you need a little guidance. Now, your decisions are as simple as click, read, choose. That's what we call "working smarter, not harder."

You deserve nothing but the best

With all our years in the business, we've learned a thing or two about how to identify a true winner in the financial space. Our team of writers, editors and money experts have joined forces to identify the superheros of the financial world: the companies that will work with you (not against you) and products that will actually meet you where you are and help you reach your financial goals.

Options for everyone

No one's financial story is the same, so we know there's no option that works for everyone. That's why this year we came back with more than 80 awards in 12 categories, so you can find what works for you. Not your neighbor. Not your BFF. Not that guy you passed on the street and nodded at you even though you're not 100% sure you even know his name. Just you.

Frequently asked questions

Our editors and experts analyzed thousands of data points across a wide range of categories - like loans, credit cards, mortgages and more - to find the best of the best. For each category, we had specific criteria to make sure we were finding the true winners in that category, so how we evaluated mortgage lenders was different than how we evaluated credit cards, for example. Regardless of category, no advertiser or outside party had any influence in naming the winners.

The Bankrate editorial team (who you already trust to bring you the best personal finance news and advice!) put their expertise to work and chose all the winners themselves.

For each category, our editors reviewed and scored products based on specific criteria to make sure they were really choosing the best of the best. For more information, check out .

No. The Bankrate Award winners were decided exclusively by the Bankrate editorial team you already trust to bring you the best personal finance news and advice. No advertiser or outside party had any influence in naming the winners, and winners did not pay to be included.

The Bankrate Awards are an annual program designed to highlight the best of the best across all personal finance. In choosing award winners, our editorial team evaluates products on specific criteria that may differ from how they're evaluated for "best" articles. One thing you can count on: If our team is recommending a product, we believe that it is great. The trusted provider of accurate rates and financial information Wall Street Journal USA Today The New York Times CNN Bloomberg ABC