A Great Argument For Paying Off Your Mortgage Rather Than Investing The Extra Money

A Great Argument For Paying Off Your Mortgage Rather Than Investing The Extra Money

A Great Argument For Paying Off Your Mortgage Rather Than Investing The Extra Money Skip to content

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A Great Argument For Paying Off Your Mortgage Rather Than Investing The Extra Money

By Erik Folgate Date September 14, 2021

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The debate over paying off your mortgage early versus investing the extra money into the stock market is one that many financial “experts” argue back and forth over. I have made a few posts about this in the past, and it usually generates quite a few comments from you all. Read this post from Free Money Finance. FMF talks about an article from Money magazine about a financial planner who gives a great argument for paying off your mortgage early. My position is that you should pay off other debts first and start investing 15% of your income towards retirement. Then, you should definitely start trying to pay off your mortgage early. The article that FMF references to will answer many of your questions about the argument for tax deductions on your mortgage interest and investing the extra money rather than paying it off early. I think he makes some very strong points. Here is a thought for the upcoming week: Would you rather have a banker run your financial life or would you rather be your own banker?
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Erik Folgate
Erik and his wife, Lindzee, live in Orlando, Florida with a baby boy on the way. Erik works as an account manager for a marketing company, and considers counseling friends, family and the readers of Money Crashers his personal ministry to others. Erik became passionate about personal finance and helping others make wise financial decisions after racking up over $20k in credit card and student loan debt within the first two years of college.

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